How long does it take to transfer money to an account at another Australian bank?

It depends on what kind of payment method you’re using – there’s a couple of different ways you can make quick and easy transfers.

Faster Payments

A faster payment is a type of Pay AnyBody payment that will be processed instantly via the Osko service, which operates using the New Payment Platform (NPP). You can make a Faster Payment to a BSB and account number or PayID (such as a mobile number or email address) that will go through almost instantly. Find out more about PayID.

Don’t worry, if you make a payment using the app, we’ll automatically send your payment as a Faster Payment if it’s eligible. If you’re making a payment from online banking, you can still make a Faster Payment to a PayID. You just need to choose the ‘Faster Payment’ option when making your payment.

Pay AnyBody

If you make a payment using Pay AnyBody, the recipient should get it within 3 business days, unless it automatically goes through as a faster payment – this can happen if you make a payment less than $1,000. See our payment cut-off times for more info about when you need to make your payments.


BPay payments made through the app or online banking should appear in the recipient’s account within 3 business days. The biller will consider the bill paid when your account is debited.

In a branch

For cash that was deposited over the counter at another bank, the processing and clearance time is 5 business days (not including public holidays).

Need more help?

You can message us in the Bankwest App or online banking, or call us – we're here 24/7.