Frequent Flyer credit card

• Credit Cards Conditions of Use (PDF)
• Credit Card Account Access Conditions of Use (PDF)
• Credit Card Insurances Product Disclosure Statement and Information Booklet (PDF) - valid until 8 December 2019
• Credit Card Insurance Product Disclosure Statement and Information Booklet (PDF) - valid from 9 December 2019
• Bankwest Qantas Rewards Terms and Conditions (PDF)

1. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. A joining fee usually applies. However, complimentary membership is available from Bankwest if you join at qantas.com/joinffbankwest.

Membership and the earning and redemption of points are subject to the terms and conditions of the Qantas Frequent Flyer program. Qantas Points are earned in accordance with and subject to the Bankwest Qantas Rewards Terms and Conditions (PDF). Qantas Points are earned on eligible purchases only, see Bankwest Qantas Rewards Terms and Conditions (PDF). Exclusions and limitations apply. Points earned and redemption values subject to change.

Qantas Points (outside any bonus points) won't be transferred to your Qantas Frequent Flyer Account until:

• You have spent an initial $1,500 on eligible purchases using your card; and
• Your account has been opened for at least 2 months.

2. A joining fee usually applies. However, complimentary membership is available from Bankwest if you join at qantas.com/joinffbankwest.

3. You qualify for interest free days on purchases if you pay the closing balance owing (excluding any balance transfer amount) on your current statement in full by the due date. Section 24 of our Credit Cards Conditions of Use (PDF) further outlines how this interest-free period is calculated.

4. Complimentary overseas travel insurance provides base cover only and limitations, exclusions and eligibility criteria apply. See the Credit Card Insurance Product Disclosure Statement and Information Booklet (PDF) for details.

On 9 December 2019 we made some important changes to complimentary overseas travel insurance cover and eligibility criteria – here’s what you need to know.

Coronavirus (COVID-19):​​
Please note that this event is excluded from cover for all destinations. For more information please see here.

5. Foreign transactions are transactions occurring outside of Australia whether in foreign currency or Australian dollars including if you are in Australia (for example, online) where the merchant or the financial institution or entity processing the transaction is located overseas. No foreign transaction fees apply for Platinum or World customers. Other fees and charges may apply, including when using overseas ATMs.

6. Introductory rate on balance transfers: 

• Introductory rate on balance transfers is available to new credit card customers only
• Applies from the date when the card is opened, regardless of when any balance transfer is processed by us
• After intro period, the interest rate on any outstanding transferred balance will be charged at the ongoing balance transfer rate as outlined in your credit card schedule
  
• Minimum balance transfer amount is $500
• A request will only be processed up to 95% of your approved credit limit
• Only non-Bankwest-branded credit cards can be balance transferred to Bankwest Mastercard credit cards.

View balance transfer terms and conditions.


World Mastercard Program terms and conditions apply. Visit www.mastercard.com.au/world for details about World Mastercard experiences. Mastercard and the Mastercard brand mark are registered trademarks, and the circles design and Tap & go are trademarks of Mastercard International Incorporated.