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Bankwest Breeze Classic Mastercard®

Our lowest ongoing rate for purchases and balance transfers makes this a great choice for making that big purchase or consolidating debt.

Bankwest Breeze Platinum Mastercard®

Get our lowest ongoing rates, complimentary overseas travel insurance and no foreign transaction fees. 5

Bankwest Zero Classic Mastercard®

No annual fee, ever.

Bankwest Zero Platinum Mastercard®

No annual or foreign transaction fees, plus complimentary overseas travel insurance – this may be your ultimate travel companion. 5

Bankwest More Classic Mastercard®

Get rewarded for your everyday spending. 3 Annual bonus points are for new More Mastercard customers only. For all terms and conditions of More Rewards Points, Annual Bonus Points and Introductory Bonus Points refer to the “Things you should know” section at the bottom of this page. Close

Bankwest More Platinum Mastercard®

Get even more rewards for your everyday spending, plus complimentary overseas travel insurance and no foreign transaction fees. 3 Annual bonus points are for new More Mastercard customers only. For all terms and conditions of More Rewards Points, Annual Bonus Points and Introductory Bonus Points refer to the “Things you should know” section at the bottom of this page. Close 5

Bankwest More World Mastercard™

Get a world of rewards when you spend, plus complimentary lounge access, unlimited rewards points potential and all of our platinum benefits. 3 Annual bonus points are for new More Mastercard customers only. For all terms and conditions of More Rewards Points, Annual Bonus Points and Introductory Bonus Points refer to the “Things you should know” section at the bottom of this page. Close 5

Bankwest Qantas Platinum Mastercard®

Earn Qantas Points on eligible purchases, plus get complimentary overseas travel insurance and no foreign transaction fees. 5

Bankwest Qantas World Mastercard™

Our highest points-earning potential. Plus, get complimentary overseas travel insurance and no foreign transaction fees. 5

Product Name
Bankwest Breeze Classic Mastercard®
Bankwest Breeze Platinum Mastercard®
Bankwest Zero Classic Mastercard®
Bankwest Zero Platinum Mastercard®
Bankwest More Classic Mastercard®
Bankwest More Platinum Mastercard®
Bankwest More World Mastercard™
Bankwest Qantas Platinum Mastercard®
Bankwest Qantas World Mastercard™

Introductory offers

Intro purchase rate
Intro balance transfer rate 1
0% p.a. for 26 months (2% balance transfer fee applies) 7
0% p.a. for 26 months (2% balance transfer fee applies) 7
2.99% p.a. intro balance transfer rate for first 9 months
2.99% p.a. intro balance transfer rate for first 9 months
0% p.a. Intro balance transfer rate for first 6 months (1% balance transfer fee applies)
0% p.a. Intro balance transfer rate for first 6 months (1% balance transfer fee applies)
0% p.a. Intro balance transfer rate for first 6 months (1% balance transfer fee applies)
2.99% p.a. intro balance transfer rate for first 9 months

