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Compare Bankwest Qantas Mastercard®
 ? 2 ? The ongoing balance transfer rate is the rate that applies after the introductory period finishes.  Close ? Applies to online transfers and using your credit card to withdraw cash. Close 3 ? Applies to online transfers and using your credit card to withdraw cash. Close 4 Interest-free days on purchases apply when the total amount owing on your current statement is paid in full by the due date, and you have also paid off your previous month’s balance in full by its due date. Section 24 of our Credit Cards Conditions of Use further outlines how this interest-free period is calculated. Close 5

Range of credit cards Bankwest Qantas Mastercard
Earn Qantas Points on your everyday spending 1
Bankwest Qantas Mastercard
Bankwest Qantas Mastercard
Alt text
Types Classic Platinum World
Rates and fees
Purchase rates ? 20.49% p.a. 20.49% p.a. 20.49% p.a.
Annual fees $100 $160 $270
Intro balance transfer rates 2 2.99% p.a. intro balance transfer rate for first 9 months
 2.99% p.a. intro balance transfer rate for first 9 months
 2.99% p.a. intro balance transfer rate for first 9 months
Ongoing balance transfer rates ? The ongoing balance transfer rate is the rate that applies after the introductory period finishes.  Close 20.49% p.a.
 20.49% p.a. 20.49% p.a.
Minimum credit limits $1,000 $6,000
 $12,000
Cash advance rates ? Applies to online transfers and using your credit card to withdraw cash. Close 21.99% p.a. 21.99% p.a. 21.99% p.a.
Foreign transaction fees 3 2.95% of the transaction amount 0% 0%
Cash advance fees ? Applies to online transfers and using your credit card to withdraw cash. Close 2% of transaction amount or $4 (whichever is greater)
 2% of transaction amount or $4 (whichever is greater)
 2% of transaction amount or $4 (whichever is greater)
Features
Interest-free days on purchases 4 Interest-free days on purchases apply when the total amount owing on your current statement is paid in full by the due date, and you have also paid off your previous month’s balance in full by its due date. Section 24 of our Credit Cards Conditions of Use further outlines how this interest-free period is calculated. Close Up to 44 days Up to 44 days Up to 44 days
Points earned on everyday spending 0.5 Qantas Points per $1 spent on eligible purchases ? What counts as an eligible purchase? Most purchases are eligible purchases except some things such as bank fees, gambling, government charges and anything else listed in Section 5 of our Bankwest Qantas Rewards Terms and Conditions. Close 0.5 Qantas Points per $1 spent on eligible purchases ? What counts as an eligible purchase? Most purchases are eligible purchases except some things such as bank fees, gambling, government charges and anything else listed in Section 5 of our Bankwest Qantas Rewards Terms and Conditions. Close 0.66 Qantas Point per $1 spent on eligible purchases ? What counts as an eligible purchase? Most purchases are eligible purchases except some things such as bank fees, gambling, government charges and anything else listed in Section 5 of our Bankwest Qantas Rewards Terms and Conditions. Close
Availability as part of Complete Home Loan Package Yes Yes No
Complimentary international credit card travel insurance 5 Not available Available Available
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Bankwest Qantas Mastercard
Earn Qantas Points on your everyday spending 1
Classic 20.49% p.a. $100 2.99% p.a. intro balance transfer rate for first 9 months
 20.49% p.a.
 $1,000 21.99% p.a. 2.95% of the transaction amount 2% of transaction amount or $4 (whichever is greater)
 Up to 44 days 0.5 Qantas Points per $1 spent on eligible purchases ? What counts as an eligible purchase? Most purchases are eligible purchases except some things such as bank fees, gambling, government charges and anything else listed in Section 5 of our Bankwest Qantas Rewards Terms and Conditions. Close Yes Not available
Platinum 20.49% p.a. $160 2.99% p.a. intro balance transfer rate for first 9 months
 20.49% p.a. $6,000
 21.99% p.a. 0% 2% of transaction amount or $4 (whichever is greater)
 Up to 44 days 0.5 Qantas Points per $1 spent on eligible purchases ? What counts as an eligible purchase? Most purchases are eligible purchases except some things such as bank fees, gambling, government charges and anything else listed in Section 5 of our Bankwest Qantas Rewards Terms and Conditions. Close Yes Available
World 20.49% p.a. $270 2.99% p.a. intro balance transfer rate for first 9 months
 20.49% p.a. $12,000 21.99% p.a. 0% 2% of transaction amount or $4 (whichever is greater)
 Up to 44 days 0.66 Qantas Point per $1 spent on eligible purchases ? What counts as an eligible purchase? Most purchases are eligible purchases except some things such as bank fees, gambling, government charges and anything else listed in Section 5 of our Bankwest Qantas Rewards Terms and Conditions. Close No Available

Rates are subject to change. Other fees and charges may apply. A full list of fees will be outlined in your credit card contract.
Note: Your eligibility for a Classic, Platinum or World credit card depends on your approved limit.
 

View our credit card terms and conditions

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Things you should know

There is a limit of one Bankwest Qantas Mastercard per customer.

1. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. A joining fee usually applies. However, complimentary membership is available from Bankwest if you join at qantas.com/joinffbankwest.

Membership and the earning and redemption of points are subject to the terms and conditions of the Qantas Frequent Flyer program. Qantas Points are earned in accordance with and subject to the Bankwest Qantas Rewards Terms and Conditions (PDF). Qantas Points are earned on eligible purchases only, see Bankwest Qantas Rewards Terms and Conditions (PDF). Exclusions, limitations and points caps apply. Points earned and redemption values subject to change.

The total Qantas Points (including any bonus points) that can be earned in each year are: 50,000 if your Card is a Bankwest Qantas Classic Mastercard and 200,000 Qantas Points if your Card is a Bankwest Qantas Platinum Mastercard. Qantas Points (outside any bonus points) won't be transferred to your Qantas Frequent Flyer Account until:

  • You have spent an initial $1,500 on eligible purchases using your card; and
  • Your account has been opened for at least 2 months.

2. Introductory rate on balance transfers:

  • Introductory rate on balance transfers is available to new credit card customers only
  • Applies from the date the card is opened, regardless of when any balance transfer is processed by us
  • After intro period, the interest rate on any outstanding transferred balance will be charged at the ongoing balance transfer rate as outlined in your credit card schedule
  • Minimum balance transfer amount is $500
  • A request will only be processed up to 95% of your approved credit limit
  • Only non-Bankwest-branded credit cards can be balance transferred to Bankwest Mastercard credit cards.

View balance transfer terms and conditions.

3. Foreign transactions are transactions occurring outside of Australia whether in foreign currency or Australian dollars including if you are in Australia (for example, online) where the merchant or the financial institution or entity processing the transaction is located overseas. No foreign transaction fees apply for Platinum or World customers. Other fees and charges may apply, including when using overseas ATMs.

4. Interest-free days on purchases apply when the total amount owing on your current statement is paid in full by the due date, and you have also paid off your previous month’s balance in full by its due date. Section 24 of our Credit Cards Conditions of Use (PDF) further outlines how this interest-free period is calculated.

5. Limitations, exclusions and eligibility criteria apply. See the Complimentary Credit Card Insurance booklet (PDF) for details.

From 1 October 2018 we’re changing our insurance provider as well as the Overseas Travel Insurance cover provided to customers 80 years of age and over. Find out more about the changes to credit card insurance.


World Mastercard Program terms and conditions apply. Visit www.mastercard.com.au/world for details about World Mastercard experiences. Mastercard and the Mastercard brand mark are registered trademarks, and the circles design and Tap & go are trademarks of Mastercard International Incorporated.