Student Account

No monthly maintenance fees means more money to spend on festivals, travel and nights out with mates.

Less Fees = More Fun

Spend your money on the things you love

Thanks to no monthly maintenance fees or ATM fees at Bankwest or CommBank ATMs in Australia. 1 Fees and charges including other bank ATM fees, overseas ATM access fees and foreign transaction fees may apply. Close

Great student deals and discounts

Save on brands like Apple, The Iconic, Spotify, Microsoft Office and more with Student Edge.

Shop securely with Debit Mastercard®

Use your card to securely shop online and overseas. 2 Debit Mastercard access is available to Australian citizens and temporary or permanent residents aged 16 or over with an Australian residential address.
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Unlock exclusive benefits at Perth Arena

As well as Debit Mastercard perks, you can use your card to access Perth Arena's Bankwest Lounge and get 10% off food and drinks. ? Lounge open from time main venue doors open. Bankwest Mastercard must be shown/presented to gain access to the lounge. Entry is subject to capacity and granted on a first come first served basis. Close

Check out the wide range of Student Edge discounts

Want access to even more perks? As a Bankwest customer you’ll get access to exclusive offers plus heaps of other discounts and offers through our friends at Student Edge.

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Rates and fees

Rates
Name Rate
Variable interest rate on balances from $0 to $4,999.99 0.01% p.a.
Variable interest rate on balances from $5,000 to $19,999.99 0.01% p.a.
Variable interest rate on balances from $20,000 to $49,999.99 0.01% p.a.
Variable interest rate on balances of $50,000 or over 0.05% p.a.
Interest is calculated daily and paid quarterly to your account.
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Fees
Name Fee
Monthly maintenance fee $0
Electronic withdrawal fee $0
Counter withdrawal fee $5 per transaction
Overseas ATM access fee $5 per transaction 3 The overseas bank may charge a fee for using their ATM. Other fees and charges, including foreign transaction fees, may apply. Close
Foreign transaction fee ? For each transaction occurring outside Australia in foreign currency or Australian dollars. Overseas purchases made online may incur foreign transaction fees. Close 2.95% of the transaction amount
Paper statement fee ? Avoid this fee with eStatements.
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$1.25 per statement
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Customers with this account will receive eStatements via Bankwest Online Banking. Customers who opt to receive a paper statement, however, may be charged the above fee. All accounts opened prior to 13 February 2017 will be progressively switched over to eStatements. Exemptions apply.

Rates are subject to change. Other fees and charges may apply. For more detailed information, see the Student Account Product Schedule (PDF) and Your Guide to Banking Fees (PDF).

View our transaction account terms and conditions

Transaction account terms and conditions:
The relevant Product Schedule together with all of the related documents form the complete Product Disclosure Statement for this product.

Product schedule:
Student Account Product Schedule (PDF)

Related documents:
Investment and Transaction Account Terms and Conditions (PDF)
Account Access Conditions of Use (PDF)
Your Guide to Banking Fees (PDF)
Banking Services Rights and Obligations (PDF)

Easy ways to bank with us

No matter how you like to do your banking, we are here to make the process as easy as possible.

Set up spend notifications

Our Easy Alerts allow you to customise notifications in the Bankwest App to help you keep track of your spending.

Block your card instantly

Easily put a temporary lock on your lost or stolen card by logging into online banking or within the Bankwest App.

Bankwest Halo payment ring

You’ll never worry about forgetting your wallet again.

Google Pay™

Set your card up with Google Pay and pay for things using your Android smartphone.

Opening an account online is simple

1

Tell us about yourself

If you’re an existing Bankwest customer simply click ‘apply now’, which will take you to a form that is prepopulated with your details. If you’re new to Bankwest, you’ll be able to complete your details.

2

Choose your card colour

Once you’ve checked your details you’ll be able to choose your card colour.

3

Quick and easy verification

If you’re already a Bankwest customer, this is already complete. If not, use your current driver’s license, Medicare card and/or passport for quick and easy verification online or in store.

Apply today

Here are your next steps...

Check your eligibility

  • Full time secondary, tertiary and TAFE students
  • Apprentices and trainees
  • Debit Mastercard access: Australian citizens, temporary or permanent residents aged 16 years or over with an Australian residential address. Find out more about Debit Mastercard
  • Joint accounts are not available.
1

Things you need for your application

  • Photo identification such as an Australian driver's licence or passport. Or see a handy list of other ID documents we’ll accept
  • Tax File Number (providing your TFN stops you from paying witholding tax on this account)
  • Proof of full time secondary, tertiary or TAFE enrolment if you're aged 17 years or over
  • If you're under 15 years old, pop in to a Bankwest store with sufficient ID to apply for a Student Account.

Find out more about what you may need to provide.

Already started? Resume your application

Looking for something else? 

Check out some of our other bank accounts.

Need help choosing a transaction account?

Speak with someone from the team today.

Things you should know

1. Fees and charges including other bank ATM fees, overseas ATM access fees and foreign transaction fees may apply.

2. Debit Mastercard access is available to Australian citizens and temporary or permanent residents aged 16 or over with an Australian residential address.

3. The overseas bank may charge a fee for using their ATM. Other fees and charges, including foreign transaction fees, may apply.

Mastercard and the Mastercard brand mark are registered trademarks, and the circles design and Tap & go are trademarks of Mastercard International Incorporated.

Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries.

Terms and conditions apply to the use of Google Pay. Android and Google Pay are trademarks of Google Inc.