Compare Bankwest More Mastercard®
1 Annual bonus points are for new More Mastercard customers only. For all terms and conditions of More Rewards Points, Annual Bonus Points and Introductory Bonus Points refer to the “Things you should know” section at the bottom of this page. Close   ? 2 ? The ongoing balance transfer rate is the rate that applies after the introductory period finishes.  Close ? Applies to online transfers and using your credit card to withdraw cash. Close 4 ? Applies to online transfers and using your credit card to withdraw cash. Close 5 You qualify for interest free days on purchases if you pay the closing balance owing (excluding any balance transfer amount) on your current statement in full by the due date. Section 24 of our Credit Cards Conditions of Use (PDF) further outlines how this interest free period is calculated. Close 6 6 7 Please refer to the LoungeKey Terms and Conditions of Use before you make your first lounge visit. You will find these Terms and Conditions of Use at www.loungekey.com/bankwest. For more information refer to the 'Things you should know' section at the bottom of this page. Close

Range of credit cards Bankwest More Mastercard
Earn and redeem More Rewards points 1 Annual bonus points are for new More Mastercard customers only. For all terms and conditions of More Rewards Points, Annual Bonus Points and Introductory Bonus Points refer to the “Things you should know” section at the bottom of this page. Close
Bankwest More Mastercard
Bankwest More Mastercard
Bankwest More Mastercard
Type Classic Platinum World
Bonus points 
Annual bonus points  1 Annual bonus points are for new More Mastercard customers only. For all terms and conditions of More Rewards Points, Annual Bonus Points and Introductory Bonus Points refer to the “Things you should know” section at the bottom of this page. Close   19,500 75,000 115,000
Rates and fees
Purchase rates ? 19.99% p.a. 19.99% p.a. 19.99% p.a.
Annual fees $100 $160 $270
Intro balance transfer rates 2 0% p.a. Intro balance transfer rate for first 6 months (1% balance transfer fee applies) 3 0% p.a. Intro balance transfer rate for first 6 months (1% balance transfer fee applies) 3 0% p.a. Intro balance transfer rate for first 6 months (1% balance transfer fee applies) 3
Ongoing balance transfer rates ? The ongoing balance transfer rate is the rate that applies after the introductory period finishes.  Close 19.99% p.a. 19.99% p.a. 19.99% p.a.
Minimum credit limits

$1,000

To earn Annual Bonus Points you must have a minimum credit limit of $3,000.

$6,000 $12,000
Cash advance rates ? Applies to online transfers and using your credit card to withdraw cash. Close 21.99% p.a.
21.99% p.a. 21.99% p.a.
Foreign transaction fees 4 2.95% of the transaction amount 0% 0%
Cash advance fees ? Applies to online transfers and using your credit card to withdraw cash. Close 2% of transaction amount or $4 (whichever is greater)
2% of transaction amount or $4 (whichever is greater)
2% of transaction amount or $4 (whichever is greater)
Features
Interest free days on purchases 5 You qualify for interest free days on purchases if you pay the closing balance owing (excluding any balance transfer amount) on your current statement in full by the due date. Section 24 of our Credit Cards Conditions of Use (PDF) further outlines how this interest free period is calculated. Close Up to 44 days Up to 44 days Up to 44 days
Points earned on everyday spending 1.5 More Rewards points per $1 spent on eligible purchases ? Most purchases are eligible purchases except some things such as balance transfers, bank fees, gambling, government charges and anything else listed in Section 5 of our Bankwest More Rewards terms and conditions. Close 2 More Rewards points per $1 spent on eligible purchases ? Most purchases are eligible purchases except some things such as balance transfers, bank fees, gambling, government charges and anything else listed in Section 5 of our Bankwest More Rewards terms and conditions. Close 2.5 More Rewards points per $1 spent on eligible purchases ? Most purchases are eligible purchases except some things such as balance transfers, bank fees, gambling, government charges and anything else listed in Section 5 of our Bankwest More Rewards terms and conditions. Close
Availability as part of Complete Home Loan Package Yes Yes No
Complimentary overseas travel insurance
6
Not available Available Available
Complimentary Extended Warranty, Price Guarantee Insurance and Purchase Security Insurance 6 Not available Available Available
Complimentary Airport lounge access 7 Please refer to the LoungeKey Terms and Conditions of Use before you make your first lounge visit. You will find these Terms and Conditions of Use at www.loungekey.com/bankwest. For more information refer to the 'Things you should know' section at the bottom of this page. Close Not available Not available Available
Bankwest More Mastercard
Earn and redeem More Rewards points 1 Annual bonus points are for new More Mastercard customers only. For all terms and conditions of More Rewards Points, Annual Bonus Points and Introductory Bonus Points refer to the “Things you should know” section at the bottom of this page. Close
Classic 19,500 19.99% p.a. $100 0% p.a. Intro balance transfer rate for first 6 months (1% balance transfer fee applies) 3 19.99% p.a.

$1,000

To earn Annual Bonus Points you must have a minimum credit limit of $3,000.

21.99% p.a.
2.95% of the transaction amount 2% of transaction amount or $4 (whichever is greater)
Up to 44 days 1.5 More Rewards points per $1 spent on eligible purchases ? Most purchases are eligible purchases except some things such as balance transfers, bank fees, gambling, government charges and anything else listed in Section 5 of our Bankwest More Rewards terms and conditions. Close Yes Not available Not available Not available
Platinum 75,000 19.99% p.a. $160 0% p.a. Intro balance transfer rate for first 6 months (1% balance transfer fee applies) 3 19.99% p.a. $6,000 21.99% p.a. 0% 2% of transaction amount or $4 (whichever is greater)
Up to 44 days 2 More Rewards points per $1 spent on eligible purchases ? Most purchases are eligible purchases except some things such as balance transfers, bank fees, gambling, government charges and anything else listed in Section 5 of our Bankwest More Rewards terms and conditions. Close Yes Available Available Not available
World 115,000 19.99% p.a. $270 0% p.a. Intro balance transfer rate for first 6 months (1% balance transfer fee applies) 3 19.99% p.a. $12,000 21.99% p.a. 0% 2% of transaction amount or $4 (whichever is greater)
Up to 44 days 2.5 More Rewards points per $1 spent on eligible purchases ? Most purchases are eligible purchases except some things such as balance transfers, bank fees, gambling, government charges and anything else listed in Section 5 of our Bankwest More Rewards terms and conditions. Close No Available Available Available
Rates are subject to change. Other fees and charges may apply. A full list of fees will be outlined in your credit card contract.
Note: Your eligibility for a Classic, Platinum or World credit card depends on your approved limit.

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