Easy Transaction Account
No-fee bank account
No fees
Enjoy no ATM, foreign transaction or monthly fees - and no minimum deposit requirements.*†
Tap and pay straight away
Add your card to your digital wallet, then spend instantly with Apple, Google or Samsung Pay.
Get a savings boost
Open a linked Easy Saver account and earn interest on your Easy Saver balance.#
Create a virtual card
Make one-off or recurring purchases in-store or online without using your regular card details.***
The account for home and away
Simplify your daily spending
No foreign transaction fees
Spend from home or anywhere in the world and we won’t charge you foreign transaction or ATM fees.*†
Stay in control of your spending
Keep your holiday budget in check by setting spend limit and card end date on your multi-use virtual card.***
See your balance in a foreign currency
Switch on multi-currency view in the app to see your balance in a foreign currency.
Make purchases without using your regular card details
Helping you spend, worry-free
Use temporary card details so you can spend without sharing your regular card details.
Customise your spending with multi-use virtual card
Nickname your card, set a spend limit and choose an end date to manage multiple purchases, like a holiday or home renovation.
Use it online, in-store and overseas
Add your virtual card to your digital wallet or copy card details to start using it straight away.
Set up in the Bankwest App
Create a single-use or multi-use virtual card in app with any transaction account or credit card.***
What you get with a Bankwest bank account
An app that keeps you in the know
Spend smart wherever you go
A truly digital experience
Security taken seriously
Secure login
Access your account using biometrics (TouchID and FaceID) or PIN from your trusted device.
Lock your card from the app
Lock your card if you lose it or spot a suspicious transaction.
See if an account name checks out
NameCheck and Confirmation of Payee work together to prompt you if the account details on a first-time payment don’t look right. This can help protect you from some scams and mistaken payments.
Stay in control
If you get notified of potential unusual activity on your account, you can handle it directly in the app.
Fees
(There are none)
Uncomplicate your banking
Common questions
You can have up to 10 Easy Transaction accounts per person.
If you’re already a Bankwest customer, you may be able to open a joint account in the app by choosing the account you’d like and selecting the ‘two of us’ option.
You’ll need to already have joint Bankwest account(s) with the other applicant, or both applicants must not have any other existing Bankwest joint accounts.
With a joint transaction or savings account, both people will have full access to the account and the money in it unless the account has multiple signatory instructions.
You’ll receive your physical card within 10 business days. Your digital card will appear in the app straight away. Add your card to your digital wallet, then spend instantly with Apple, Google or Samsung Pay.
This is an interest-earning account which doesn’t have BPAY® access or a debit card attached to it, so you can only access the money in it by transferring it to your linked Easy Transaction Account. To open an Easy Saver Account, you need an existing Easy Transaction Account – you can open them both at the same time.
Things to consider
- Easy Transaction Account is also suitable for concession card or government card holders.
- Apple, the Apple logo and Apple Pay are trademarks of Apple Inc. App Store is a service mark of Apple Inc. Bankwest Apple Pay Terms of Use apply.
- Android, Google Play and the Google Play logo are trademarks of Google LLC. Bankwest Google Pay Terms of Use apply. Google Pay and Google Wallet are trademarks of Google LLC.
- Bankwest Samsung Wallet Terms of Use apply. Samsung and Samsung Wallet are trademarks of Samsung Electronics Co Ltd.
- BPAY® is the registered trademark of BPAY Pty Ltd ABN 69 079 137 518.
- Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
† Foreign transaction fees
Foreign transactions are all transactions effected in foreign currency or occurring outside of Australia whether in foreign currency or Australian dollars including if you are in Australia (for example, online) where the merchant or the financial institution or entity processing the transaction is located overseas. Other fees and charges may apply, including when using overseas ATMs.
# Easy Saver
Rates are variable and subject to changes. Interest is calculated daily on a tiered basis depending on your account balance and paid into your account on the first business day of the following month. T&Cs subject to change.
*** Virtual cards
Eligibility criteria apply. Virtual cards are available, subject to your account meeting the requirements, for Easy Transaction Accounts, Offset Transaction Accounts, Qantas Transaction Accounts, Retirement Advantage Accounts and all retail credit cards (where lending criteria apply). See the Account Access Conditions of Use or Terms and Conditions relevant to your product.
Platinum Debit Mastercard
Platinum Debit Mastercard access is available to Australian citizens and temporary or permanent residents with an Australian residential address. Limited exceptions may apply subject to conditions.
App push notifications
On eligible devices in which you have the Bankwest App installed and notifications enabled.
eStatements
Customers opening this account will receive eStatements via Bankwest Online Banking and the Bankwest App. Customers can opt to receive a paper statement.
Important documents
Consider the applicable PDS available from Bankwest before deciding whether the product is right for you. Fees and charges may apply and subject to change. The relevant Product Schedule together with all of the related documents form the complete Product Disclosure Statement for this product.