Plus earn 2.5 points per $1 spent on eligible purchases.
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For the terms and conditions of More Rewards Points and Annual Bonus Points, refer to the 'Things you should know' section at the bottom of this page.
With no limit on earning potential, you’ll be redeeming at the More Rewards store in no time.
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Get More from your World Mastercard™
With the Bankwest More World Mastercard get rewarded for the lifestyle you love with travelling and shopping benefits, plus our highest uncapped point earning potential.
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For the terms and conditions of More Rewards Points and Annual Bonus Points, refer to the 'Things you should know' section at the bottom of this page.
Benefits and rewards of More World Mastercard
The new and improved Bankwest More Rewards
We've changed the way you redeem your More Rewards points, with a brand-new More Rewards website, simplified redemption options and a streamlined login process.
We have your travel and shopping needs covered
Covering you for purchases
Complimentary credit card insurance
- Extended Warranty Insurance - Up to 12 months extra warranty on top of the manufacturer’s expressed Australian Warranty on personal goods purchased. 5
- Three month Purchase Security Insurance - Against loss, theft or accidental damage on most personal items purchased for three months from the date of purchase. 5
Preparing you to fly
Complimentary travel insurance
Earning and redeeming is simple
Step 1
Activate your new More World Mastercard
Then enjoy benefits like credit card insurance,
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airport lounge access
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Please refer to the LoungeKey Terms and Conditions of Use before you make your first lounge visit. You will find these Terms and Conditions of Use at www.loungekey.com/bankwest. For more information refer to the 'Things you should know' section at the bottom of this page.
and no foreign transaction fees on online and overseas purchases.
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Step 2
Earn Rewards Points
For every dollar you spend on eligible purchases you’ll earn 2.5 More Rewards Points. Plus, earn an additional 115,000 annual bonus points every single year. Min spend applies.
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For the terms and conditions of More Rewards Points and Annual Bonus Points, refer to the 'Things you should know' section at the bottom of this page.
Step 3
Redeem and enjoy!
Head to the More Rewards site and use your points to redeem on our simplified redemption options.
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For the terms and conditions of More Rewards Points and Annual Bonus Points, refer to the 'Things you should know' section at the bottom of this page.
Rates and fees
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| Rates | |
|---|---|
| Rate Type | Rate |
| Purchase rate ? | 19.99% p.a. |
| Introductory balance transfer rate for the first 6 months 6 | 0% p.a. (1% balance transfer fee applies) |
| Ongoing balance transfer rate ? The ongoing balance transfer rate is the rate that applies after the introductory period finishes. | 19.99% p.a. |
| Cash advances ? | 21.99% p.a. |
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| Fees | |
|---|---|
| Fee Type | Amount |
| Annual fee | $270 |
| Foreign transaction fee 2 | Waived (Normally 2.95% of the transaction amount) |
| Late payment administrative fee ? When the minimum payment is not processed by the due date. |
$25 per statement period |
| Cash advance fee | 2% of transaction amount or $4 (whichever is greater) |
|
Paper statement fee
?
Avoid this fee with eStatements. |
$1.25 per statement |
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Rates are subject to change. Other fees and charges may apply. A full list of fees will be outlined in your credit card contract.
See the Credit Card Key Facts Sheet (PDF).
Apply today
Here are your next steps...
Check your eligibility
- People 18 years or over
- Australian permanent residents
- Only one Bankwest More Mastercard account per customer
- Regular income of over $76,000 a year
- Minimum credit limit of $12,000.
You will be advised if you are eligible for a World Mastercard at the end of the application process. If you are not eligible, another card may be offered to you depending on your circumstances.
Already started? Resume your application.
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Need help choosing or managing your credit card?
Speak with someone from the team today.
If your priority is debt consolidation, you might want to consider a debt consolidation loan.