2.99% p.a. intro balance transfer rate for first 9 months

Features

Minimum credit limit
$1,000
$6,000
$1,000
$6,000
$1,000 (to earn annual bonus points you must have a minimum credit limit of $3,000)
$6,000
$12,000
$3,000
$12,000
Interest free days on purchases 2 You qualify for interest free days on purchases if you pay the closing balance owing (excluding any balance transfer amount) on your current statement in full by the due date. Section 24 of our Credit Cards Conditions of Use (PDF) further outlines how this interest free period is calculated. Close
Up to 55 days
Up to 55 days
Up to 55 days
Up to 55 days
Up to 44 days
Up to 44 days
Up to 44 days
Up to 44 days
Up to 44 days
Points earned on eligible purchases
1.5 More Rewards points per $1 spent on eligible purchases 3 Annual bonus points are for new More Mastercard customers only. For all terms and conditions of More Rewards Points, Annual Bonus Points and Introductory Bonus Points refer to the “Things you should know” section at the bottom of this page. Close
2 More Rewards points per $1 spent on eligible purchases 3 Annual bonus points are for new More Mastercard customers only. For all terms and conditions of More Rewards Points, Annual Bonus Points and Introductory Bonus Points refer to the “Things you should know” section at the bottom of this page. Close
2.5 More Rewards points per $1 spent on eligible purchases 3 Annual bonus points are for new More Mastercard customers only. For all terms and conditions of More Rewards Points, Annual Bonus Points and Introductory Bonus Points refer to the “Things you should know” section at the bottom of this page. Close
0.75 Qantas Points per $1 on the first $2,500 spent per month, 0.3 points thereafter  8
1 Qantas Point per $1 on the first $5,000 spent per month, 0.5 points thereafter 8
Annual bonus points (min. spend applies) 3 Annual bonus points are for new More Mastercard customers only. For all terms and conditions of More Rewards Points, Annual Bonus Points and Introductory Bonus Points refer to the “Things you should know” section at the bottom of this page. Close
19,500 3 Annual bonus points are for new More Mastercard customers only. For all terms and conditions of More Rewards Points, Annual Bonus Points and Introductory Bonus Points refer to the “Things you should know” section at the bottom of this page. Close
75,000 3 Annual bonus points are for new More Mastercard customers only. For all terms and conditions of More Rewards Points, Annual Bonus Points and Introductory Bonus Points refer to the “Things you should know” section at the bottom of this page. Close
115,000 3 Annual bonus points are for new More Mastercard customers only. For all terms and conditions of More Rewards Points, Annual Bonus Points and Introductory Bonus Points refer to the “Things you should know” section at the bottom of this page. Close

Rates and fees

Ongoing purchase rate (after any introductory period)
12.99% p.a. 7
12.99% p.a. 7
17.99% p.a.
17.99% p.a.
19.99% p.a.
19.99% p.a.
19.99% p.a.
20.49% p.a.
20.49% p.a.
Ongoing balance transfer rate (after any introductory period)
12.99% p.a. 7
12.99% p.a. 7
17.99% p.a.
17.99% p.a.
19.99% p.a.
19.99% p.a.
19.99% p.a.
20.49% p.a.
20.49% p.a.
Cash advance rate (for online transfers and using your credit card to withdraw cash)
21.99% p.a.
21.99% p.a.
21.99% p.a.
21.99% p.a.
21.99% p.a.
21.99% p.a.
21.99% p.a.
21.99% p.a.
21.99% p.a.
Cash advance fee (for online transfers and using your credit card to withdraw cash)
2% of transaction amount or $4 (whichever is greater)
2% of transaction amount or $4 (whichever is greater)
2% of transaction amount or $4 (whichever is greater)
2% of transaction amount or $4 (whichever is greater)
2% of transaction amount or $4 (whichever is greater)
2% of transaction amount or $4 (whichever is greater)
2% of transaction amount or $4 (whichever is greater)
2% of transaction amount or $4 (whichever is greater)
2% of transaction amount or $4 (whichever is greater)
Annual fee
$39 (first year), $79 (after) 7
$49 (first year), $99 (after) 7
$0
$0
$100
$160
$270
$160
$270
Foreign transaction fee 4
2.95% of the transaction amount
0%
2.95% of the transaction amount
0%
2.95% of the transaction amount
0%
0%
0%
0%

Extra benefits

Complimentary overseas travel insurance 5
Complimentary Extended Warranty, Price Guarantee and Purchase Security Insurance 5
Complimentary airport lounge access 6 Please refer to the LoungeKey Terms and Conditions of Use before you make your first lounge visit. You will find these Terms and Conditions of Use at www.loungekey.com/bankwest. For more information refer to the 'Things you should know' section at the bottom of this page. Close
Rates are subject to change. Other fees and charges may apply.
A full list of fees will be outlined in your credit card contract. See the Credit Card Key Facts Sheet (PDF) and ‘Credit card terms and conditions' section of this page for more information.
Note: Your eligibility for a Classic, Platinum or World Mastercard credit card depends on your approved limit.

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