Home buying

Let's talk about what's possible

Our Home Finance Managers can meet when and where it suits you – even evenings and weekends.

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How to digitally sign your home loan contracts

View, sign and return your home loan documents anytime, from anywhere in the world.

Find out more
Find out more

Less worry with our low fixed rate

2.99 %
p.a.

Three-year fixed rate

3.86 %
p.a.

Comparison rate

Our Complete Fixed Home Loan Package offers the security of our great fixed home loan rate, plus a rewards credit card and offset account. 1 Offset Transaction Account must be held in the same name as the loan account. Other exclusions apply. Maximum 40% offset is available with our Complete Fixed Home Loan. Close

For owner occupied borrowings with principal and interest repayments. For borrowings up to 90% of the property value and loan sizes of $200,000+. Understand the comparison rate.

Crunch the numbers

How much can I borrow calculator

Calculate your borrowing power and what your repayments might be.

Home loan repayments calculator

Get an idea of your mortgage repayments and discover how much you could save if you make extra repayments.

Home loan fees calculator

Get an estimate on stamp duty, LMI and other non-standard home buying fees that come with purchasing a property.

Refinance calculator

Compare repayments to find out whether refinancing your loan could save you money on interest.

Guides for every stage

From saving a deposit to making an offer.

Understand the home loan application and approval process, prepare for settlement and more.

Help to manage your mortgage, own your home sooner, renovate, move, invest or refinance.

Ask an expert

Get in touch with one of our Home Finance Managers – choose the option that’s right for you.

Things you should know

  1. Offset Transaction Account must be held in the same name as the loan account. Other exclusions apply. Maximum 40% offset is available with our Complete Fixed Home Loan.

 

What's the comparison rate?
It’s a tool that can help you identify the truer cost of a loan. It’s calculated using a standard formula that includes the interest rate, as well as certain fees and charges relating to a loan (not all fees and charges are included).

Comparison rate warning:
Comparison rate is calculated on the statutory assumption of $150,000 loan over 25 years but the minimum required loan amount is $200,000 for the Complete Home Loan Package. Different rates apply for different loan amounts and may depend on the duration of a fixed rate period or the ratio of the loan amount to the property value.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Loans for a property to live in vs. loans for an investment purpose
Loans for a property to live in - also known as owner-occupier loans – include (but aren’t limited to) loans to fund the purchase of a property or refinance an existing loan, where the borrower currently lives or intends to live in the property.

Loans for an investment purpose – also known as investor loans – include (but aren’t limited to) loans where the predominant part is used to invest in shares, land, construction or an established property. They also include refinancing an investor loan.

Other conditions apply.