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Frequent Flyer credit card
The Bankwest Qantas Mastercard® lets you earn Qantas Points on your everyday spending. 1
See the important changes coming to complimentary overseas travel insurance.
Benefits
Earn and redeem Qantas Points
Earn 1 point per $1 spent on eligible purchases for the first $5,000 spent each month for World cardholders. Plus, enjoy unlimited points earning potential.
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What counts as an eligible purchase? Most purchases are eligible purchases except some things such as bank fees, gambling, government charges and anything else listed in Section 5 of our Bankwest Qantas Rewards Terms and Conditions.
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Redeem points for real rewards at the Qantas Store.
Join for free
Qantas Frequent Flyer membership fees are waived when you take out a Bankwest Qantas Mastercard. 2 A joining fee usually applies. However, complimentary membership is available from Bankwest if you join at qantas.com/joinffbankwest. Close
Interest free period
Up to 44 interest free days on purchases. 3 You qualify for interest free days on purchases if you pay the closing balance owing (excluding any balance transfer amount) on your current statement in full by the due date. Section 24 of our Credit Cards Conditions of Use (PDF) further outlines how this interest free period is calculated. Close
Digital cards now available
Access and activate your new Bankwest credit card in our app, as soon as you’re approved.
There are two types of Frequent Flyer credit cards
World
Earn 1 point per $1 on your first $5,000 spent on eligible purchases per month ? What counts as an eligible purchase? Most purchases are eligible purchases except some things such as bank fees, gambling, government charges and anything else listed in Section 5 of our Bankwest Qantas Rewards Terms and Conditions. Close
Rates and fees
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| Rate | |
|---|---|
| Rate Type | Rate |
| Purchase rate ? | 20.49% p.a. |
| Introductory balance transfer rate for the first 9 months 6 | 2.99% p.a. |
| Ongoing balance transfer rate ? The ongoing balance transfer rate is the rate that applies after the introductory period finishes. Close | 20.49% p.a. |
| Cash advances ? Applies to online transfers and using your credit card to withdraw cash. Close | 21.99% p.a. |
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| Fees | |
|---|---|
| Fee Type | Fee |
| Annual fee | $160 |
| Annual fee | $270 |
| Foreign transaction fee 5 | 0% |
| Late payment administrative fee ? When the minimum payment is not processed by the due date. Close |
$25 per statement period |
| Cash advance fee | 2% of transaction amount or $4 (whichever is greater) |
| Dishonour fee ? Each time there is a dishonoured payment into the account. For example, a dishonoured periodical/scheduled payment or cheque deposit. Close |
$10 each time |
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Paper statement fee
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Avoid this fee with eStatements. Close |
$1.25 per statement |
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Rates are subject to change. Other fees and charges may apply. A full list of fees will be outlined in your credit card contract.
See the Credit Card Key Facts Sheet (PDF).
See the Credit Card Key Facts Sheet (PDF).
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Minimum spend, T&Cs and fees and charges apply.
Apply today
Here are your next steps...
Check your eligibility
- People 18 years or over
- Australian permanent residents
- Only one Bankwest Qantas Mastercard account per customer.
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Things you need for your application
- Photo identification such as an Australian driver's licence or passport. Or see a handy list of other ID documents we’ll accept
- Employment details, including length of employment and employer contact numbers
- Financial information including income, expenses and assets.
Already started? Resume your application.
Looking for something else?
We have other cards that could be right for you...
Rewards credit card
More Mastercard
Use your credit card for everyday eligible spending and earn points at the same time.
Need help choosing or managing your credit card?
Speak with someone from the team today.
Things you should know
1. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. A joining fee usually applies. However, complimentary membership is available from Bankwest if you join at qantas.com/joinffbankwest.
Membership and the earning and redemption of points are subject to the terms and conditions of the Qantas Frequent Flyer program. Qantas Points are earned in accordance with and subject to the Bankwest Qantas Rewards Terms and Conditions (PDF). Qantas Points are earned on eligible purchases only, see Bankwest Qantas Rewards Terms and Conditions (PDF). Exclusions and limitations apply. Points earned and redemption values subject to change.
Qantas Points (outside any bonus points) won't be transferred to your Qantas Frequent Flyer Account until:
- You have spent an initial $1,500 on eligible purchases using your card; and
- Your account has been opened for at least 2 months.
2. A joining fee usually applies. However, complimentary membership is available from Bankwest if you join at qantas.com/joinffbankwest.
3. You qualify for interest free days on purchases if you pay the closing balance owing (excluding any balance transfer amount) on your current statement in full by the due date. Section 24 of our Credit Cards Conditions of Use (PDF) further outlines how this interest-free period is calculated.
4. Limitations, exclusions and eligibility criteria apply. See the Credit Card Insurances Product Disclosure Statement and Information Booklet (PDF) for details.
From 9 December 2019 we're making some important changes to complimentary overseas travel insurance cover and eligibility criteria - here's what you need to know.
5. Foreign transactions are transactions occurring outside of Australia whether in foreign currency or Australian dollars including if you are in Australia (for example, online) where the merchant or the financial institution or entity processing the transaction is located overseas. No foreign transaction fees apply for Platinum or World customers. Other fees and charges may apply, including when using overseas ATMs.
6. Introductory rate on balance transfers:
- Introductory rate on balance transfers is available to new credit card customers only
- Applies from the date when the card is opened, regardless of when any balance transfer is processed by us
- After intro period, the interest rate on any outstanding transferred balance will be charged at the ongoing balance transfer rate as outlined in your credit card schedule
- Minimum balance transfer amount is $500
- A request will only be processed up to 95% of your approved credit limit
- Only non-Bankwest-branded credit cards can be balance transferred to Bankwest Mastercard credit cards.
View balance transfer terms and conditions.
World Mastercard Program terms and conditions apply. Visit www.mastercard.com.au/world for details about World Mastercard experiences. Mastercard and the Mastercard brand mark are registered trademarks, and the circles design and Tap & go are trademarks of Mastercard International Incorporated.