The ultimate travel companion with $0 annual fee

Our Bankwest Zero Mastercard® is great for travelling, with no foreign transaction fees and complimentary overseas travel insurance for Platinum cardholders. 1 2

Benefits

No annual fee

Enjoy a $0 annual fee with this card.

Save on foreign transaction fees

No foreign transaction fees for Platinum cardholders. 1

Interest free period

Up to 55 interest free days on purchases. 3 You qualify for interest free days on purchases if you pay the closing balance owing (excluding any balance transfer amount) on your current statement in full by the due date. Section 24 of our Credit Cards Conditions of Use (PDF) further outlines how this interest free period is calculated. Close

Less to carry

You could order a Bankwest Halo payment ring - it works just like your contactless card. 4 The Bankwest Halo payment ring is only available to Australian citizens and Permanent or Temporary Residents over 16 years of age with an Australian residential address. Fees and charges apply. Close

There are two types of $0 annual fee cards

2 winners awards logos - Mozo Experts Choice 2019 award for no annual fee platinum credit card category and Finder Awards 2019 5 stars for best credit card for travellers
It’s official

Our Bankwest Zero Platinum Mastercard is award winning

Over 240 cards were in the running for 2019 Finder’s Award for Best Credit Card for Travellers and 2019 Mozo’s Experts Choice Award for Best No Annual Fee Platinum Credit Card. Both awards went to our Bankwest Zero Platinum Mastercard – with travel perks and no annual fee, we think you might like it too.​

Rates and fees

Show me the rates and fees for

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Rates
Rate type Rate
Purchase rate ? 17.99% p.a.
Introductory balance transfer rate for the first 9 months 5 2.99% p.a.
Ongoing balance transfer rate ? The ongoing balance transfer rate is the rate that applies after the introductory period finishes.  Close 17.99% p.a.
Cash advances ? Applies to online transfers and using your credit card to withdraw cash. Close 21.99% p.a.
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Fees
Fee type Amount
Annual fee $0
Foreign transaction fee 1 Waived (Normally 2.95% of the transaction amount)
Foreign transaction fee 1
2.95% of the transaction amount
Late payment administrative fee ? When the minimum payment is not processed by the due date.  Close $25 per statement period
Cash advance fee 2% of transaction amount or $4 (whichever is greater)
Dishonour fee ? Each time there is a dishonoured payment into the account. For example, a dishonoured periodical/scheduled payment or cheque deposit. Close $10 each time
Paper statement fee ? Avoid this fee with eStatements.
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$1.25 per statement
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Rates are subject to change.  Other fees and charges may apply.  A full list of fees will be outlined in your credit card contract.

See the Credit Card Key Facts Sheet (PDF).

Apply today

Here are your next steps...

Check your eligibility

  • People 18 years or over
  • Australian permanent residents
  • One Bankwest Zero Mastercard per customer only.
1

Things you need for your application

  • Photo identification such as an Australian driver's licence or passport. Or see a handy list of other ID documents we’ll accept
  • Employment details, including length of employment and employer contact numbers
  • Info about your income, expenses, assets, loans and other credit cards.

Find out more about what you may need to provide.

Already started? Resume your application.

Looking for something else?

We have other cards that could be right for you...

Need help choosing or managing your credit card?

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