For the terms and conditions of the Bankwest Breeze Mastercard introductory purchase rate and balance transfer rate offer, please refer to the “Things you should know” section at the bottom of this page.
| Range of credit cards | Bankwest Breeze Mastercard
|
|
|---|---|---|
|
|
|
| Type |
Classic | Platinum |
| Rates and fees |
||
| Intro purchase rates 1 | 0% p.a. for 13 months | 0% p.a. for 13 months |
| Ongoing purchase rates ? | 12.99% p.a. | 12.99% p.a. |
| Annual fees |
$79 |
$99 |
| Intro balance transfer rates 1 |
0% p.a. for 13 months (2% balance transfer fee applies) |
0% p.a. for 13 months (2% balance transfer fee applies) |
| Ongoing balance transfer rates ? The ongoing balance transfer rate is the rate that applies after the introductory period finishes. Close | 12.99% p.a. | 12.99% p.a. |
| Minimum credit limits | $1,000 |
$6,000 |
| Cash advance rates ? Applies to online transfers and using your credit card to withdraw cash. Close | 21.99% p.a. | 21.99% p.a. |
| Foreign transaction fees 2 | 2.95% of the transaction amount | 0% |
| Cash advance fees ? Applies to online transfers and using your credit card to withdraw cash. Close | 2% of transaction amount or $4 (whichever is greater) |
2% of transaction amount or $4 (whichever is greater) |
| Features | ||
| Interest-free days on purchases 3 Interest-free days on purchases apply when the total amount owing on your current statement is paid in full by the due date, and you have also paid off your previous month’s balance in full by its due date. Section 24 of our Credit Cards Conditions of Use further outlines how this interest-free period is calculated. Close | Up to 55 days | Up to 55 days |
| Availability as part of Complete Home Loan Package | Not available | Not available |
| Complimentary international credit card travel insurance 4 | Not available | Available |
| Apply | ||
| Bankwest Breeze Mastercard A credit card with our low ongoing purchase rate | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Classic | 0% p.a. for 13 months | 12.99% p.a. |
$79 |
0% p.a. for 13 months (2% balance transfer fee applies) |
12.99% p.a. | $1,000 | 21.99% p.a. | 2.95% of the transaction amount | 2% of transaction amount or $4 (whichever is greater) | Up to 55 days | Not available | Not available |
| Platinum | 0% p.a. for 13 months | 12.99% p.a. | $99 |
0% p.a. for 13 months (2% balance transfer fee applies) |
12.99% p.a. |
$6,000 |
21.99% p.a. | 0% |
2% of transaction amount or $4 (whichever is greater) |
Up to 55 days | Not available | Available |
Rates are subject to change. Other fees and charges may apply. A full list of fees will be outlined in your credit card contract.
Note: Your eligibility for a Classic or Platinum credit card depends on your approved limit.
Need help choosing or managing your credit card?
Speak with someone from the team today.
Things you should know
One Bankwest Breeze Mastercard per customer only.
1. Promotional introductory purchase and balance transfer rate on the Bankwest Breeze Mastercard:
- Available to new Bankwest Breeze Mastercard customers who apply from 4 April 2018 until the promotion ends, and are approved
- A 2% Balance Transfer fee is payable on all transactions to which that balance transfer rate applies
- Excludes product transfers from existing Bankwest credit cards
- Introductory rate excludes cash advances
- Applies from the date the card is opened, regardless of when any balance transfer or purchase is processed by us
- After the intro period, the interest rate on any outstanding purchase or transferred balance will be charged at the ongoing rate for purchases and balance transfers as outlined in your credit card schedule
- Minimum balance transfer amount is $500
- A balance transfer request will only be processed up to 95% of your approved credit limit.
- Only non-Bankwest-branded credit cards can be balance transferred to Bankwest Mastercard credit cards.
View balance transfer terms and conditions.
2. Foreign transactions are transactions occurring outside of Australia whether in foreign currency or Australian dollars including if you are in Australia (for example, online) where the merchant or the financial institution or entity processing the transaction is located overseas. No foreign transaction fees apply for Platinum customers. Other fees and charges may apply, including when using overseas ATMs.
3. Interest-free days on purchases apply when the total amount owing on your current statement is paid in full by the due date, and you have also paid off your previous month’s balance in full by its due date. Section 24 of our Credit Cards Conditions of Use (PDF) further outlines how this interest-free period is calculated.
4. Limitations, exclusions and eligibility criteria apply. See Complimentary Credit Card Insurance booklet (PDF) for details.
From 1 October 2018 we’re changing our insurance provider as well as the Overseas Travel Insurance cover provided to customers 80 years of age and over. Find out more about the changes to credit card insurance.
Mastercard and the Mastercard brand mark are registered trademarks, and the circles design and Tap & go are trademarks of Mastercard International Incorporated.