Compare Bankwest Breeze Mastercard® 
? The ongoing purchase rate is the rate that applies to purchases after the introductory period finishes. Close 1 ? The ongoing balance transfer rate is the rate that applies after the introductory period finishes.  Close ? Applies to online transfers and using your credit card to withdraw cash. Close 3 Foreign transactions are transactions occurring outside Australia whether in foreign currency or Australian dollars. No foreign transaction fees for Platinum customers for online and overseas purchases. Other fees and charges may apply, including when using overseas ATMs. Close ? Applies to online transfers and using your credit card to withdraw cash. Close 4 Interest-free days on purchases apply when the total amount owing on your current statement is paid in full by the due date, and you have also paid off your previous month’s balance in full by its due date. Section 24 of our Credit Cards Conditions of Use further outlines how this interest-free period is calculated. Close 5 Limitations, exclusions and eligibility criteria apply. See the Complimentary Credit Card Insurance booklet for details. Close

Range of credit cards Bankwest Breeze Mastercard
A credit card with our low ongoing purchase rate
Bankwest Breeze Mastercard®
Bankwest Breeze Mastercard®
Type
Classic Platinum
Rates and fees
Introductory purchase rates Not available Not available
Ongoing purchase rate ? The ongoing purchase rate is the rate that applies to purchases after the introductory period finishes. Close 12.99% p.a. 12.99% p.a.
Annual fees $79
$99
Intro balance transfer rates 1 0% p.a. for 24 months (2% balance transfer fee applies)
0% p.a. for 24 months (2% balance transfer fee applies)
Ongoing balance transfer rates ? The ongoing balance transfer rate is the rate that applies after the introductory period finishes.  Close 12.99% p.a. 12.99% p.a.
Minimum credit limits $1,000 $6,000
Cash advance rates ? Applies to online transfers and using your credit card to withdraw cash. Close 21.99% p.a. 21.99% p.a.
Foreign transaction fees 3 Foreign transactions are transactions occurring outside Australia whether in foreign currency or Australian dollars. No foreign transaction fees for Platinum customers for online and overseas purchases. Other fees and charges may apply, including when using overseas ATMs. Close 2.95% of the transaction amount 0%
Cash advance fees ? Applies to online transfers and using your credit card to withdraw cash. Close 2% of transaction amount or $4 (whichever is greater) 2% of transaction amount or $4 (whichever is greater)
Features
Interest-free days on purchases 4 Interest-free days on purchases apply when the total amount owing on your current statement is paid in full by the due date, and you have also paid off your previous month’s balance in full by its due date. Section 24 of our Credit Cards Conditions of Use further outlines how this interest-free period is calculated. Close Up to 55 days Up to 55 days
Availability as part of Complete Home Loan Package Not available Not available
Complimentary international credit card travel insurance 5 Limitations, exclusions and eligibility criteria apply. See the Complimentary Credit Card Insurance booklet for details. Close Not available Available
Bankwest Breeze Mastercard
A credit card with our low ongoing purchase rate
Classic Not available 12.99% p.a. $79
0% p.a. for 24 months (2% balance transfer fee applies)
12.99% p.a. $1,000 21.99% p.a. 2.95% of the transaction amount 2% of transaction amount or $4 (whichever is greater) Up to 55 days Not available Not available
Platinum Not available 12.99% p.a. $99 0% p.a. for 24 months (2% balance transfer fee applies)
12.99% p.a. $6,000
21.99% p.a. 0% 2% of transaction amount or $4 (whichever is greater)
Up to 55 days Not available Available

Rates are subject to change. Other fees and charges may apply. A full list of fees will be outlined in your credit card contract.
Note: Your eligibility for a Classic or Platinum credit card depends on your approved limit.

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Things you should know

1. Introductory rate on balance transfers:

  • Introductory rate on balance transfers is available to new Bankwest Breeze Mastercard customers who apply from 4 December 2017 until the promotion ends, and are approved
  • A 2% Balance Transfer fee is payable on all transactions to which that balance transfer rate applies
  • Applies from the date the card is opened, regardless of when any balance transfer or purchase is processed by us
  • After the intro period, the interest rate on any outstanding purchase or transferred balance will be charged at the ongoing rate for purchases and balance transfers as outlined in your credit card schedule
  • Minimum balance transfer amount is $500
  • A request will only be processed up to 95% of your approved credit limit.
  • Only non-Bankwest-branded credit cards can be balance transferred to Bankwest Mastercard credit cards.

3. Foreign transactions are transactions occurring outside Australia whether in foreign currency or Australian dollars. No foreign transaction fees for Platinum customers for online and overseas purchases. Other fees and charges may apply, including when using overseas ATMs.

4. Interest-free days on purchases apply when the total amount owing on your current statement is paid in full by the due date, and you have also paid off your previous month’s balance in full by its due date. Section 24 of our Credit Cards Conditions of Use further outlines how this interest-free period is calculated.

5. Limitations, exclusions and eligibility criteria apply. See Complimentary Credit Card Insurance booklet for details.

One Bankwest Breeze Mastercard per customer only.

Mastercard and the Mastercard brand mark are registered trademarks and the circles design, tap & go and smart data are trademarks of Mastercard International Incorporated.