Range of credit cards | Bankwest Breeze Mastercard
|
|
---|---|---|
![]() |
![]() |
|
Type |
Classic | Platinum |
Rates and fees |
||
Intro purchase rate 1 | 0% p.a. for 15 months | 0% p.a. for 15 months |
Ongoing purchase interest rate ? | 9.90% p.a. | 9.90% p.a. |
Intro balance transfer rates 1 |
0% p.a. for 15 months (with no balance transfer fee for a limited time – 2% balance transfer fee usually applies) |
0% p.a. for 15 months (with no balance transfer fee for a limited time – 2% balance transfer fee usually applies) |
Ongoing balance transfer rate ? The ongoing balance transfer rate is the rate that applies after the introductory period finishes. | 9.90% p.a. | 9.90% p.a. |
Annual fees |
$0 first year, then $49 thereafter |
$0 first year, then $69 thereafter |
Minimum credit limits | $1,000 |
$6,000 |
Cash advance rates ? | 21.99% p.a. | 21.99% p.a. |
Foreign transaction fees 2 | 2.95% of the transaction amount | 0% |
Cash advance fees ? | 2% of transaction amount or $4 (whichever is greater) |
2% of transaction amount or $4 (whichever is greater) |
Features | ||
Interest free days on purchases 3 You qualify for interest free days on purchases if you pay the closing balance owing (excluding any balance transfer amount) on your current statement in full by the due date. Section 24 of our Credit Cards Conditions of Use (PDF) further outlines how this interest free period is calculated. | Up to 55 days | Up to 55 days |
Availability as part of Complete Home Loan Package | Yes | Yes |
Complimentary overseas travel insurance 4 | Not available | Available |
Apply |
Bankwest Breeze Mastercard A credit card with our low ongoing purchase rate | ||||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|
Classic | 0% p.a. for 15 months | 9.90% p.a. |
0% p.a. for 15 months (with no balance transfer fee for a limited time – 2% balance transfer fee usually applies) |
9.90% p.a. |
$0 first year, then $49 thereafter |
$1,000 | 21.99% p.a. | 2.95% of the transaction amount | 2% of transaction amount or $4 (whichever is greater) | Up to 55 days | Yes | Not available |
Platinum | 0% p.a. for 15 months | 9.90% p.a. |
0% p.a. for 15 months (with no balance transfer fee for a limited time – 2% balance transfer fee usually applies) |
9.90% p.a. | $0 first year, then $69 thereafter |
$6,000 |
21.99% p.a. | 0% |
2% of transaction amount or $4 (whichever is greater) |
Up to 55 days | Yes | Available |
Rates are subject to change. Other fees and charges may apply. A full list of fees will be outlined in your credit card contract.
Note: Your eligibility for a Classic or Platinum credit card depends on your approved limit.
We’ve got a variety of guides and handy info that gives you everything you need to know about using your credit card. Find out more.
One Bankwest Breeze Mastercard per customer only.
Breeze Mastercard introductory offer:
First year annual fee waiver, introductory balance transfer rate offer and introductory purchase rate offer is only available to new Bankwest Breeze Mastercard customers who apply from 29 April 2021 until the promotion ends, and are approved. Excludes product transfers from existing Bankwest credit cards.
First year annual fee waiver:
Annual fee is waived in the first year and will be payable in subsequent years in advance on each anniversary date of card opening. In instances where the first year annual fee is charged to the account, this will be refunded within 30 days.
Introductory balance transfer rate offer and introductory purchase rate offer:
Mastercard and the circles design are registered trademarks, and tap & go is a trademark, of Mastercard International Incorporated.