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Get More from your World Mastercard®

With the Bankwest More World Mastercard get rewarded for the lifestyle you love with travelling and shopping benefits, plus our highest uncapped point earning potential. 1 For the terms and conditions of More Rewards Points and Annual Bonus Points refer to the “Things you should know” section at the bottom of this page. Close

Apply today

Benefits and rewards of More
World Mastercard

Earn 115k annual bonus points. Min spend applies.

Plus earn 2.5 points per $1 spent on eligible purchases. 1 For the terms and conditions of More Rewards Points and Annual Bonus Points refer to the “Things you should know” section at the bottom of this page. Close

With no limit on earning potential, you’ll be redeeming at the More Rewards store in no time.

No foreign transaction fees

Enjoy your holiday without worrying about foreign transaction fees on your online and overseas purchases. 2

Unlimited airport lounge access

Indulge before your flight with complimentary refreshments for you and your guests in more than 850 lounges worldwide with LoungeKey. 3 Please refer to the LoungeKey Terms and Conditions of Use before you make your first lounge visit. You will find these Terms and Conditions of Use at www.loungekey.com/bankwest. For more information refer to the "things your should know" section at the bottom of this page. Close

Complimentary credit card insurance

Including extended warranty, purchase security and international credit card travel insurance. 4 Limitations, exclusions and eligibility criteria apply. See the Complimentary Credit Card Insurance booklet for details. Close

We have your travel and shopping needs covered

Covering you for purchases

Complimentary credit card insurance
  • Extended Warranty Insurance - Up to 12 months extra warranty on top of the manufacturer’s expressed Australian Warranty on personal goods purchased. 4 Limitations, exclusions and eligibility criteria apply. See the Complimentary Credit Card Insurance booklet for details. Close
  • Three month Purchase Security Insurance - Against loss, theft or accidental damage on most personal items purchased for three months from the date of purchase.

Preparing you to fly

Complimentary travel insurance
  • Overseas Travel and Medical Insurance - Including overseas insurance for emergency dental repair, ambulance and hospital charges if you become ill or injured. 4 Limitations, exclusions and eligibility criteria apply. See the Complimentary Credit Card Insurance booklet for details. Close
  • Interstate Flight Inconvenience Insurance - Peace of mind when you travel interstate in Australia on holiday up to 14 days.
  • Rental Vehicle Insurance Excess - Excess reimbursed when you hire a car from overseas from a licenced rental agency.

Plus many more rewards for everyday spending

24/7 concierge service

There to help you with restaurant or hotel bookings, travel and gift recommendations and much more. Call concierge services on 1800 038 298 in Australia or, if you are overseas +61 2 9032 2960. 5 Limitations and exclusions apply. See World and Platinum Concierge Services and Conditions of Use (PDF) for details. Close

Exclusive Mastercard offers

Unlock exclusive travel and dining offers from all around the world with your World Mastercard. Browse Mastercard offers by visiting the Mastercard page.

Perth Arena discounts and lounge access

Exclusive access to the Bankwest Lounge, 6 Lounge open from time main venue doors open. Bankwest Mastercard must be shown/presented to gain access to the lounge. Entry is subject to capacity and granted on a first come first served basis. Close 10% discount on food and beverages plus pre-sale access to some of the hottest tickets in town when you pay with your Bankwest Mastercard.

Earning and redeeming is simple

 

1

Activate your new More World Mastercard

Then enjoy benefits like credit card insurance, 4 Limitations, exclusions and eligibility criteria apply. See the Complimentary Credit Card Insurance booklet for details. Close airport lounge access 3 Please refer to the LoungeKey Terms and Conditions of Use before you make your first lounge visit. You will find these Terms and Conditions of Use at www.loungekey.com/bankwest. For more information refer to the "things your should know" section at the bottom of this page. Close and no foreign transaction fees on online and overseas purchases. 2

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Earn Rewards Points

For every dollar you spend on eligible purchases you’ll earn 2.5 More Rewards Points. Plus, earn an additional 115,000 annual bonus points every single year. Min spend applies. 1 For the terms and conditions of More Rewards Points and Annual Bonus Points refer to the “Things you should know” section at the bottom of this page. Close

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Redeem and enjoy!

Head to the More Rewards site and use your points on anything from flights and entertainment to electronics, gift vouchers and even wine. 1 For the terms and conditions of More Rewards Points and Annual Bonus Points refer to the “Things you should know” section at the bottom of this page. Close

Rates and fees

Rates
Rate Type Rate
Purchase rate ? 19.99% p.a.
Introductory balance transfer rate for the first 6 months 7 0% p.a. (1% balance transfer fee applies)
Ongoing balance transfer rate ? The ongoing balance transfer rate is the rate that applies after the introductory period finishes.  Close 19.99% p.a.
Cash advances ? Applies to online transfers and using your credit card to withdraw cash. Close 21.99% p.a.
More
Fees
Fee Type Amount
Annual fee $270
Foreign transaction fee 2 Waived (Normally 2.95% of the transaction amount)
Late payment administrative fee ? When the minimum payment is not processed by the due date.  Close $25 per statement period
Cash advance fee 2% of transaction amount or $4 (whichever is greater)
Dishonour fee ? Each time there is a dishonoured payment into the account. For example, a dishonoured periodical/scheduled payment or cheque deposit. Close $10 each time
Paper statement fee ? Avoid this fee with eStatements.
 Close 		$1.25 per statement
More

Rates are subject to change. Other fees and charges may apply. A full list of fees will be outlined in your credit card contract.

