The ongoing purchase interest rate is the rate that applies to purchases after the introductory period finishes.
| Range of credit cards | Bankwest Breeze Mastercard
|
|
|---|---|---|
|
|
|
| Type |
Classic | Platinum |
| Rates and fees |
||
| Ongoing purchase rates ? | 12.99% p.a. | 12.99% p.a. |
| Annual fees |
$0 (first year), $79 (after) |
$0 (first year), $99 (after) |
| Intro balance transfer rates 1 |
0% p.a. for 26 months (2% balance transfer fee applies) |
0% p.a. for 26 months (2% balance transfer fee applies) |
| Ongoing balance transfer rates ? The ongoing balance transfer rate is the rate that applies after the introductory period finishes. Close | 12.99% p.a. | 12.99% p.a. |
| Minimum credit limits | $1,000 |
$6,000 |
| Cash advance rates ? Applies to online transfers and using your credit card to withdraw cash. Close | 21.99% p.a. | 21.99% p.a. |
| Foreign transaction fees 2 | 2.95% of the transaction amount | 0% |
| Cash advance fees ? Applies to online transfers and using your credit card to withdraw cash. Close | 2% of transaction amount or $4 (whichever is greater) |
2% of transaction amount or $4 (whichever is greater) |
| Features | ||
| Interest free days on purchases 3 You qualify for interest free days on purchases if you pay the closing balance owing (excluding any balance transfer amount) on your current statement in full by the due date. Section 24 of our Credit Cards Conditions of Use (PDF) further outlines how this interest free period is calculated. Close | Up to 55 days | Up to 55 days |
| Availability as part of Complete Home Loan Package | Not available | Not available |
| Overseas Travel Insurance 4 | Not available | Available |
| Apply | ||
| Bankwest Breeze Mastercard A credit card with our low ongoing purchase rate | |||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| Classic | 12.99% p.a. |
$0 (first year), $79 (after) |
0% p.a. for 26 months (2% balance transfer fee applies) |
12.99% p.a. | $1,000 | 21.99% p.a. | 2.95% of the transaction amount | 2% of transaction amount or $4 (whichever is greater) | Up to 55 days | Not available | Not available |
| Platinum | 12.99% p.a. | $0 (first year), $99 (after) |
0% p.a. for 26 months (2% balance transfer fee applies) |
12.99% p.a. |
$6,000 |
21.99% p.a. | 0% |
2% of transaction amount or $4 (whichever is greater) |
Up to 55 days | Not available | Available |
Rates are subject to change. Other fees and charges may apply. A full list of fees will be outlined in your credit card contract.
Note: Your eligibility for a Classic or Platinum credit card depends on your approved limit.
See the Credit card Key Facts Sheet (PDF)
Note: Your eligibility for a Classic or Platinum credit card depends on your approved limit.
See the Credit card Key Facts Sheet (PDF)
Need help choosing or managing your credit card?
Speak with someone from the team today.
Things you should know
One Bankwest Breeze Mastercard per customer only.
1. Annual fee is waived for the first year for new Bankwest Breeze Mastercard customers and will be payable in subsequent years on the anniversary date of card opening.
Promotional introductory balance transfer rate on the Bankwest Breeze Mastercard:
- Available to new Bankwest Breeze Mastercard customers who apply from 17 December 2018 until the promotion ends, and are approved
- A 2% Balance Transfer fee is payable on all transactions to which that balance transfer rate applies
- Excludes product transfers from existing Bankwest credit cards
- Introductory rate excludes purchases and cash advances
- Applies from the date the card is opened, regardless of when any balance transfer is processed by us
- After the intro period, the interest rate on any outstanding transferred balance will be charged at the ongoing rate for balance transfers as outlined in your credit card schedule
- Minimum balance transfer amount is $500
- A balance transfer request will only be processed up to 95% of your approved credit limit.
- Only non-Bankwest-branded credit cards can be balance transferred to Bankwest Mastercard credit cards.
View balance transfer terms and conditions.
2. Foreign transactions are transactions occurring outside of Australia whether in foreign currency or Australian dollars including if you are in Australia (for example, online) where the merchant or the financial institution or entity processing the transaction is located overseas. No foreign transaction fees apply for Platinum customers. Other fees and charges may apply, including when using overseas ATMs.
3. You qualify for interest free days on purchases if you pay the closing balance owing (excluding any balance transfer amount) on your current statement in full by the due date. Section 24 of our Credit Cards Conditions of Use (PDF) further outlines how this interest free period is calculated.
4. Limitations, exclusions and eligibility criteria apply. See the Credit Card Insurances Product Disclosure Statement and Information Booklet (PDF) for details.
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