Compare Bankwest Zero Mastercard® 
? 1 ? The ongoing balance transfer rate is the rate that applies after the introductory period finishes.  Close ? Applies to online transfers and using your credit card to withdraw cash. Close 2 ? Applies to online transfers and using your credit card to withdraw cash. Close 3 Interest-free days on purchases apply when the total amount owing on your current statement is paid in full by the due date, and you have also paid off your previous month’s balance in full by its due date. Section 24 of our Credit Cards Conditions of Use further outlines how this interest-free period is calculated. Close 4

Range of credit cards Bankwest Zero Mastercard
A credit card with no annual fee
Bankwest Zero Classic Mastercard
Bankwest Zero Platinum Mastercard
Type
Classic Platinum
Rates and fees
Purchase rates ? 17.99% p.a. 17.99% p.a.
Annual fees $0 $0
Intro balance transfer rates 1 2.99% p.a. intro balance transfer rate for first 9 months
2.99% p.a. intro balance transfer rate for first 9 months
Ongoing balance transfer rates ? The ongoing balance transfer rate is the rate that applies after the introductory period finishes.  Close 17.99% p.a. 17.99% p.a.
Minimum credit limits $1,000 $6,000
Cash advance rates ? Applies to online transfers and using your credit card to withdraw cash. Close 21.99% p.a. 21.99% p.a.
Foreign transaction fees 2 2.95% of the transaction amount 0%
Cash advance fees ? Applies to online transfers and using your credit card to withdraw cash. Close 2% of transaction amount or $4 (whichever is greater)
2% of transaction amount or $4 (whichever is greater)
Features
Interest-free days on purchases 3 Interest-free days on purchases apply when the total amount owing on your current statement is paid in full by the due date, and you have also paid off your previous month’s balance in full by its due date. Section 24 of our Credit Cards Conditions of Use further outlines how this interest-free period is calculated. Close Up to 55 days Up to 55 days
Availability as part of Complete Home Loan Package No No
Overseas Travel Insurance
4
Not available Available
Bankwest Zero Mastercard
A credit card with no annual fee
Classic 17.99% p.a. $0 2.99% p.a. intro balance transfer rate for first 9 months
17.99% p.a. $1,000 21.99% p.a. 2.95% of the transaction amount 2% of transaction amount or $4 (whichever is greater)
Up to 55 days No Not available
Platinum 17.99% p.a. $0 2.99% p.a. intro balance transfer rate for first 9 months
17.99% p.a.
$6,000 21.99% p.a. 0% 2% of transaction amount or $4 (whichever is greater)
Up to 55 days No Available

Rates are subject to change. Other fees and charges may apply. A full list of fees will be outlined in your credit card contract.
Note: Your eligibility for a Classic or Platinum credit card depends on your approved limit.
 

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Things you should know

One Bankwest Zero Mastercard per customer only.

1. Introductory rate on balance transfers:

  • Introductory rate on balance transfers is available to new credit card customers only
  • Applies from the date the card is opened, regardless of when any balance transfer is processed by us
  • After intro period, the interest rate on any outstanding transferred balance will be charged at the ongoing balance transfer rate as outlined in your credit card schedule
  • Minimum balance transfer amount is $500
  • A request will only be processed up to 95% of your approved credit limit
  • Only non-Bankwest-branded credit cards can be balance transferred to Bankwest Mastercard credit cards.

View balance transfer terms and conditions.

2. Foreign transactions are transactions occurring outside of Australia whether in foreign currency or Australian dollars including if you are in Australia (for example, online) where the merchant or the financial institution or entity processing the transaction is located overseas. No foreign transaction fees apply for Platinum customers. Other fees and charges may apply, including when using overseas ATMs.

3. Interest free days on purchases applies when the total amount owing on your current statement is paid in full by the due date, and you have also paid off your previous month’s balance in full by its due date. Section 24 of our Credit Cards Conditions of Use (PDF) further outlines how this interest-free period is calculated.

4. Limitations, exclusions and eligibility criteria apply. See the Credit Card Insurances Product Disclosure Statement and Information Booklet (PDF) for details.

From 1 October 2018 we’re changing our insurance provider as well as the Overseas Travel Insurance cover provided to customers 80 years of age and over. Find out more about the changes to credit card insurance.


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