See the Credit Card Key Facts Sheet (PDF).

View our credit card terms and conditions
Credit Cards Conditions of Use (PDF)
Credit Card Account Access Conditions of Use (PDF)
Complimentary Credit Card Insurance (PDF)
Bankwest More Rewards Terms and Conditions (PDF)
World and Platinum Concierge Services (PDF)

Apply today 

Here are your next steps...

Check your eligibility

  • People 18 years or over
  • Australian permanent residents
  • Only one Bankwest More Mastercard account per customer
  • Regular income of over $76,000 a year
  • Minimum credit limit of $12,000.


You will be advised if you are eligible for a World Mastercard at the end of the application process. If you are not eligible, another card may be offered to you depending on your circumstances.

1

Things you need for your application

  • Photo identification such as an Australian driver's licence or passport. Or see a handy list of other ID documents we’ll accept.
  • Employment details, including length of employment and employer contact numbers
  • Financial information including income, expenses and assets.

Find out more about what you may need to provide.

Apply now

Already started? Resume your application.

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Looking for more details about the rewards range?

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Need help choosing or managing your credit card?

Speak with someone from the team today.

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Things you should know

1. More Rewards Points:
More Rewards Points are earned in accordance with and subject to the Bankwest More Rewards Terms and Conditions (PDF). Exclusions, limitations and points caps apply. More Rewards Points are earned on eligible purchases only. Points earned and redemption values subject to change. The total More Rewards Points (including any bonus points) that can be earned in each year are: 150,000 Points if your Card is a Classic Card, and 400,000 Points if your Card is a Platinum Card. More Rewards Points (outside any bonus points) will only be credited to your account once you have spent at least $1,500 on eligible purchases and your account has been opened for at least 2 months.

Annual bonus points:
Annual bonus points are only available to new customers who apply for a Bankwest More Mastercard on or after 15 May 2017 and meet minimum spend requirements in any Year from Card Account opening. Eligible customers will earn: 19,500 Points if your Card is a Classic Card and you spend a minimum of $24,000 on Eligible Purchases in that Year; 75,000 Points if your Card is a Platinum Card and you spend a minimum of $48,000 on Eligible Purchases in that Year; and 115,000 Points if your Card is a World Card and you spend a minimum of $84,000 on Eligible Purchases in that Year. See Bankwest More Rewards Terms and Conditions (PDF) for more information.

2. Foreign transactions are transactions occurring outside of Australia whether in foreign currency or Australian dollars including if you are in Australia (for example, online) where the merchant or the financial institution or entity processing the transaction is located overseas. No foreign transaction fees apply for Platinum or World customers. Other fees and charges may apply, including when using overseas ATMs.

3. Please refer to the LoungeKey Terms and Conditions of Use before you make your first lounge visit. You will find these Terms and Conditions of Use at www.loungekey.com/bankwest. Terms and Conditions of Use may be subject to change at any time without prior notice. Lounge information, including the list of lounges you are eligible to visit, and more detailed information about these lounges, including location, opening times, facilities available and specific conditions applicable to each lounge is available from www.loungekey.com/bankwest, the LoungeKey app and LoungeKey customer service center. You must have your eligible Mastercard payment card with you and identify yourself as a “LoungeKey customer” in order to be given access to the lounges. Please note that you will be charged for any lounge visits which are not part of the LoungeKey program.

4. Complimentary Insurance: Limitations, exclusions and eligibility criteria apply. See the Complimentary Credit Card Insurance booklet (PDF) for details.

5. Concierge Services: Limitations and exclusions apply. See World and Platinum Concierge Services and Conditions of Use (PDF) for details.

6. Backstage with Bankwest: Lounge open from time main venue doors open. Bankwest Mastercard must be shown/presented to gain access to the lounge. Entry is subject to capacity and granted on a first come first served basis. Backstage is not available during the Hopman Cup.

7. Introductory rate on balance transfers is available for a limited time and only to new Bankwest More Mastercard customers who apply from 15 May 2017 until the promotion ends, and are approved. A 1% Balance Transfer Fee is payable on all transactions to which that balance transfer rate applies. Introductory rate on balance transfers applies from the date the card is opened, regardless of when any balance transfer is processed by us. After the introductory period, the interest rate on any outstanding transferred balance will be outlined in your credit card schedule. Minimum balance transfer amount $500. A request will only be processed up to 95% of your approved limit.  Only non-Bankwest-branded credit cards can be balance transferred to a Bankwest More Mastercard. You are not eligible for this promotion if you upgrade or vary your existing Bankwest credit card to a Bankwest More Mastercard.

View balance transfer terms and conditions.

World Mastercard Program terms and conditions apply. Visit www.mastercard.com.au/world for details about World Mastercard experiences. Mastercard and the Mastercard brand mark are registered trademarks, and the circles design and Tap & go are trademarks of Mastercard International Incorporated.