The Bankwest Qantas Mastercard® lets you earn Qantas Points on your everyday spending. 1
Earn and redeem Qantas points
0.5 Qantas Points per $1 spent on eligible purchases, or 0.66 Qantas Points for World cardholders.
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What counts as an eligible purchase? Most purchases are eligible purchases except some things such as bank fees, gambling, government charges and anything else listed in Section 5 of our Bankwest Qantas Rewards Terms and Conditions.
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Redeem points for real rewards at the Qantas Store.
Join for free
Qantas Frequent Flyer membership fees are waived when you take out a Bankwest Qantas Mastercard. 2 A joining fee usually applies. However, complimentary membership is available from Bankwest if you join at qantas.com/joinffbankwest. Close
Interest-free period
Get up to 44 interest-free days on purchases. 3 Interest-free days on purchases apply when the total amount owing on your current statement is paid in full by the due date, and you have also paid off your previous month’s balance in full by its due date. Section 24 of our Credit Cards Conditions of Use further outlines how this interest-free period is calculated. Close
Less wallet hassle
Order a Bankwest Halo payment ring that works just like your contactless card. Fist-pump the terminal and go. 4 The Bankwest Halo payment ring is only available to Australian citizens and Permanent or Temporary Residents over 16 years of age with an Australian residential address. Fees and charges apply. Close
| Rate | |
|---|---|
| Rate Type | Rate |
| Purchase rate ? | 20.49% p.a. |
| Introductory balance transfer rate for the first 9 months 7 | 2.99% p.a. |
| Ongoing balance transfer rate ? The ongoing balance transfer rate is the rate that applies after the introductory period finishes. Close | 20.49% p.a. |
| Cash advances ? Applies to online transfers and using your credit card to withdraw cash. Close | 21.99% p.a. |
| Fees | |
|---|---|
| Fee Type | Fee |
| Annual fee | $100 |
| Annual fee | $160 |
| Annual fee | $270 |
| Foreign transaction fee 6 | Waived (Normally 2.95% of the transaction amount) |
| Foreign transaction fee 6 |
2.95% of the transaction amount |
| Late payment administrative fee ? When the minimum payment is not processed by the due date. Close |
$25 per statement period |
| Cash advance fee | 2% of transaction amount or $4 (whichever is greater) |
| Dishonour fee ? Each time there is a dishonoured payment into the account. For example, a dishonoured periodical/scheduled payment or cheque deposit. Close |
$10 each time |
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Paper statement fee
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Avoid this fee with eStatements. Close |
$1.25 per statement |
Rates are subject to change. Other fees and charges may apply. A full list of fees will be outlined in your credit card contract.
See the Credit Card Key Facts Sheet (PDF).
Minimum spend, T&Cs and fees and charges apply.
Check your eligibility
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Use your credit card for everyday eligible spending and earn points at the same time.
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Things you should know
1. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. A joining fee usually applies. However, complimentary membership is available from Bankwest if you join at qantas.com/joinffbankwest.
Membership and the earning and redemption of points are subject to the terms and conditions of the Qantas Frequent Flyer program. Qantas Points are earned in accordance with and subject to the Bankwest Qantas Rewards Terms and Conditions (PDF). Qantas Points are earned on eligible purchases only, see Bankwest Qantas Rewards Terms and Conditions (PDF). Exclusions, limitations and points caps apply. Points earned and redemption values subject to change.
The total Qantas Points (including any bonus points) that can be earned in each year are: 50,000 Qantas Points if your Card is a Bankwest Qantas Classic Mastercard and 200,000 Qantas Points if your Card is a Bankwest Qantas Platinum Mastercard. Qantas Points (outside any bonus points) won't be transferred to your Qantas Frequent Flyer Account until:
2. A joining fee usually applies. However, complimentary membership is available from Bankwest if you join at qantas.com/joinffbankwest.
3. Interest-free days on purchases apply when the total amount owing on your current statement is paid in full by the due date, and you have also paid off your previous month’s balance in full by its due date. Section 24 of our Credit Cards Conditions of Use (PDF) further outlines how this interest-free period is calculated.
4. The Bankwest Halo payment ring is only available to Australian citizens and Permanent or Temporary Residents over 16 years of age with an Australian residential address. Fees and charges apply.
5. Limitations, exclusions and eligibility criteria apply. See the Complimentary Credit Card Insurance booklet (PDF) for details.
From 1 October 2018 we’re changing our insurance provider as well as the Overseas Travel Insurance cover provided to customers 80 years of age and over. Find out more about the changes to credit card insurance.
6. Foreign transactions are transactions occurring outside of Australia whether in foreign currency or Australian dollars including if you are in Australia (for example, online) where the merchant or the financial institution or entity processing the transaction is located overseas. No foreign transaction fees apply for Platinum or World customers. Other fees and charges may apply, including when using overseas ATMs.
7. Introductory rate on balance transfers:
View balance transfer terms and conditions.
World Mastercard Program terms and conditions apply. Visit www.mastercard.com.au/world for details about World Mastercard experiences. Mastercard and the Mastercard brand mark are registered trademarks, and the circles design and Tap & go are trademarks of Mastercard International Incorporated.
