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Frequent Flyer credit card
The Bankwest Qantas Mastercard® lets you earn Qantas Points on your everyday spending.
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Earn up to 50,000 Bonus Qantas Points
Limited time offer
Spend $3,000 on eligible purchases in the first 90 days and keep your card open for over 15 months. Limited time. New customers only and you must not have opened a Bankwest Qantas Mastercard in the last 24 months. Other fees and T&Cs apply. 7
Benefits
Earn and redeem Qantas Points
Earn 1 point per $1 spent on eligible purchases for the first $5,000 spent each month for World cardholders. Plus, enjoy unlimited points earning potential.
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What counts as an eligible purchase? Most purchases are eligible purchases except some things such as bank fees, gambling, government charges and anything else listed in Section 5 of our Bankwest Qantas Rewards Terms and Conditions.
Join for free
Qantas Frequent Flyer membership fees are waived when you take out a Bankwest Qantas Mastercard. 2 A joining fee usually applies. However, complimentary membership is available from Bankwest if you join at qantas.com/joinffbankwest.
Interest free period
Up to 44 interest free days on purchases. 3 You qualify for interest free days on purchases if you pay the closing balance owing (excluding any balance transfer amount) on your current statement in full by the due date. Section 24 of our Credit Cards Conditions of Use (PDF) further outlines how this interest free period is calculated.
Digital cards now available
Access and activate your new Bankwest credit card in our app, as soon as you’re approved.
There are two types of Frequent Flyer credit cards
Platinum
Limited time offer
Earn up to 50,000 Bonus Qantas Points. Spend $3000 on eligible purchases in the first 90 days and keep your card open for over 15 months. Limited time. New customers only and you must not have opened a Bankwest Qantas Mastercard in the last 24 months. Other fees and T&Cs apply.
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- Earn 0.75 points per $1 on your first $2,500 spent on eligible purchases per month, then 0.3 points per $1 thereafter ? What counts as an eligible purchase? Most purchases are eligible purchases except some things such as bank fees, gambling, government charges and anything else listed in Section 5 of our Bankwest Qantas Rewards Terms and Conditions.
- Complimentary overseas travel insurance. No foreign transaction fees for online and overseas purchases. 4 5
- $3,000 minimum credit limit.
World
- Earn 1 point per $1 on your first $5,000 spent on eligible purchases per month, then 0.5 points per $1 thereafter ? What counts as an eligible purchase? Most purchases are eligible purchases except some things such as bank fees, gambling, government charges and anything else listed in Section 5 of our Bankwest Qantas Rewards Terms and Conditions.
- Complimentary overseas travel insurance. No foreign transaction fees for online and overseas purchases 4 5
- $12,000 minimum credit limit.
Rates and fees
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| Rate | |
|---|---|
| Rate Type | Rate |
| Purchase rate ? | 20.49% p.a. |
| Introductory balance transfer rate for the first 9 months 6 | 2.99% p.a. |
| Ongoing balance transfer rate ? The ongoing balance transfer rate is the rate that applies after the introductory period finishes. | 20.49% p.a. |
| Cash advances ? | 21.99% p.a. |
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| Fees | |
|---|---|
| Fee Type | Fee |
| Annual fee | $160 |
| Annual fee | $270 |
| Foreign transaction fee 5 | 0% |
| Late payment administrative fee ? When the minimum payment is not processed by the due date. |
$25 per statement period |
| Cash advance fee | 2% of transaction amount or $4 (whichever is greater) |
|
Paper statement fee
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Avoid this fee with eStatements. |
$1.25 per statement |
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Rates are subject to change. Other fees and charges may apply. A full list of fees will be outlined in your credit card contract.
See the Credit Card Key Facts Sheet (PDF).
Apply today
Here are your next steps...
Check your eligibility
- People 18 years or over
- Australian permanent residents
- Only one Bankwest Qantas Mastercard account per customer.
Already started? Resume your application.
Looking for something else?
We have other cards that could be right for you...
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Need help choosing or managing your credit card?
We’ve got a variety of guides and handy info that gives you everything you need to know about using your credit card. Find out more.
- You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. A joining fee usually applies. However, complimentary membership is available from Bankwest if you join at qantas.com/joinffbankwest.
Membership and the earning and redemption of points are subject to the terms and conditions of the Qantas Frequent Flyer program. Qantas Points are earned in accordance with and subject to the Bankwest Qantas Rewards Terms and Conditions (PDF). Qantas Points are earned on eligible purchases only, see Bankwest Qantas Rewards Terms and Conditions (PDF). Exclusions and limitations apply. Points earned and redemption values subject to change.
Qantas Points (outside any bonus points) won't be transferred to your Qantas Frequent Flyer Account until:
- You have spent an initial $1,500 on eligible purchases using your card; and
- Your account has been opened for at least 2 months.
- A joining fee usually applies. However, complimentary membership is available from Bankwest if you join at qantas.com/joinffbankwest.
- You qualify for interest free days on purchases if you pay the closing balance owing (excluding any balance transfer amount) on your current statement in full by the due date. Section 24 of our Credit Cards Conditions of Use (PDF) further outlines how this interest-free period is calculated.
- Complimentary overseas travel insurance provides base cover only and limitations, exclusions and eligibility criteria apply. See the Credit Card Insurance Product Disclosure Statement and Information Booklet (PDF) for details.
Coronavirus (COVID-19):
Please note that this event is excluded from cover for all destinations. For more information please see here.
- Foreign transactions are transactions occurring outside of Australia whether in foreign currency or Australian dollars including if you are in Australia (for example, online) where the merchant or the financial institution or entity processing the transaction is located overseas. No foreign transaction fees apply for Platinum or World customers. Other fees and charges may apply, including when using overseas ATMs.
- Introductory rate on balance transfers:
- Introductory rate on balance transfers is available to new credit card customers only
- Applies from the date when the card is opened, regardless of when any balance transfer is processed by us
- After intro period, the interest rate on any outstanding transferred balance will be charged at the ongoing balance transfer rate as outlined in your credit card schedule
- Minimum balance transfer amount is $500
- A request will only be processed up to 95% of your approved credit limit
- Only non-Bankwest-branded credit cards can be balance transferred to Bankwest Mastercard credit cards.
View balance transfer terms and conditions.
- Earn up to 50,000 Bonus Qantas Points promotion only available to eligible new Bankwest Qantas Platinum Mastercard customers who have not opened a Bankwest Qantas Mastercard in the last 24 months ($3,000 minimum credit limit) and apply from 17 June 2021 until the promotion ends and are approved. To be eligible for 50,000 Bonus Points you must meet the minimum spend requirements within three months of account opening. 40,000 Bonus Qantas Points are transferred to your account within five months of account opening and are subject to change. To be eligible for 10,000 Bonus Points you must keep your card account open for 15 months. 10,000 Bonus Qantas Points are transferred to your account within 17 months of account opening and subject to change. Your card must remain open for points to be transferred. You are not eligible for this promotion if you upgrade or vary your existing Bankwest credit card to a Bankwest Qantas Platinum Mastercard.
Most purchases are eligible purchases except some things such as balance transfers, bank fees, gambling, government charges and anything else listed in Section 6 of our Bankwest Qantas Rewards Terms and Conditions.
World Mastercard Program terms and conditions apply. Visit www.mastercard.com.au/world for details about World Mastercard experiences. Mastercard and the Mastercard brand mark are registered trademarks, and the circles design and Tap & go are trademarks of Mastercard International Incorporated.