Buying your next home

Whether you're buying a second home or an investment property, there's a few things to consider that could be different from your first time around.

Steps to buying your next home

Plan your next step

When it comes to buying a second property, there's a bit more to think about than your first home.

Crunch your numbers

There's different finance options and costs you'll need to consider when buying your next property.

Get ready to buy your next home

Learn about buying, selling and the loan approval process, so you're equipped to buy your next property.

Complete Home Loan Package

Whether you're buying a home to live in or an investment property, the Complete Home Loan Package could help you get there. With a $395 annual fee, the Complete Home Loan offers our low rate, plus the flexibility to add multiple offset accounts and an eligible credit card. 1 Offset Transaction Account must be held in the same name as the loan. Maximum 40% offset is available with our Complete Fixed and Fixed Rate Home Loan. Other exclusions apply. Where a monthly offset fee applies, it will apply to each offset account held.

You can choose from a variable, fixed or split loan to suit your needs.

Complete Variable Home Loan

  • Choose to make weekly, fortnightly or monthly repayments
  • Offset your interest with optional 100% offset accounts
  • Make unlimited extra repayments

Complete Fixed Home Loan

  • Security that your home loan rate won't change during your fixed period
  • Offset your interest with optional 40% offset accounts
  • Make extra repayments up to $10,000 each year

Get more out of your home loan

We're empowering our customers to achieve their home ownership goals.

Flexible loan options

Choose a home loan type that suits you – from variable, fixed or split home loan options.

Save on interest

Save on home loan interest while you manage your money with multiple offset accounts.

Easy digital application

With a Bankwest home loan you could sign your home loan documents and track your application online, anytime it suits you. 2 3 Some exclusions apply.

Extra repayments

Get ahead on your mortgage by making weekly, fortnightly or monthly repayments. Pay extra to reduce your home loan faster. 4 If you decide to pay interest only, only monthly repayments are permitted.
5 Extra repayments up to $10,000 for Complete Fixed Home Loan.

Home loan calculators

Repayments calculator

Get an idea of your regular repayments and see how much you could save if you make extra repayments.

How much can I borrow calculator

Estimate how much you could borrow based on your income, expenses and current home loan.

Home loan fees calculator

Get an estimate on stamp duty, Lenders Mortgage Insurance and other home buying fees.

Home loan comparison calculator

See if refinancing your loan could save you money on home loan interest in the long term.

We're ready to help

Your very own Home Lending Specialist will respond within one business day. You can talk on the phone, meet at a branch, or have a Mobile Lending Manager come to you.

Complete Home Loan Package:
Lending and eligibility criteria, and fees and charges apply including an annual package fee of $395. Terms and conditions apply and are available on request. The Complete Home Loan Package is available to individuals and eligible family trusts. Minimum initial loan size $200,000. The package consists of an eligible home loan, one optional eligible credit card per customer and optional Offset Transaction account. Other exclusions apply. Consider the Offset Transaction Account Product Disclosure Statement (PDS) available from bankwest.com.au and whether the product is right for you. Mastercard is a registered trademark of Mastercard International Incorporated. Variable rate is subject to change.

  1. Offset Transaction Account must be held in the same name as the loan. Maximum 40% offset is available with our Complete Fixed and Fixed Rate Home Loan. Other exclusions apply. Where a monthly offset fee applies, it will apply to each offset account held.
  2. Digital signing excludes home loan transfers. Other exclusions apply. Due to state laws, restrictions apply to digitally signing the Mortgage Form in some States and Territories. Customers must have access to a device (computer or tablet recommended) with internet and email access.
  3. Some exclusions apply.
  4. If you decide to pay interest only, only monthly repayments are permitted.
  5. Extra repayments up to $10,000 for Complete Fixed Home Loan.