For the terms and conditions of Breeze Mastercard introductory balance transfer and purchase rate offer refer to the “Things you should know” section at the bottom of this page.
| Range of credit cards | Bankwest Breeze Mastercard |
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|---|---|---|
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| Type |
Classic | Platinum |
| Rates and fees |
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| Introductory purchase rates 1 | 0% p.a. Intro purchase rate for 13 months |
0% p.a. Intro purchase rate for 13 months |
| Ongoing purchase rate ? The ongoing purchase rate is the rate that applies to purchases after the introductory period finishes. Close | 12.99% p.a. | 12.99% p.a. |
| Annual fees |
$79 |
$99 |
| Intro balance transfer rates 1 |
0% p.a. for 13 months (2% balance transfer fee applies) |
0% p.a. for 13 months (2% balance transfer fee applies) |
| Ongoing balance transfer rates ? The ongoing balance transfer rate is the rate that applies after the introductory period finishes. Close | 12.99% p.a. | 12.99% p.a. |
| Minimum credit limits | $1,000 |
$6,000 |
| Cash advance rates ? Applies to online transfers and using your credit card to withdraw cash. Close | 21.99% p.a. | 21.99% p.a. |
| Foreign transaction fees 3 Foreign transactions are transactions occurring outside Australia whether in foreign currency or Australian dollars. No foreign transaction fees for Platinum customers for online and overseas purchases. Other fees and charges may apply, including when using overseas ATMs. Close | 2.95% of the transaction amount | 0% |
| Cash advance fees ? Applies to online transfers and using your credit card to withdraw cash. Close |
2% of transaction amount or $4 (whichever is greater) |
2% of transaction amount or $4 (whichever is greater) |
| Features | ||
| Interest-free days on purchases 4 Interest-free days on purchases apply when the total amount owing on your current statement is paid in full by the due date, and you have also paid off your previous month’s balance in full by its due date. Section 24 of our Credit Cards Conditions of Use further outlines how this interest-free period is calculated. Close | Up to 55 days | Up to 55 days |
| Availability as part of Complete Home Loan Package | Not available | Not available |
| Complimentary international credit card travel insurance 5 Limitations, exclusions and eligibility criteria apply. See the Complimentary Credit Card Insurance booklet for details. Close | Not available | Available |
| Apply | ||
| Bankwest Breeze Mastercard A credit card with our low ongoing purchase rate | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Classic | 0% p.a. Intro purchase rate for 13 months | 12.99% p.a. |
$79 |
0% p.a. for 13 months (2% balance transfer fee applies) |
12.99% p.a. | $1,000 | 21.99% p.a. | 2.95% of the transaction amount |
2% of transaction amount or $4 (whichever is greater) |
Up to 55 days | Not available | Not available |
| Platinum |
0% p.a. Intro purchase rate for 13 months |
12.99% p.a. | $99 |
0% p.a. for 13 months (2% balance transfer fee applies) |
12.99% p.a. |
$6,000 |
21.99% p.a. | 0% |
2% of transaction amount or $4 (whichever is greater) |
Up to 55 days | Not available | Available |
Rates are subject to change. Other fees and charges may apply. A full list of fees will be outlined in your credit card contract.
Note: Your eligibility for a Classic or Platinum credit card depends on your approved limit.
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Things you should know
1. Introductory rate on purchases and balance transfers:
- Introductory rate on purchases and balance transfers is available to new Bankwest Breeze Mastercard customers who apply from 3 July 2017 until the promotion ends, and are approved
- A 2% Balance Transfer fee is payable on all transactions to which that balance transfer rate applies
- Applies from the date the card is opened, regardless of when any balance transfer or purchase is processed by us
- After the intro period, the interest rate on any outstanding purchase or transferred balance will be charged at the ongoing rate for purchases and balance transfers as outlined in your credit card schedule
- Minimum balance transfer amount is $500
- A request will only be processed up to 95% of your approved credit limit.
- Only non-Bankwest-branded credit cards can be balance transferred to Bankwest Mastercard credit cards.
3. Foreign transactions are transactions occurring outside Australia whether in foreign currency or Australian dollars. No foreign transaction fees for Platinum customers for online and overseas purchases. Other fees and charges may apply, including when using overseas ATMs.
4. Interest-free days on purchases apply when the total amount owing on your current statement is paid in full by the due date, and you have also paid off your previous month’s balance in full by its due date. Section 24 of our Credit Cards Conditions of Use further outlines how this interest-free period is calculated.
5. Limitations, exclusions and eligibility criteria apply. See Complimentary Credit Card Insurance booklet for details.
One Bankwest Breeze Mastercard per customer only.
Mastercard, World Mastercard and the Mastercard brand mark are registered trademarks, and the circles design and tap & go are trademarks of Mastercard International Incorporated.