I'm an existing Bankwest customer
Apply faster in online banking
I'm a new Bankwest customer
Use our easy online application
Classic
- Free worldwide emergency card replacement
- $1,000 minimum credit limit.
Benefits
No annual fee
Enjoy a $0 annual fee with this card.
Save on foreign transaction fees
No foreign transaction fees for Platinum cardholders. 1
Interest free period
Up to 55 interest free days on purchases. 3 You qualify for interest free days on purchases if you pay the closing balance owing (excluding any balance transfer amount) on your current statement in full by the due date. Section 24 of our Credit Cards Conditions of Use (PDF) further outlines how this interest free period is calculated. Close
Less to carry
You could order a Bankwest Halo payment ring - it works just like your contactless card.
4
The Bankwest Halo payment ring is only available to Australian citizens and Permanent or Temporary Residents over 16 years of age with an Australian residential address. Fees and charges apply.
Close
It’s official
Our Bankwest Zero Platinum Mastercard is award winning
Over 240 cards were in the running for 2019 Finder’s Award for Best Credit Card for Travellers and 2019 Mozo’s Experts Choice Award for Best No Annual Fee Platinum Credit Card. Both awards went to our Bankwest Zero Platinum Mastercard – with travel perks and no annual fee, we think you might like it too.
Rates and fees
Swipe
| Rates | |
|---|---|
| Rate type | Rate |
| Purchase rate ? | 17.99% p.a. |
| Introductory balance transfer rate for the first 9 months 5 | 2.99% p.a. |
| Ongoing balance transfer rate ? The ongoing balance transfer rate is the rate that applies after the introductory period finishes. Close | 17.99% p.a. |
| Cash advances ? Applies to online transfers and using your credit card to withdraw cash. Close | 21.99% p.a. |
Swipe
Swipe
| Fees | |
|---|---|
| Fee type | Amount |
| Annual fee | $0 |
| Foreign transaction fee 1 | Waived (Normally 2.95% of the transaction amount) |
|
Foreign transaction fee
1
|
2.95% of the transaction amount |
| Late payment administrative fee ? When the minimum payment is not processed by the due date. Close |
$25 per statement period |
| Cash advance fee | 2% of transaction amount or $4 (whichever is greater) |
| Dishonour fee ? Each time there is a dishonoured payment into the account. For example, a dishonoured periodical/scheduled payment or cheque deposit. Close |
$10 each time |
|
Paper statement fee
?
Avoid this fee with eStatements. Close |
$1.25 per statement |
Swipe
Rates are subject to change. Other fees and charges may apply. A full list of fees will be outlined in your credit card contract.
See the Credit Card Key Facts Sheet (PDF).
See the Credit Card Key Facts Sheet (PDF).
Apply today
Here are your next steps...
Check your eligibility
- People 18 years or over
- Australian permanent residents
- One Bankwest Zero Mastercard per customer only.
1
Things you need for your application
- Photo identification such as an Australian driver's licence or passport. Or see a handy list of other ID documents we’ll accept
- Employment details, including length of employment and employer contact numbers
- Info about your income, expenses, assets, loans and other credit cards.
Already started? Resume your application.
Looking for something else?
We have other cards that could be right for you...
Rewards credit card
More Mastercard
Use your credit card for everyday eligible spending and earn points at the same time.
Low rate credit card
Breeze Mastercard
A good option if you're paying your balance off over time or want to consolidate your debt.
Need help choosing or managing your credit card?
Speak with someone from the team today.