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Withdrawn product rates
Rates listed are for products that are no longer available for sale.
Savings accounts
| Balance | Variable rate |
|---|---|
| $0 to $2,999.99 | 2.05% p.a. |
| $3,000 to $9,999.99 | 2.05% p.a. |
| $10,000 to $19,999.99 | 2.10% p.a. |
| Over $20,000 | 2.15% p.a. |
Children’s Savings Account
Balance
Variable rate
$0 to $2,999.99
2.05% p.a.
$3,000 to $9,999.99
2.05% p.a.
$10,000 to $19,999.99
2.10% p.a.
Over $20,000
2.15% p.a.
Interest is calculated at the applicable rate on the entire balance.
| Rate type | Variable rate |
|---|---|
|
Variable standard interest rate |
1.00% p.a. |
TeleNet Saver
Rate type
Variable rate
Variable standard interest rate
1.00% p.a.
Term deposits
|
Term |
Maturity/Annually |
Half-yearly | Quarterly | Monthly |
|---|---|---|---|---|
| 1 month |
1.25% p.a. |
-
|
not applicable - | not applicable - |
| 2 months | 1.50% p.a. | not applicable - | not applicable - | not applicable - |
| 3 months | 3.75% p.a. | not applicable - | not applicable - | not applicable - |
| 4 months | 3.00% p.a. | not applicable - | not applicable - | not applicable - |
| 5 months | 3.00% p.a. | not applicable - | not applicable - | not applicable - |
| 6 months | 4.25% p.a. | not applicable - | not applicable - | not applicable - |
| 7 months | 4.00% p.a. | not applicable - | not applicable - | not applicable - |
| 8 months | 4.00% p.a. | not applicable - | not applicable - | not applicable - |
| 9 months |
5.00% p.a. |
not applicable - | not applicable - | not applicable - |
| 10 months |
4.00% p.a. |
not applicable - | not applicable - | not applicable - |
| 11 months |
4.00% p.a. |
not applicable - | not applicable - | not applicable - |
| 1 year |
4.90% p.a. |
4.84% p.a. | 4.81% p.a. | 4.79% p.a. |
| 2 years |
4.85% p.a. |
4.79% p.a. | 4.76% p.a. | 4.75% p.a. |
| 3 years |
4.00% p.a. |
3.96% p.a. | 3.94% p.a. | 3.93% p.a. |
| 4 years |
4.00% p.a. |
3.96% p.a. | 3.94% p.a. | 3.93% p.a. |
| 5 years |
4.00% p.a. |
3.96% p.a. | 3.94% p.a. | 3.93% p.a. |
Standard Term Deposit
Term
Maturity/Annually
Half-yearly
Quarterly
Monthly
1 month
1.25% p.a.
-
not applicable
-
not applicable
-
2 months
1.50% p.a.
not applicable
-
not applicable
-
not applicable
-
3 months
3.75% p.a.
not applicable
-
not applicable
-
not applicable
-
4 months
3.00% p.a.
not applicable
-
not applicable
-
not applicable
-
5 months
3.00% p.a.
not applicable
-
not applicable
-
not applicable
-
6 months
4.25% p.a.
not applicable
-
not applicable
-
not applicable
-
7 months
4.00% p.a.
not applicable
-
not applicable
-
not applicable
-
8 months
4.00% p.a.
not applicable
-
not applicable
-
not applicable
-
9 months
5.00% p.a.
not applicable
-
not applicable
-
not applicable
-
10 months
4.00% p.a.
not applicable
-
not applicable
-
not applicable
-
11 months
4.00% p.a.
not applicable
-
not applicable
-
not applicable
-
1 year
4.90% p.a.
4.84% p.a.
4.81% p.a.
4.79% p.a.
2 years
4.85% p.a.
4.79% p.a.
4.76% p.a.
4.75% p.a.
3 years
4.00% p.a.
3.96% p.a.
