You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. A joining fee usually applies. However, complimentary membership is available from Bankwest if you join at qantas.com/joinffbankwest.

Membership and the earning and redemption of points are subject to the terms and conditions of the Qantas Frequent Flyer program. Qantas Points are earned in accordance with and subject to the Bankwest Qantas Rewards Terms and Conditions (PDF). Qantas Points are earned on eligible purchases only, see Bankwest Qantas Rewards Terms and Conditions (PDF).

Exclusions and limitations apply. Points earned and redemption values subject to change.

Qantas Points (outside any bonus points) won't be transferred to your Qantas Frequent Flyer Account until:

• You have spent an initial $1,500 on eligible purchases using your card; and
• Your account has been opened for at least 2 months.

The ongoing purchase interest rate is the rate that applies to purchases after the introductory period finishes.

Annual Fee Discount Promotion:
Annual fee is discounted for the first year for new Bankwest Qantas World Mastercard applications received from 24 May 2019 until 31 August 2019 (annual fee will apply to applications received outside these dates). Annual fee of $270 will be payable after the first year and in subsequent years on the anniversary of the card opening.

• Introductory rate on balance transfers is available to new credit card customers only
  
• Applies from the date when the card is opened, regardless of when any balance transfer is processed by us
• After the intro period, the interest rate on any outstanding transferred balance will be charged at the ongoing balance transfer rate as outlined in your credit card schedule
  
• Minimum balance transfer amount is $500
• A request will only be processed up to 95% of your approved credit limit
• Only non-Bankwest-branded credit cards can be balance transferred to Bankwest Mastercard credit cards.

Foreign transactions are transactions occurring outside of Australia whether in foreign currency or Australian dollars including if you are in Australia (for example, online) where the merchant or the financial institution or entity processing the transaction is located overseas. No foreign transaction fees apply for Platinum or World customers. Other fees and charges may apply, including when using overseas ATMs.

Limitations, exclusions and eligibility criteria apply. See the Credit Card Insurances Product Disclosure Statement and Information Booklet (PDF) for details.

The ongoing purchase interest rate is the rate that applies to purchases after the introductory period finishes.

Annual Fee Discount Promotion:
Annual fee is discounted for the first year for new Bankwest Qantas World Mastercard applications received from 24 May 2019 until 31 August 2019 (annual fee will apply to applications received outside these dates). Annual fee of $270 will be payable after the first year and in subsequent years on the anniversary of the card opening.

• Introductory rate on balance transfers is available to new credit card customers only
  
• Applies from the date when the card is opened, regardless of when any balance transfer is processed by us
• After the intro period, the interest rate on any outstanding transferred balance will be charged at the ongoing balance transfer rate as outlined in your credit card schedule
  
• Minimum balance transfer amount is $500
• A request will only be processed up to 95% of your approved credit limit
• Only non-Bankwest-branded credit cards can be balance transferred to Bankwest Mastercard credit cards.

Foreign transactions are transactions occurring outside of Australia whether in foreign currency or Australian dollars including if you are in Australia (for example, online) where the merchant or the financial institution or entity processing the transaction is located overseas. No foreign transaction fees apply for Platinum or World customers. Other fees and charges may apply, including when using overseas ATMs.

Limitations, exclusions and eligibility criteria apply. See the Credit Card Insurances Product Disclosure Statement and Information Booklet (PDF) for details.