Compare Bankwest Zero Mastercard® 
? The ongoing purchase rate is the rate that applies to purchases after the introductory period finishes. Close 1 ? The ongoing balance transfer rate is the rate that applies after the introductory period finishes.  Close ? Applies to online transfers and using your credit card to withdraw cash. Close 2 Foreign transactions are transactions occurring outside Australia whether in foreign currency or Australian dollars. No foreign transaction fees for Platinum customers for online and overseas purchases. Other fees and charges may apply, including when using overseas ATMs. Close ? Applies to online transfers and using your credit card to withdraw cash. Close 3 Interest-free days on purchases apply when the total amount owing on your current statement is paid in full by the due date, and you have also paid off your previous month’s balance in full by its due date. Section 24 of our Credit Cards Conditions of Use further outlines how this interest-free period is calculated. Close 4 Limitations, exclusions and eligibility criteria apply. See the Complimentary Credit Card Insurance booklet for details. Close

Range of credit cards Bankwest Zero Mastercard
A credit card with no annual fee

Bankwest Zero Mastercard

Bankwest Zero Mastercard

Type

Classic

Platinum

Rates and fees
Purchase rates ? The ongoing purchase rate is the rate that applies to purchases after the introductory period finishes. Close

17.99% p.a.

17.99% p.a.

Annual fees

$0

$0

Intro balance transfer rates 1

2.99% p.a. intro balance transfer rate for first 9 months

2.99% p.a. intro balance transfer rate for first 9 months

Ongoing balance transfer rates ? The ongoing balance transfer rate is the rate that applies after the introductory period finishes.  Close

17.99% p.a.

17.99% p.a.

Minimum credit limits

$1,000

$6,000

Cash advance rates ? Applies to online transfers and using your credit card to withdraw cash. Close

21.99% p.a.

21.99% p.a.

Foreign transaction fees 2 Foreign transactions are transactions occurring outside Australia whether in foreign currency or Australian dollars. No foreign transaction fees for Platinum customers for online and overseas purchases. Other fees and charges may apply, including when using overseas ATMs. Close

2.95% of the transaction amount

0%

Cash advance fees ? Applies to online transfers and using your credit card to withdraw cash. Close

2% of transaction amount or $4 (whichever is greater)

2% of transaction amount or $4 (whichever is greater)

Features
Interest-free days on purchases 3 Interest-free days on purchases apply when the total amount owing on your current statement is paid in full by the due date, and you have also paid off your previous month’s balance in full by its due date. Section 24 of our Credit Cards Conditions of Use further outlines how this interest-free period is calculated. Close

Up to 55 days 

Up to 55 days 

Availability as part of Complete Home Loan Package

No

No

Complimentary international credit card travel insurance 4 Limitations, exclusions and eligibility criteria apply. See the Complimentary Credit Card Insurance booklet for details. Close

Not available

Available

Bankwest Zero Mastercard
A credit card with no annual fee
Classic 17.99% p.a. $0 2.99% p.a. intro balance transfer rate for first 9 months
17.99% p.a. $1,000 21.99% p.a. 2.95% of the transaction amount 2% of transaction amount or $4 (whichever is greater)

Up to 55 days  No Not available
Platinum 17.99% p.a. $0 2.99% p.a. intro balance transfer rate for first 9 months
17.99% p.a.
$6,000 21.99% p.a. 0% 2% of transaction amount or $4 (whichever is greater)

Up to 55 days  No Available

Rates are subject to change. Other fees and charges may apply. A full list of fees will be outlined in your credit card contract.
Note: Your eligibility for a Classic or Platinum credit card depends on your approved limit.
 

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Things you should know

1. Introductory rate on balance transfers:

  • Introductory rate on balance transfers is available to new credit card customers only
  • Applies from the date the card is opened, regardless of when any balance transfer is processed by us
  • After intro period, the interest rate on any outstanding transferred balance will be charged at the ongoing balance transfer rate as outlined in your credit card schedule
  • Minimum balance transfer amount is $500
  • A request will only be processed up to 95% of your approved credit limit
  • Only non-Bankwest-branded credit cards can be balance transferred to Bankwest Mastercard credit cards.

2. Foreign transactions are transactions occurring outside Australia whether in foreign currency or Australian dollars. No foreign transaction fees for Platinum customers for online and overseas purchases. Other fees and charges may apply, including when using overseas ATMs.

3. Interest free days on purchases applies when the total amount owing on your current statement is paid in full by the due date, and you have also paid off your previous month’s balance in full by its due date. Section 24 of our Credit Cards Conditions of Use further outlines how this interest-free period is calculated.

4. Limitations, exclusions and eligibility criteria apply. See Complimentary Credit Card Insurance booklet for details.

One Bankwest Zero Mastercard per customer only.

Mastercard, World Mastercard and the Mastercard brand mark are registered trademarks, and the circles design and tap & go are trademarks of Mastercard International Incorporated.