Save more on your online shopping with no foreign transaction fees and $0 annual fee

Our Bankwest Zero Platinum Mastercard® helps you save when you shop online at your favourite international stores with no foreign transaction fees and complimentary overseas travel insurance for Platinum cardholders. 1 2

Benefits of Zero Platinum Mastercard

No overseas transaction fees

Get more bang for your buck when you shop online or make overseas purchases. 1

$0 annual fee

That’s nada, zip, zero annual fee ever, for the life of your card.

Complimentary overseas travel insurance

Complimentary travel insurance for you and your family. 2

Interest free days

Up to 55 days interest free on purchases. 3 You qualify for interest free days on purchases if you pay the closing balance owing (excluding any balance transfer amount) on your current statement in full by the due date. Section 24 of our Credit Cards Conditions of Use (PDF) further outlines how this interest free period is calculated. Close

Complimentary Purchase Protection

As well as Price Guarantee Insurance. 2

Less to carry

You could order a Bankwest Halo payment ring - it works just like your contactless card. 4 The Bankwest Halo payment ring is only available to Australian citizens and Permanent or Temporary Residents over 16 years of age with an Australian residential address. Fees and charges apply. Close

Rates and fees

Rate type Rate
Purchase rate ? 17.99% p.a.
Introductory balance transfer rate for the first 9 months 5 2.99% p.a.
Ongoing balance transfer rate ? The ongoing balance transfer rate is the rate that applies after the introductory period finishes.  Close 17.99% p.a.
Cash advances ? Applies to online transfers and using your credit card to withdraw cash. Close 21.99% p.a.
Fee type Amount
Annual fee $0
Foreign transaction fee 1 Waived (Normally 2.95% of the transaction amount)
Late payment administrative fee ? When the minimum payment is not processed by the due date.  Close $25 per statement period
Cash advance fee 2% of transaction amount or $4 (whichever is greater)
Paper statement fee ? Avoid this fee with eStatements.
$1.25 per statement
Rates are subject to change. Other fees and charges may apply. A full list of fees will be outlined in your credit card contract.

See the Credit Card Key Facts Sheet (PDF).

Apply today

Check your eligibility

  • This card is available to people 18 years and over who are Australian permanent residents
  • Only one Bankwest Zero Mastercard account per customer
  • Minimum credit limit of $6,000 required.

You'll receive an online response to your application in minutes.