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| Range of credit cards | Bankwest Zero Mastercard
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|---|---|---|
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| Type |
Classic | Platinum |
| Rates and fees |
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| Purchase rates ? | 14.99% p.a. | 14.99% p.a. |
| Annual fees | $0 | $0 |
| Intro balance transfer rates 1 | 0% p.a. for 34 months (2% balance transfer fee applies) | 0% p.a. for 34 months (2% balance transfer fee applies) |
| Ongoing balance transfer rates ? The ongoing balance transfer rate is the rate that applies after the introductory period finishes. | 14.99% p.a. |
14.99% p.a. |
| Minimum credit limits | $1,000 | $6,000 |
| Cash advance rates ? | 21.99% p.a. | 21.99% p.a. |
| Foreign transaction fees 2 | 2.95% of the transaction amount | 0% |
| Cash advance fees ? |
2% of transaction amount or $4 (whichever is greater) |
2% of transaction amount or $4 (whichever is greater) |
| Features | ||
| Interest free days on purchases 3 You qualify for interest free days on purchases if you pay the closing balance owing (excluding any balance transfer amount) on your current statement in full by the due date. Section 24 of our Credit Cards Conditions of Use (PDF) further outlines how this interest free period is calculated. | Up to 55 days | Up to 55 days |
| Availability as part of Complete Home Loan Package | No | No |
| Complimentary overseas travel insurance 4 |
Not available | Available |
| Apply | ||
| Bankwest Zero Mastercard A credit card with no annual fee | |||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| Classic | 14.99% p.a. | $0 | 0% p.a. for 34 months (2% balance transfer fee applies) | 14.99% p.a. | $1,000 | 21.99% p.a. | 2.95% of the transaction amount |
2% of transaction amount or $4 (whichever is greater) |
Up to 55 days | No | Not available |
| Platinum | 14.99% p.a. | $0 | 0% p.a. for 34 months (2% balance transfer fee applies) |
14.99% p.a. |
$6,000 | 21.99% p.a. | 0% |
2% of transaction amount or $4 (whichever is greater) |
Up to 55 days | No | Available |
Rates are subject to change. Other fees and charges may apply. A full list of fees will be outlined in your credit card contract.
Note: Your eligibility for a Classic or Platinum credit card depends on your approved limit.
Need help choosing or managing your credit card?
We’ve got a variety of guides and handy info that gives you everything you need to know about using your credit card. Find out more.
One Bankwest Zero Mastercard per customer only.
Bankwest Zero Mastercard introductory offer:
Introductory balance transfer rate offer is only available to new Bankwest Zero Mastercard customers who apply from 4 November 2021 until the promotion ends, and are approved. Excludes product transfers from existing Bankwest credit cards.
Introductory balance transfer rate:
- A 2% balance transfer fee is payable on all transactions to which that balance transfer rate applies
- Introductory balance transfer rate excludes cash advances (rate of 21.99% p.a. applies)
- Applies from the date the card is opened, regardless of when any balance transfer is processed by us
- After the intro period, the interest rate on any outstanding transferred balance will be charged at the ongoing rate for balance transfers as outlined in your credit card schedule
- Minimum balance transfer amount is $500
- Only non-Bankwest-branded credit cards can be balance transferred to Bankwest Mastercard credit cards
- A balance transfer request will only be processed up to 95% of your approved credit limit.
- Foreign transactions are transactions occurring outside of Australia whether in foreign currency or Australian dollars including if you are in Australia (for example, online) where the merchant or the financial institution or entity processing the transaction is located overseas. No foreign transaction fees apply for Platinum customers. Other fees and charges may apply, including when using overseas ATMs.
- You qualify for interest free days on purchases if you pay the closing balance owing (excluding any balance transfer amount) on your current statement in full by the due date. Section 24 of our Credit Cards Conditions of Use (PDF) further outlines how this interest-free period is calculated.
- Complimentary overseas travel insurance provides base cover only and limitations, exclusions and eligibility criteria apply. See the Credit Card Insurances Product Disclosure Statement and Information Booklet (PDF) for details.
Coronavirus (COVID-19):
Please note that this event is excluded from cover for all destinations. For more information please see here.
Mastercard is a registered trademark, and the circles design and Tap & go are trademarks of Mastercard International Incorporated.