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| Types of transaction accounts |
Easy Transaction Account
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Bankwest Qantas Transaction Account
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Hero Transaction Account
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Retirement Advantage Account
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Offset Transaction Account
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FeeSaver Basic Account
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| Select two or more to compare | ||||||||
| Rates and fees | ||||||||
| Variable interest rates | Not applicable | 0.01% p.a. | 0.10% p.a. on balances up to $5,000.99 |
0.01% p.a. on balances up to $1,999.99, 0.05% p.a. on balances of $2,000 up to $47,999.99 and 0.40% p.a. on balances of $48,000 or more. 2 Interest is calculated at the applicable rate on the portion of the balance which falls within each tier. |
Up to 100% offset available against your eligible Bankwest home loan. 3 | Not applicable | ||
| Monthly maintenance fees | $0 Monthly maintenance fee |
$6 (waived when you deposit at least $2,000 per month) |
$6 (waived if you deposit at least $2,000 per month) | $0 | $10 monthly fee may apply to each offset account depending on the home loan you hold. 4 | $0 | ||
| Overseas ATM withdrawal fees 5 | $5 per transaction | $0 charged by Bankwest | $5 per transaction | $5 per transaction | $5 per transaction | $5 per transaction | ||
| Cheque withdrawal fees | $0 | $0 | $0 | $0 | $0 | $0 | ||
| Counter withdrawal fees |
$0 |
$0 |
$0 |
$0 | $0 | $0 | ||
| Foreign transaction fees ? | 2.95% of the transaction amount | 2.95% of the transaction amount | 2.95% of the transaction amount | 2.95% of the transaction amount | 2.95% of the transaction amount | 2.95% of the transaction amount | ||
| Features | ||||||||
| Free ATM access
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Other fees and charges, including other bank ATM fees, overseas ATM access fees and foreign transaction fees may apply.
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At major bank ATMs Australia-wide 7 Includes ATMs branded Bankwest, CBA, NAB, ANZ, Westpac, St George Bank, Bank of Melbourne and BankSA. | At all Bankwest and CommBank ATMs in Australia | At all Bankwest and CommBank ATMs in Australia | At all Bankwest and CommBank ATMs in Australia | At all Bankwest and CommBank ATMs in Australia | At all Bankwest and CommBank ATMs in Australia | ||
| Choice of six Debit Mastercard® colours | Yes | No | Yes | Yes | Yes | Yes | ||
| Platinum Debit Mastercard option 8 To be eligible for a Platinum Debit Mastercard a minimum of $4,000 must be deposited in the account each month. | Yes | Yes | Yes | Yes | Yes | No | ||
| Cheque book access | Yes | Yes | Yes | Yes | Yes | No | ||
| Potential to earn points | No | Yes | No | No | No | No | ||
| Apply | Apply | Apply | Apply | Enquire now | Book a branch appointment | |||
| Easy Transaction Account Access a broad range of ATMs nationwide |
Not applicable | $0 Monthly maintenance fee | $5 per transaction | $0 |
$0 |
2.95% of the transaction amount | At major bank ATMs Australia-wide 7 Includes ATMs branded Bankwest, CBA, NAB, ANZ, Westpac, St George Bank, Bank of Melbourne and BankSA. | Yes | Yes | Yes | No |
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| Bankwest Qantas Transaction Account Earn Qantas Points 1 |
0.01% p.a. |
$6 (waived when you deposit at least $2,000 per month) |
$0 charged by Bankwest | $0 |
$0 |
2.95% of the transaction amount | At all Bankwest and CommBank ATMs in Australia | No | Yes | Yes | Yes |
| Hero Transaction Account Earn interest on balances up to $5,000.99 |
0.10% p.a. on balances up to $5,000.99 | $6 (waived if you deposit at least $2,000 per month) | $5 per transaction | $0 |
$0 |
2.95% of the transaction amount | At all Bankwest and CommBank ATMs in Australia | Yes | Yes | Yes | No |
| Retirement Advantage Account For those aged 55 and over |
0.01% p.a. on balances up to $1,999.99, 0.05% p.a. on balances of $2,000 up to $47,999.99 and 0.40% p.a. on balances of $48,000 or more. 2 Interest is calculated at the applicable rate on the portion of the balance which falls within each tier. |
$0 | $5 per transaction | $0 | $0 | 2.95% of the transaction amount | At all Bankwest and CommBank ATMs in Australia | Yes | Yes | Yes | No |
| Offset Transaction Account To pair with your eligible Bankwest home loan |
Up to 100% offset available against your eligible Bankwest home loan. 3 | $10 monthly fee may apply to each offset account depending on the home loan you hold. 4 | $5 per transaction | $0 | $0 | 2.95% of the transaction amount | At all Bankwest and CommBank ATMs in Australia | Yes | Yes | Yes | No |
| FeeSaver Basic Account Designed for everyday, basic banking. |
Not applicable | $0 | $5 per transaction | $0 | $0 | 2.95% of the transaction amount | At all Bankwest and CommBank ATMs in Australia | Yes | No | No | No |
Rates are subject to change. Other fees and charges may apply. See the relevant Product Disclosure Statement for more information.
Select 2 or more to compare
Transaction account terms and conditions:
The relevant Product Schedules together with all of the related documents form the complete Product Disclosure Statements for these products.
Product schedules:
- Easy Transaction Account Product Schedule (PDF)
- Bankwest Qantas Transaction Account Product Schedule (PDF)
- Hero Transaction Account Product Schedule (PDF)
- Retirement Advantage Account Product Schedule (PDF)
- Bankwest Offset Transaction Account Product Schedule (PDF)
- FeeSaver Basic Account Product Schedule (PDF)
Related documents:
- Investment and Transaction Account Terms and Conditions (PDF)
- Account Access Conditions of Use (PDF)
- Banking Services Rights and Obligations (PDF)
- Your Guide to Banking Fees (PDF)
Rewards document:
- You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. A joining fee usually applies. However, complimentary membership is available from Bankwest if you join at qantas.com/joinffbankwest. Membership and the earning and redemption of points are subject to the terms and conditions of the Qantas Frequent Flyer program. Qantas Points are earned on eligible purchases only and in accordance with and subject to the Bankwest Qantas Rewards Program Terms and Conditions (PDF).
- Interest is calculated at the applicable rate on the portion of the balance which falls within each tier.
- Offset Transaction Account must be held in the same name as the loan account. Maximum 40% offset is available with our Complete Fixed and Fixed Rate Home Loan. Other exclusions apply.
Where a monthly offset fee applies, it will apply to each offset account held.
- No monthly offset fee applies to offset accounts held with a Complete Package Home Loan. A monthly offset fee applies to each offset account held with our Variable Rate Home Loan (Premium Select Home Loan). For offset accounts held with our Fixed Rate Home Loan, a monthly offset fee will apply to each offset account at the end of the fixed term. A $12 loan maintenance fee applies to the Fixed Rate Home Loan.
- The overseas bank may charge a fee for using their ATM. Other fees and charges, including foreign transaction fees, may apply.
- Other fees and charges, including other bank ATM fees, overseas ATM access fees and foreign transaction fees may apply.
- Includes ATMs branded Bankwest, CBA, NAB, ANZ, Westpac, St George Bank, Bank of Melbourne and BankSA.
- To be eligible for Platinum Debit Mastercard a minimum of $4,000 must be deposited in the account each month.
Offset Transaction Account not available with our Equaliser or equity products. Other exclusions apply.
Mastercard and the Mastercard brand mark are registered trademarks, and the circles design and Tap & go are trademarks of Mastercard International Incorporated.