- More Rewards Points:
More Rewards Points are earned in accordance with and subject to the Bankwest More Rewards Terms and Conditions (PDF). Exclusions, limitations and points caps apply. More Rewards Points are earned on eligible purchases only. Points earned and redemption values subject to change. The total More Rewards Points (including any bonus points) that can be earned in each year are: 150,000 Points if your Card is a Classic Card, and 400,000 Points if your Card is a Platinum Card. More Rewards Points (outside any bonus points) will only be credited to your account once you have spent at least $1,500 on eligible purchases and your account has been opened for at least 2 months.
Annual bonus points:
Annual bonus points are only available to new customers who apply for a Bankwest More Mastercard on or after 15 May 2017 and meet minimum spend requirements in any Year from Card Account opening. Eligible customers will earn: 19,500 Points if your Card is a Classic Card and you spend a minimum of $24,000 on Eligible Purchases in that Year; 75,000 Points if your Card is a Platinum Card and you spend a minimum of $48,000 on Eligible Purchases in that Year; and 115,000 Points if your Card is a World Card and you spend a minimum of $84,000 on Eligible Purchases in that Year. See Bankwest More Rewards Terms and Conditions (PDF) for more information.
- Foreign transactions are all transactions effected in foreign currency or occurring outside of Australia whether in foreign currency or Australian dollars including if you are in Australia (for example, online) where the merchant or the financial institution or entity processing the transaction is located overseas. No foreign transaction fees apply for Platinum or World customers. Other fees and charges may apply, including when using overseas ATMs.
- Please refer to the LoungeKey Terms and Conditions of Use before you make your first lounge visit. You will find these Terms and Conditions of Use at www.loungekey.com/bankwest. Terms and Conditions of Use may be subject to change at any time without prior notice. Lounge information, including the list of lounges you are eligible to visit, and more detailed information about these lounges, including location, opening times, facilities available and specific conditions applicable to each lounge is available from www.loungekey.com/bankwest, the LoungeKey app and LoungeKey customer service center. You must have your eligible Mastercard payment card with you and identify yourself as a “LoungeKey customer” in order to be given access to the lounges. Please note that you will be charged for any lounge visits which are not part of the LoungeKey program.
- Lending criteria, fees and charges apply. Terms and conditions apply and are available on request. Available on eligible purchases between $100 and $10,000. Cash advances, gambling transactions, balance transfers, purchases on a promotional offer and purchases made more than 30 days prior aren’t eligible. You won't be able to apply for an Easy Instalments plan if you don't meet our eligibility criteria (e.g. if you've exceeded your limit or if you're in default). When you apply for an Easy Instalments plan, you are requesting an amendment to your allocation of payments in accordance with clause 6. of the Easy Instalments Terms and Conditions. To apply payments in this order may mean that other balances that attract a higher interest rate may be repaid later which may result in you paying higher interest charges.
- Limitations, exclusions and eligibility criteria apply. See the Credit Card Insurance Product Disclosure Statement and Information Booklet (PDF) for details.
Complimentary overseas travel insurance provides base cover only.
Coronavirus (COVID-19):
Please note that this event is excluded from cover for all destinations. For more information please see here.
- Introductory rate on balance transfers is available only to new Bankwest More Mastercard customers who apply from 15 May 2017 until the promotion ends, and are approved. A 1% Balance Transfer Fee is payable on all transactions to which that balance transfer rate applies. Introductory rate on balance transfers applies from the date the card is opened, regardless of when any balance transfer is processed by us. After the introductory period, the interest rate on any outstanding transferred balance will be outlined in your credit card schedule. Minimum balance transfer amount $500. A request will only be processed up to 95% of your approved limit. Only non-Bankwest-branded credit cards can be balance transferred to a Bankwest More Mastercard. You are not eligible for this promotion if you upgrade or vary your existing Bankwest credit card to a Bankwest More Mastercard.
View balance transfer terms and conditions
World Mastercard Program terms and conditions apply. Visit www.mastercard.com.au/world for details about World Mastercard experiences. Mastercard and the circles design are registered trademarks, and tap & go is a trademark, of Mastercard International Incorporated.