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Bank accounts

Looking to save on fees? Choose one of our simple everyday transaction accounts.

Our everyday banking accounts

Easy Transaction Account

For everyday banking

A simple, everyday account with no minimum deposit and less fees.

  • We'll charge $0 ATM fees at home or overseas 1 Overseas and local non-bank ATM operators may charge a fee. Other fees and charges may apply.​
  • Earn interest when you add a flexible Easy Saver.

$0

Monthly fee account

$0

Foreign transaction fees with Platinum Debit Mastercard®

Apply now Learn more

Bankwest Qantas Transaction Account

Earn Qantas Points

Be rewarded with Qantas Points.

  • Earn Qantas Points on account balances up to $50,000 and on eligible purchases 2 ?
  • $0 monthly fee when you deposit at least $2,000 a month.

3

Qantas Points per eligible purchase

$0

Foreign transaction fees with Platinum Debit Mastercard®

Apply now Learn more

Retirement Advantage Account

For the 55s and over*

Combine an everyday and savings account in one.

  • Earn up to 2.65% p.a. interest on your account balances 3 Rate earned varies depending on the account balance. Interest is calculated at the applicable rate on the portion of the balance which falls within each tier.
  • Interest is calculated daily and paid monthly.

$0

Monthly fee account

$0

Foreign transaction fees with Platinum Debit Mastercard®

​*For joint accounts one customer must meet this age requirement.

Apply now Learn more

Slice and dice to save on home loan interest

Offset Transaction Account

Pay less interest on your home loan

Link your everyday account to your eligible Bankwest home loan. 4 Offset Transaction Account must be held in the same name as the loan account. Maximum 40% offset is available with our Complete Fixed and Fixed Rate home loans. Other exclusions apply. Account holders must be 18 years or older. Other fees and charges may apply. Credit interest is not payable on this account. Where a monthly offset fee applies, it will apply to each offset account held.

  • Open up to nine offset accounts per loan to help you manage your funds.

100%

Offset available on variable home loans

Learn more
Compare all bank accounts

A new look bank card, designed for accessibility

All Bankwest debit cards now feature a vertical design and built-in notch so you know which way to insert your card at the checkout and ATM. Plus, the card number, signature panel and expiry date are on the back, helping to keep all card details safe and secure.

Our bank account features

Less fees

We won't charge foreign transaction or ATM fees at home or overseas. 1 Overseas and local non-bank ATM operators may charge a fee. Other fees and charges may apply.​

Digital cards

Link your card to your digital wallet so that you can pay with your phone when you’re on the go.

Instant card lock

Temporarily lock your card 24/7 in online banking or the app.

Looking for something else?

Manage your bank account

Check out our range of guides on managing your bank account.

View guides

How to apply for a bank account

Find out what you’ll need to have on hand before you apply for an everyday bank account.

Find out more

Frequently asked questions

Find the answers to questions on accounts, cards, home loans and online banking services.

Find out more

Support

Want to chat? We have a range of contact options to suit your needs.

Get in touch

  1. Overseas and local non-bank ATM operators may charge a fee. Other fees and charges may apply.
  2. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. A joining fee usually applies. However, complimentary membership is available from Bankwest if you join at qantas.com/joinffbankwest. Membership and the earning and redemption of points are subject to the terms and conditions of the Qantas Frequent Flyer program. Qantas Points are earned on eligible purchases only and in accordance with and subject to the Bankwest Qantas Rewards Program Terms and Conditions (PDF).
  3. Rate earned varies depending on the account balance. Interest is calculated at the applicable rate on the portion of the balance which falls within each tier.
  4. Offset Transaction Account must be held in the same name as the loan account. Maximum 40% offset is available with our Complete Fixed and Fixed Rate home loans. Other exclusions apply. Account holders must be 18 years or older. Other fees and charges may apply. Credit interest is not payable on this account. Where a monthly offset fee applies, it will apply to each offset account held.

Platinum Debit Mastercard access is available to Australian citizens and temporary or permanent residents with an Australian residential address. Limited exceptions may apply subject to conditions.

Consider the applicable product PDS available from Bankwest before deciding whether the product is right for you. Fees and charges may apply and subject to change.

Easy Alerts are available for mobile personal banking accounts on eligible devices in which you have the Bankwest App installed and notifications enabled. Limited alerts only are available for credit products. Consider the Product Disclosure Statement (PDS) and Bankwest App Terms of Use available from Bankwest before deciding whether the product is right for you. Fees and charges may apply with the App.

Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.