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Compare savings accounts
| Types of savings accounts | Hero Saver
|
Easy Saver
|
Bankwest Smart eSaver
|
|
|---|---|---|---|---|
| Select two or more to compare | ||||
| Standard variable rate |
1.00% p.a. on balances up to $5,000,000.99
2
A standard variable rate applies each month you make a withdrawal and/or deposit less than $200. A standard variable rate also applies to balances over $250,001 and up to $5,000,000.99. Interest is calculated at the applicable rate on the portion of the balance which falls within each of the tiers. |
4.00% p.a. on balances up to $250,000.99 3 Rates are variable and subject to change. Interest is calculated daily on your account balance up to $250,000.99 and paid into your account on the first business day of the following month. | 1.00% p.a. on balances up to $5,000,000.99 | |
| Variable bonus rate ? | 3.60% p.a. on balances up to $250,000.99. |
Not applicable |
1.45% p.a. on balances up to $500,000.99 0.75% p.a. on balances from $500,001 to $5,000,000.99. 4 |
|
| Variable Hero Rate or Smart Rate ? |
4.60% p.a. on balances up to $250,000.99 Hero Rate calculated by combining the standard variable rate and bonus rate. |
Not applicable |
2.45% p.a. on balances up to $500,000.99 1.75% p.a. on balances from $500,001 to $5,000,000.99 Smart Rate calculated by combining the standard variable rate and bonus rate. |
|
| Variable introductory rate | Not applicable | 5.10% p.a. on balances up to $250,000.99 for the first 4 months 6 The Easy Saver variable introductory rate only applies to new accounts. Not available if you’ve had the introductory rate on an Easy Saver Account in the last two years. Variable introductory rate and term are set out in the welcome letter. At the end of the introductory rate term, the account reverts to the Easy Saver variable rate. T&Cs subject to change. 7 Rates are variable and subject to change. Interest is calculated daily on your account balance up to $250,000.99 and paid into your account on the first business day of the following month. | Not applicable | |
| Monthly fees
5
Monthly maintenance fee may apply to linked account. Other fees that may apply are listed in the relevant Product Disclosure Statement. |
No monthly account maintenance fees and transaction fees | No monthly account maintenance fees and transaction fees | No monthly account maintenance fees and transaction fees | |
| Features | ||||
| In-branch withdrawals | Yes | No | No | |
| Linked Bankwest account requirements |
No | Yes |
Yes |
|
| Apply | Find out more | Apply | ||
| Hero Saver The Hero Saver rewards you for saving regularly and making no withdrawals. 1 Limit of one account per customer. |
1.00% p.a. on balances up to $5,000,000.99
2
A standard variable rate applies each month you make a withdrawal and/or deposit less than $200. A standard variable rate also applies to balances over $250,001 and up to $5,000,000.99. Interest is calculated at the applicable rate on the portion of the balance which falls within each of the tiers. |
3.60% p.a. on balances up to $250,000.99. |
4.60% p.a. on balances up to $250,000.99 Hero Rate calculated by combining the standard variable rate and bonus rate. |
Not applicable | No monthly account maintenance fees and transaction fees | Yes | No |
|---|---|---|---|---|---|---|---|
| Easy Saver Make saving simple with no minimum monthly deposit and the ability to move money in and out via your linked Easy Transaction Account while still earning interest. 1 Limit of one account per customer. |
4.00% p.a. on balances up to $250,000.99 3 Rates are variable and subject to change. Interest is calculated daily on your account balance up to $250,000.99 and paid into your account on the first business day of the following month. |
Not applicable |
Not applicable | 5.10% p.a. on balances up to $250,000.99 for the first 4 months 6 The Easy Saver variable introductory rate only applies to new accounts. Not available if you’ve had the introductory rate on an Easy Saver Account in the last two years. Variable introductory rate and term are set out in the welcome letter. At the end of the introductory rate term, the account reverts to the Easy Saver variable rate. T&Cs subject to change. 7 Rates are variable and subject to change. Interest is calculated daily on your account balance up to $250,000.99 and paid into your account on the first business day of the following month. | No monthly account maintenance fees and transaction fees | No | Yes |
| Bankwest Smart eSaver This online savings account rewards you for every month you don't make any withdrawals. 1 Limit of one account per customer. |
1.00% p.a. on balances up to $5,000,000.99 |
1.45% p.a. on balances up to $500,000.99 0.75% p.a. on balances from $500,001 to $5,000,000.99. 4 |
2.45% p.a. on balances up to $500,000.99 1.75% p.a. on balances from $500,001 to $5,000,000.99 Smart Rate calculated by combining the standard variable rate and bonus rate. |
Not applicable | No monthly account maintenance fees and transaction fees | No |
Yes |
Rates are subject to change at any time. Other fees and charges may apply.
Customers opening these accounts will receive eStatements via Bankwest Online Banking and the Bankwest App. Customers can opt to receive a paper statement.
Select 2 or more to compare
Product disclosure statements:
Smart eSaver Product Disclosure Statement (PDF)
For the products listed below, the Product Schedule and the related documents make up the Product Disclosure Statement:
- Hero Saver Product Schedule (PDF)
- Bankwest Easy Saver Account Product Schedule (PDF)
- Bankwest Easy Saver Account Product Schedule – Text only (PDF)
Related documents:
Need help choosing an account?
- Limit of one account per customer.
- A standard variable rate applies each month you make a withdrawal and/or deposit less than $200. A standard variable rate also applies to balances over $250,001 and up to $5,000,000.99. Interest is calculated at the applicable rate on the portion of the balance which falls within each of the tiers.
- Rates are variable and subject to change. Interest is calculated daily on your account balance up to $250,000.99 and paid into your account on the first business day of the following month.
- Different rates apply to different balance tiers. If balance tiers apply, interest is calculated at the applicable rate on the portion of the balance which falls within each of the tiers.
- Monthly maintenance fee may apply to linked account. Other fees that may apply are listed in the relevant Product Disclosure Statement.
- The Easy Saver variable introductory rate only applies to new accounts. Not available if you’ve had the introductory rate on an Easy Saver Account in the last two years. Variable introductory rate and term are set out in the welcome letter. At the end of the introductory rate term, the account reverts to the Easy Saver variable rate. T&Cs subject to change.
- Rates are variable and subject to change. Interest is calculated daily on your account balance up to $250,000.99 and paid into your account on the first business day of the following month.