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Compare bank account features, interest rates and fees to find the one that's right for you.
| Types of transaction accounts |
Easy Transaction Account
|
Bankwest Qantas Transaction Account
|
Retirement Advantage Account
|
Offset Transaction Account
|
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|---|---|---|---|---|---|---|---|---|
| Select two or more to compare | ||||||||
| Rates and fees | ||||||||
| Variable interest rates | Not applicable | 0.01% p.a. |
|
Up to 100% offset available against your eligible Bankwest home loan. 3 Offset Transaction Account must be held in the same name as the loan account. Maximum 40% offset is available with our Complete Fixed and Fixed Rate home loans. Other exclusions apply. Account holders must be 18 years or older. Other fees and charges may apply. Credit interest is not payable on this account. Where a monthly offset fee applies, it will apply to each offset account held. | ||||
| Monthly maintenance fees | $0 |
$6 (waived when you deposit at least $2,000 per month) |
$0 | $10 monthly fee may apply to each offset account depending on the home loan you hold. 4 | ||||
| Overseas ATM withdrawal fees
5
Overseas and local non-bank ATM operators may charge a fee. Other fees and charges may apply. |
$0 | $0 | $0 | $0 | ||||
| Cheque withdrawal fees | $0 | $0 | $0 | $0 | ||||
| Counter withdrawal fees |
$0 |
$0 |
$0 | $0 | ||||
| Foreign transaction fees ? | $0 | $0 | $0 | $0 | ||||
| Features | ||||||||
| No ATM fees
5
Overseas and local non-bank ATM operators may charge a fee. Other fees and charges may apply. |
Yes | Yes | Yes | Yes | ||||
| Choice of Debit card or Platinum Debit Mastercard® | Yes 6 Platinum Debit Mastercard access is available to Australian citizens and temporary or permanent residents over 16 with an Australian residential address (limited exceptions may apply subject to conditions). | Yes 7 For this account, Platinum Debit Mastercard access is available to Australian citizens and temporary or permanent residents over 18 with an Australian residential address (limited exceptions may apply subject to conditions). | Yes 6 Platinum Debit Mastercard access is available to Australian citizens and temporary or permanent residents over 16 with an Australian residential address (limited exceptions may apply subject to conditions). | Yes 7 For this account, Platinum Debit Mastercard access is available to Australian citizens and temporary or permanent residents over 18 with an Australian residential address (limited exceptions may apply subject to conditions). | ||||
| Choice of five Platinum Debit Mastercard colours | Yes | No | Yes | Yes | ||||
| Cheque book access ? Cheque access will no longer be available as an optional facility after 16 June 2023. | No | No | No | No | ||||
| Potential to earn points | No |
Yes
?
You will earn 0.3 Qantas Points each day for every $100 of your account balance up to $50,000 and 3 Qantas Points per eligible transaction when using a Debit Mastercard.
|
No | No | ||||
| Apply | Apply | Apply | Enquire now | |||||
| Easy Transaction Account Access a broad range of ATMs nationwide |
Not applicable | $0 | $0 | $0 |
$0 |
$0 | Yes | Yes 6 Platinum Debit Mastercard access is available to Australian citizens and temporary or permanent residents over 16 with an Australian residential address (limited exceptions may apply subject to conditions). | Yes | No | No |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Bankwest Qantas Transaction Account Earn Qantas Points 1 |
0.01% p.a. |
$6 (waived when you deposit at least $2,000 per month) |
$0 | $0 |
$0 |
$0 | Yes | Yes 7 For this account, Platinum Debit Mastercard access is available to Australian citizens and temporary or permanent residents over 18 with an Australian residential address (limited exceptions may apply subject to conditions). | No | No |
Yes
?
You will earn 0.3 Qantas Points each day for every $100 of your account balance up to $50,000 and 3 Qantas Points per eligible transaction when using a Debit Mastercard.
|
| Retirement Advantage Account For those aged 55 and over |
|
$0 | $0 | $0 | $0 | $0 | Yes | Yes 6 Platinum Debit Mastercard access is available to Australian citizens and temporary or permanent residents over 16 with an Australian residential address (limited exceptions may apply subject to conditions). | Yes | No | No |
| Offset Transaction Account To pair with your eligible Bankwest home loan |
Up to 100% offset available against your eligible Bankwest home loan. 3 Offset Transaction Account must be held in the same name as the loan account. Maximum 40% offset is available with our Complete Fixed and Fixed Rate home loans. Other exclusions apply. Account holders must be 18 years or older. Other fees and charges may apply. Credit interest is not payable on this account. Where a monthly offset fee applies, it will apply to each offset account held. | $10 monthly fee may apply to each offset account depending on the home loan you hold. 4 | $0 | $0 | $0 | $0 | Yes | Yes 7 For this account, Platinum Debit Mastercard access is available to Australian citizens and temporary or permanent residents over 18 with an Australian residential address (limited exceptions may apply subject to conditions). | Yes | No | No |
Rates are subject to change. Other fees and charges may apply. See the relevant Product Disclosure Statement for more information.
Select 2 or more to compare
The relevant Product Schedules together with all of the related documents form the complete Product Disclosure Statements for these products.
Product Schedules:
- Easy Transaction Account Product Schedule (PDF)
- Bankwest Qantas Transaction Account Product Schedule (PDF)
- Retirement Advantage Account Product Schedule (PDF)
- Bankwest Offset Transaction Account Product Schedule (PDF)
Related documents:
- Investment and Transaction Account Terms and Conditions (PDF)
- Account Access Conditions of Use (PDF)
- Banking Services Rights and Obligations (PDF)
- Your Guide to Banking Fees (PDF)
Rewards document:
- You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. A joining fee usually applies. However, complimentary membership is available from Bankwest if you join at qantas.com/joinffbankwest. Membership and the earning and redemption of points are subject to the terms and conditions of the Qantas Frequent Flyer program. Qantas Points are earned on eligible purchases only and in accordance with and subject to the Bankwest Qantas Rewards Program Terms and Conditions (PDF).
- Interest is calculated at the applicable rate on the portion of the balance which falls within each tier.
- Offset Transaction Account must be held in the same name as the loan account. Maximum 40% offset is available with our Complete Fixed and Fixed Rate home loans. Other exclusions apply. Account holders must be 18 years or older. Other fees and charges may apply. Credit interest is not payable on this account. Where a monthly offset fee applies, it will apply to each offset account held.
- No monthly offset fee applies to offset accounts held with a Complete Package Home Loan. A monthly offset fee applies to each offset account held with our variable rate home loans. For offset accounts held with our Fixed Rate Home Loan, a monthly offset fee will apply to each offset account at the end of the fixed term. A $12 loan maintenance fee applies to the Fixed Rate Home Loan.
- Overseas and local non-bank ATM operators may charge a fee. Other fees and charges may apply.
- Platinum Debit Mastercard access is available to Australian citizens and temporary or permanent residents over 16 with an Australian residential address (limited exceptions may apply subject to conditions).
- For this account, Platinum Debit Mastercard access is available to Australian citizens and temporary or permanent residents over 18 with an Australian residential address (limited exceptions may apply subject to conditions).
Offset Transaction Account not available with our Equaliser or equity products. Other exclusions apply.
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