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| Range of credit cards | Bankwest Breeze Mastercard
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| Type |
Classic | Platinum |
| Rates and fees |
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| Intro purchase rate 1 | 0% p.a. for 15 months | 0% p.a. for 15 months |
| Ongoing purchase interest rate ? | 9.90% p.a. | 9.90% p.a. |
| Intro balance transfer rates 1 |
0% p.a. for 15 months (with no balance transfer fee for a limited time – 2% balance transfer fee usually applies) |
0% p.a. for 15 months (with no balance transfer fee for a limited time – 2% balance transfer fee usually applies) |
| Ongoing balance transfer rate ? The ongoing balance transfer rate is the rate that applies after the introductory period finishes. | 9.90% p.a. | 9.90% p.a. |
| Annual fees |
$0 first year, then $49 thereafter |
$0 first year, then $69 thereafter |
| Minimum credit limits | $1,000 |
$6,000 |
| Cash advance rates ? | 21.99% p.a. | 21.99% p.a. |
| Foreign transaction fees 2 | 2.95% of the transaction amount | 0% |
| Cash advance fees ? | 2% of transaction amount or $4 (whichever is greater) |
2% of transaction amount or $4 (whichever is greater) |
| Features | ||
| Interest free days on purchases 3 You qualify for interest free days on purchases if you pay the closing balance owing (excluding any balance transfer amount) on your current statement in full by the due date. Section 24 of our Credit Cards Conditions of Use (PDF) further outlines how this interest free period is calculated. | Up to 55 days | Up to 55 days |
| Availability as part of Complete Home Loan Package | Yes | Yes |
| Complimentary overseas travel insurance 4 | Not available | Available |
| Apply | ||
| Bankwest Breeze Mastercard A credit card with our low ongoing purchase rate | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Classic | 0% p.a. for 15 months | 9.90% p.a. |
0% p.a. for 15 months (with no balance transfer fee for a limited time – 2% balance transfer fee usually applies) |
9.90% p.a. |
$0 first year, then $49 thereafter |
$1,000 | 21.99% p.a. | 2.95% of the transaction amount | 2% of transaction amount or $4 (whichever is greater) | Up to 55 days | Yes | Not available |
| Platinum | 0% p.a. for 15 months | 9.90% p.a. |
0% p.a. for 15 months (with no balance transfer fee for a limited time – 2% balance transfer fee usually applies) |
9.90% p.a. | $0 first year, then $69 thereafter |
$6,000 |
21.99% p.a. | 0% |
2% of transaction amount or $4 (whichever is greater) |
Up to 55 days | Yes | Available |
Rates are subject to change. Other fees and charges may apply. A full list of fees will be outlined in your credit card contract.
Note: Your eligibility for a Classic or Platinum credit card depends on your approved limit.
Need help choosing or managing your credit card?
We’ve got a variety of guides and handy info that gives you everything you need to know about using your credit card. Find out more.
One Bankwest Breeze Mastercard per customer only.
Breeze Mastercard introductory offer:
First year annual fee waiver, introductory balance transfer rate offer and introductory purchase rate offer is only available to new Bankwest Breeze Mastercard customers who apply from 29 April 2021 until the promotion ends, and are approved. Excludes product transfers from existing Bankwest credit cards.
First year annual fee waiver:
Annual fee is waived in the first year and will be payable in subsequent years in advance on each anniversary date of card opening.
Introductory balance transfer rate offer and introductory purchase rate offer:
- Introductory rate excludes cash advances
- Applies from the date the card is opened, regardless of when any balance transfer or purchase is processed by us
- After the intro period, the interest rate on any outstanding transferred balance or purchase will be charged at the ongoing rate for purchases and balance transfers as outlined in your credit card schedule
- Minimum balance transfer amount is $500
- Only non-Bankwest-branded credit cards can be balance transferred to Bankwest Mastercard credit cards
- A balance transfer request will only be processed up to 95% of your approved credit limit.
- Introductory rate excludes cash advances
- Foreign transactions are transactions occurring outside of Australia whether in foreign currency or Australian dollars including if you are in Australia (for example, online) where the merchant or the financial institution or entity processing the transaction is located overseas. No foreign transaction fees apply for Platinum customers. Other fees and charges may apply, including when using overseas ATMs.
- You qualify for interest free days on purchases if you pay the closing balance owing (excluding any balance transfer amount) on your current statement in full by the due date. Section 24 of our Credit Cards Conditions of Use (PDF) further outlines how this interest free period is calculated.
- Complimentary overseas travel insurance provides base cover only and limitations, exclusions and eligibility criteria apply. See the Credit Card Insurances Product Disclosure Statement and Information Booklet (PDF) for details.
Coronavirus (COVID-19):
Please note that this event is excluded from cover for all destinations. For more information please see here.
Mastercard is a registered trademark, and the circles design and Tap & go are trademarks of Mastercard International Incorporated.