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Compare Bankwest Zero Mastercard®
| Range of credit cards | Bankwest Zero Mastercard
|
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|---|---|---|
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| Type |
Classic | Platinum |
| Rates and fees |
||
| Purchase rates ? | 14.99% p.a. | 14.99% p.a. |
| Annual fees | $0 | $0 |
| Intro balance transfer rates 1 | 0% p.a. for 28 months (3% balance transfer fee applies) | 0% p.a. for 28 months (3% balance transfer fee applies) |
| Ongoing balance transfer rates ? The ongoing balance transfer rate is the rate that applies after the introductory period finishes. | 14.99% p.a. |
14.99% p.a. |
| Minimum credit limits | $1,000 | $6,000 |
| Cash advance rates ? | 21.99% p.a. | 21.99% p.a. |
| Foreign transaction fees 2 | 2.95% of the transaction amount | 0% |
| Cash advance fees ? |
3% of transaction amount or $4 (whichever is greater) |
3% of transaction amount or $4 (whichever is greater) |
| Features | ||
| Interest free days on purchases 3 You qualify for interest free days on purchases if you pay the closing balance owing (excluding any promotional or introductory balance transfer amount) on your current statement in full by the due date. Section 24 of our Credit Cards Conditions of Use (PDF) further outlines how this interest free period is calculated. | Up to 55 days | Up to 55 days |
| Availability as part of Complete Home Loan Package | No | No |
| Complimentary overseas travel insurance 4 |
Not available | Available |
| Apply | ||
| Bankwest Zero Mastercard A credit card with no annual fee | |||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| Classic | 14.99% p.a. | $0 | 0% p.a. for 28 months (3% balance transfer fee applies) | 14.99% p.a. | $1,000 | 21.99% p.a. | 2.95% of the transaction amount |
3% of transaction amount or $4 (whichever is greater) |
Up to 55 days | No | Not available |
| Platinum | 14.99% p.a. | $0 | 0% p.a. for 28 months (3% balance transfer fee applies) |
14.99% p.a. |
$6,000 | 21.99% p.a. | 0% |
3% of transaction amount or $4 (whichever is greater) |
Up to 55 days | No | Available |
Rates are subject to change. Other fees and charges may apply. A full list of fees will be outlined in your credit card contract.
Note: Your eligibility for a Classic or Platinum credit card depends on your approved limit.
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One Bankwest Zero Mastercard per customer only.
Bankwest Zero Mastercard introductory offer:
Introductory balance transfer rate offer is only available to new Bankwest Zero Mastercard customers who apply from 10 November 2023 until the promotion ends, and are approved. Excludes product transfers from existing Bankwest credit cards.
Introductory balance transfer rate:
- A 3% balance transfer fee is payable on all transactions to which that balance transfer rate applies
- Introductory balance transfer rate excludes cash advances (rate of 21.99% p.a. applies)
- Applies from the date the card is opened, regardless of when any balance transfer is processed by us
- After the intro period, the interest rate on any outstanding transferred balance will be charged at the ongoing rate for balance transfers as outlined in your credit card schedule
- Minimum balance transfer amount is $500
- Only non-Bankwest-branded credit cards can be balance transferred to Bankwest Mastercard credit cards
- A balance transfer request will only be processed up to 95% of your approved credit limit.
- Foreign transactions are transactions occurring outside of Australia whether in foreign currency or Australian dollars including if you are in Australia (for example, online) where the merchant or the financial institution or entity processing the transaction is located overseas. No foreign transaction fees or overseas ATM fees apply for Platinum or World customers. Other fees and charges may apply, including Overseas ATM operator and local non-bank ATM operators may charge a fee.
- You qualify for interest free days on purchases if you pay the closing balance owing (excluding any promotional or introductory balance transfer amount) on your current statement in full by the due date. Section 24 of our Credit Cards Conditions of Use (PDF) further outlines how this interest-free period is calculated.
Complimentary overseas travel insurance provides base cover only and limitations, exclusions and eligibility criteria apply. See the Credit Card Insurances Product Disclosure Statement and Information Booklet (PDF) for details.
Coronavirus (COVID-19)
COVID-19 cover under the Overseas Emergency Medical and Hospital Expenses benefit is now included for travellers whose journey commenced on or after 24 August 2022. If you have purchased any upgraded cover before 24 August, regardless of the date travel commences, COVID-19 cover is not included under Overseas Emergency Medical and Hospital Expenses benefit. There is no COVID-19 cover for cruise travel or cancellation claims related to COVID-19. Terms and conditions apply.There is no cover under any other benefit for claims related to COVID-19 for all destinations. For more information please refer to the Credit Card Insurance PDS (PDF).
Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.