FAQs

Understanding your home loan statement

Find out more

Is my loan amount (principal) reducing?

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Applying for a home loan

• What do I need to apply for a home loan?
  
• What's Loan to Value Ratio (LVR)?
• What’s Lenders’ Mortgage Insurance (LMI)?
• Getting conditional approval to look for a property
  
• What is digital signing and how do I sign my home loan documents online?
  
• How much deposit do I need to take out a Bankwest home loan?

Managing your home loan

• Making progress payments on your construction loan
• Why does my interest vary month to month?
  
• Why can’t I see my minimum monthly repayment as a transaction?
• Can I redraw from the available balance of my home loan?
  
• How do I discharge my home loan?
• What happens if there’s an interest rate change?

Guidance for every stage

Whether you’re preparing to buy a home or want to pay off your mortgage sooner, our guides can help.

From deposit to offer

From offer to moving in

Manage and make the most of your mortgage

Need more help?

If you still need help you can speak to someone from the team.

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