3.94% p.a.
3.93% p.a.
4 years
4.00% p.a.
3.96% p.a.
3.94% p.a.
3.93% p.a.
5 years
4.00% p.a.
3.96% p.a.
3.94% p.a.
3.93% p.a.
Rates displayed are current and were last updated on 17 November 2023.
Rates subject to change.
| Term | Maturity/Annually | Half-yearly | Quarterly | Monthly |
|---|---|---|---|---|
| 1-31 days |
0.10% p.a. |
not applicable - | not applicable - | not applicable - |
TD at Call
Term
Maturity/Annually
Half-yearly
Quarterly
Monthly
1-31 days
0.10% p.a.
not applicable
-
not applicable
-
not applicable
-
Rates displayed are current and were last updated on 18 November 2020.
Interest rates on offer may vary at any time without notice.
Bank accounts
| Balance | Rate |
|---|---|
|
All balances |
0.01% p.a. |
Complete Account
Balance
Rate
All balances
0.01% p.a.
| Balance | Variable rate |
|---|---|
| $0 up to $5,000.99 | 0.10% p.a. |
| $5,001 or more | 0.00% p.a. |
Hero Transaction Account
Balance
Variable rate
$0 up to $5,000.99
0.10% p.a.
$5,001 or more
0.00% p.a.
Business products
| Rate type | Variable rate |
|---|---|
| Indicative variable rate 1 | 10.48% p.a. |
| Business Equity Line (reference rate) | 11.33% p.a. |
Business Equity Line
Rate type
Variable rate
Indicative variable rate
1
10.48% p.a.
Business Equity Line (reference rate)
11.33% p.a.
|
Term |
Maturity/Annually |
|---|---|
| 1 month |
1.25% p.a. |
| 2 months | 1.50% p.a. |
| 3 months | 3.50% p.a. |
| 4 months | 3.55% p.a. |
| 5 months | 3.65% p.a. |
| 6 months | 3.75% p.a. |
| 7 months | 3.80% p.a. |
| 8 months | 3.85% p.a. |
| 9 months |
4.00% p.a. |
| 10 months |
4.05% p.a. |
| 11 months |
4.10% p.a. |
| 1 year |
4.25% p.a. |
| 2 years |
4.00% p.a. |
| 3 years |
4.00% p.a. |
| 4 years |
4.00% p.a. |
| 5 years |
4.00% p.a. |
Business TD Direct
Term
Maturity/Annually
1 month
1.25% p.a.
2 months
1.50% p.a.
3 months
3.50% p.a.
4 months
3.55% p.a.
5 months
3.65% p.a.
6 months
3.75% p.a.
7 months
3.80% p.a.
8 months
3.85% p.a.
9 months
4.00% p.a.
10 months
4.05% p.a.
11 months
4.10% p.a.
1 year
4.25% p.a.
2 years
4.00% p.a.
3 years
4.00% p.a.
4 years
4.00% p.a.
5 years
4.00% p.a.
Note: Rates may change between now and when you apply for the Term Deposit.
Rates apply for investment amounts from $10,000 to $2,000,000.
|
Rate type |
Rate |
|---|---|
| Ongoing rate (balance transfers, cash advances and purchases) | 11.99% p.a. |
Low Rate Mastercard®
Rate type
Rate
Ongoing rate (balance transfers, cash advances and purchases)
11.99% p.a.
Rates are intended for new Low Rate Mastercard customers only. Fees and charges apply, including an annual fee.
| Rate type | Rate |
|---|---|
| Ongoing rate (balance transfers, cash advances and purchases) | 18.50% p.a. |
Large Rewards Mastercard
Rate type
Rate
Ongoing rate (balance transfers, cash advances and purchases)
18.50% p.a.
Rates are intended for new Large Rewards Mastercard customers only. Fees and charges apply, including an annual fee.
- The indicative variable rate is based on a fully secured loan option.