Compare Bankwest Breeze Mastercard® 
? 1 1 1 ? The ongoing balance transfer rate is the rate that applies after the introductory period finishes.  Close 1 ? Applies to online transfers and using your credit card to withdraw cash. Close 2 ? Applies to online transfers and using your credit card to withdraw cash. Close 3 You qualify for interest free days on purchases if you pay the closing balance owing (excluding any balance transfer amount) on your current statement in full by the due date. Section 24 of our Credit Cards Conditions of Use (PDF) further outlines how this interest free period is calculated. Close 4

Range of credit cards Bankwest Breeze Mastercard
A credit card with our low ongoing purchase rate
Bankwest Breeze Mastercard®
Bankwest Breeze Mastercard®
Type
Classic Platinum
Rates and fees
Ongoing purchase rates ? 1 9.90% p.a. 9.90% p.a.
Annual fees 1 $0 (first year), $79 (after)
$0 (first year), $99 (after)
Intro balance transfer rates 1 0% p.a. for 6 months
0% p.a. for 6 months
Ongoing balance transfer rates ? The ongoing balance transfer rate is the rate that applies after the introductory period finishes.  Close 1 9.90% p.a. 9.90% p.a.
Minimum credit limits $1,000 $6,000
Cash advance rates ? Applies to online transfers and using your credit card to withdraw cash. Close 21.99% p.a. 21.99% p.a.
Foreign transaction fees 2 2.95% of the transaction amount 0%
Cash advance fees ? Applies to online transfers and using your credit card to withdraw cash. Close 2% of transaction amount or $4 (whichever is greater) 2% of transaction amount or $4 (whichever is greater)
Features
Interest free days on purchases 3 You qualify for interest free days on purchases if you pay the closing balance owing (excluding any balance transfer amount) on your current statement in full by the due date. Section 24 of our Credit Cards Conditions of Use (PDF) further outlines how this interest free period is calculated. Close Up to 55 days Up to 55 days
Availability as part of Complete Home Loan Package Not available Not available
Complimentary overseas travel insurance 4 Not available Available
Bankwest Breeze Mastercard
A credit card with our low ongoing purchase rate
Classic 9.90% p.a. $0 (first year), $79 (after)
0% p.a. for 6 months
9.90% p.a. $1,000 21.99% p.a. 2.95% of the transaction amount 2% of transaction amount or $4 (whichever is greater) Up to 55 days Not available Not available
Platinum 9.90% p.a. $0 (first year), $99 (after) 0% p.a. for 6 months
9.90% p.a. $6,000
21.99% p.a. 0% 2% of transaction amount or $4 (whichever is greater)
Up to 55 days Not available Available
Rates are subject to change. Other fees and charges may apply. A full list of fees will be outlined in your credit card contract.
Note: Your eligibility for a Classic or Platinum credit card depends on your approved limit.

See the Credit card Key Facts Sheet (PDF)

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Things you should know

One Bankwest Breeze Mastercard per customer only.

1. Annual fee waiver, promotional ongoing purchase rate and introductory balance transfer rate offer is available to new Breeze Mastercard customers who apply from 24 July 2019 until the promotion ends. Excludes product transfers from existing Bankwest credit cards. Rates are subject to change and exclude cash advances (rate 21.99% p.a. applies).

Annual fee waiver:
Annual fee is waived for the first year and will be payable in subsequent years on the anniversary date of card opening.

Promotional introductory balance transfer rate:

  • Applies from the date the card is opened, regardless of when any balance transfer is processed by us
  • After the intro period, the interest rate on any outstanding transferred balance will be charged at the ongoing rate for balance transfers as outlined in your credit card schedule
  • Minimum balance transfer amount is $500
  • A balance transfer request will only be processed up to 95% of your approved credit limit.
  • Only non-Bankwest-branded credit cards can be balance transferred to Bankwest Mastercard credit cards.

View balance transfer terms and conditions.

2. Foreign transactions are transactions occurring outside of Australia whether in foreign currency or Australian dollars including if you are in Australia (for example, online) where the merchant or the financial institution or entity processing the transaction is located overseas. No foreign transaction fees apply for Platinum customers. Other fees and charges may apply, including when using overseas ATMs.

3. You qualify for interest free days on purchases if you pay the closing balance owing (excluding any balance transfer amount) on your current statement in full by the due date. Section 24 of our Credit Cards Conditions of Use (PDF) further outlines how this interest free period is calculated.

4. Limitations, exclusions and eligibility criteria apply. See the Credit Card Insurances Product Disclosure Statement and Information Booklet (PDF) for details.

From 9 December 2019 we're making some important changes to complimentary overseas travel insurance cover and eligibility criteria - here's what you need to know.


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