No monthly maintenance fee

Our Easy Transaction Account is our low fee banking account. With no monthly maintenance fee, you can make your money go further.

Benefits at a glance

Less banking fees

No monthly maintenance fee or minimum monthly deposit required. Other fees may apply.

Less ATM fees

Pay no ATM fees when you use one of 10,000 major bank ATMs Australia-wide. 1 Includes ATMs branded Bankwest, CBA, NAB, ANZ, Westpac, St George Bank, Bank of Melbourne and BankSA.

Other fees and charges, including other bank ATM fees, overseas ATM access fees and foreign transaction fees may apply.
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Less worries

Backed by Mastercard's® 24/7 Zero Liability Protection and accepted at over 38 million Mastercard locations worldwide. 2 Debit Mastercard access is available to Australian citizens and temporary or permanent residents aged 16 or over with an Australian residential address.
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Pay less at Perth Arena

That’s 10% less on all food and beverages when you show and pay with your Debit Mastercard, plus free exclusive access to the Bankwest Lounge before the event. ? Lounge open from time main venue doors open. Bankwest Mastercard must be shown/presented to gain access to the lounge. Entry is subject to capacity and granted on a first come first served basis. Close

Compare Debit Mastercard types

There are two types of Debit Mastercard. If you deposit over $4,000 into your account each month you can choose to unlock Platinum benefits.

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Key features Debit Mastercard Platinum Debit Mastercard
Required monthly deposit No minimum requirement Over $4,000
Shop faster with Tap & go™ technology

Access a range of benefits and discounts with Mastercard rewards program

Three months insurance for loss, theft or damage on certain purchases 3

Up to twelve months extended warranty insurance on certain purchases made in Australia 3

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Fees

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Name Fee
Monthly maintenance fee $0
Electronic withdrawal fee
$0
Cheque withdrawal fee
$0
Counter withdrawal fee
$0
Overseas ATM access fee
$5 per transaction 4
Foreign transaction fee ? For each transaction occurring outside Australia in foreign currency or Australian dollars. Overseas purchases made online may incur foreign transaction fees. Close 2.95% of the transaction amount
Paper statement fee ? Avoid this fee with eStatements.
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$1.25 per statement
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Customers with this account will receive eStatements via Bankwest Online Banking and the Bankwest App. Customers who opt to receive a paper statement, however, may be charged the above fee. Exemptions apply.

Other fees and charges may apply.  For more detailed information, see the Easy Transaction Account Product Schedule (PDF) and Your Guide to Banking Fees (PDF).

View our transaction account terms and conditions

Transaction account terms and conditions:
The relevant Product Schedule together with all of the related documents form the complete Product Disclosure Statement for this product.

Product schedule:
Bankwest Easy Transaction Account Product Schedule (PDF)

Related documents:

Apply today

Here are your next steps...

Check your eligibility

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Things you need for your application

Find out more about what you may need to provide.

Looking for something else? 

Check out some of our other bank accounts.

Need help choosing a transaction account?

Speak with someone from the team today.

Things you should know

1. Includes ATMs branded Bankwest, CBA, NAB, ANZ, Westpac, St George Bank, Bank of Melbourne and BankSA. Other fees and charges, including other bank ATM fees, overseas ATM access fees and foreign transaction fees may apply.

2. Debit Mastercard access is available to Australian citizens and temporary or permanent residents aged 16 or over with an Australian residential address.

3. Platinum Debit Mastercard Insurance: Limitations, exclusions and eligibility criteria apply. See Platinum Debit Mastercard Insurance (Post 01/07/2015) booklet (PDF) for details.

4. The overseas bank may charge a fee for using their ATM. Other fees and charges, including foreign transaction fees, may apply.

The $6 monthly maintenance fee and $2,000 deposit requirement for Easy Transaction Account has been removed for new and existing accounts.

Mastercard and the Mastercard brand mark are registered trademarks, and the circles design and Tap & go are trademarks of Mastercard International Incorporated.