The ongoing purchase interest rate is the rate that applies to purchases after the introductory period finishes.
Range of credit cards | Bankwest Zero Mastercard
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Type |
Classic | Platinum |
Rates and fees |
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Purchase rates ? | 17.99% p.a. | 17.99% p.a. |
Annual fees | $0 | $0 |
Intro balance transfer rates 1 |
2.99% p.a. intro balance transfer rate for first 9 months |
2.99% p.a. intro balance transfer rate for first 9 months |
Ongoing balance transfer rates ? The ongoing balance transfer rate is the rate that applies after the introductory period finishes. Close | 17.99% p.a. |
17.99% p.a. |
Minimum credit limits | $1,000 | $6,000 |
Cash advance rates ? Applies to online transfers and using your credit card to withdraw cash. Close | 21.99% p.a. | 21.99% p.a. |
Foreign transaction fees 2 | 2.95% of the transaction amount | 0% |
Cash advance fees ? Applies to online transfers and using your credit card to withdraw cash. Close |
2% of transaction amount or $4 (whichever is greater) |
2% of transaction amount or $4 (whichever is greater) |
Features | ||
Interest free days on purchases 3 You qualify for interest free days on purchases if you pay the closing balance owing (excluding any balance transfer amount) on your current statement in full by the due date. Section 24 of our Credit Cards Conditions of Use (PDF) further outlines how this interest free period is calculated. Close | Up to 55 days | Up to 55 days |
Availability as part of Complete Home Loan Package | No | No |
Complimentary overseas travel insurance 4 |
Not available | Available |
Apply |
Bankwest Zero Mastercard A credit card with no annual fee | |||||||||||
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Classic | 17.99% p.a. | $0 |
2.99% p.a. intro balance transfer rate for first 9 months |
17.99% p.a. | $1,000 | 21.99% p.a. | 2.95% of the transaction amount |
2% of transaction amount or $4 (whichever is greater) |
Up to 55 days | No | Not available |
Platinum | 17.99% p.a. | $0 |
2.99% p.a. intro balance transfer rate for first 9 months |
17.99% p.a. |
$6,000 | 21.99% p.a. | 0% |
2% of transaction amount or $4 (whichever is greater) |
Up to 55 days | No | Available |
Speak with someone from the team today.
Things you should know
One Bankwest Zero Mastercard per customer only.
1. Introductory rate on balance transfers:
View balance transfer terms and conditions.
2. Foreign transactions are transactions occurring outside of Australia whether in foreign currency or Australian dollars including if you are in Australia (for example, online) where the merchant or the financial institution or entity processing the transaction is located overseas. No foreign transaction fees apply for Platinum customers. Other fees and charges may apply, including when using overseas ATMs.
3. You qualify for interest free days on purchases if you pay the closing balance owing (excluding any balance transfer amount) on your current statement in full by the due date. Section 24 of our Credit Cards Conditions of Use (PDF) further outlines how this interest-free period is calculated.
4. Limitations, exclusions and eligibility criteria apply. See the Credit Card Insurances Product Disclosure Statement and Information Booklet (PDF) for details.
From 9 December 2019 we're making some important changes to complimentary overseas travel insurance cover and eligibility criteria - here's what you need to know.
Mastercard and the Mastercard brand mark are registered trademarks, and the circles design and Tap & go are trademarks of Mastercard International Incorporated.