Compare Bankwest Qantas Mastercard®
? Interest rate on purchases made using your credit card. Close 2 ? The ongoing balance transfer rate is the rate that applies after the introductory period finishes.  Close ? Applies to online transfers and using your credit card to withdraw cash. Close 3 Foreign transactions are transactions occurring outside Australia whether in foreign currency or Australian dollars. No foreign transaction fees for Platinum or World customers for online and overseas purchases. Other fees and charges may apply, including when using overseas ATMs.
Close
? Applies to online transfers and using your credit card to withdraw cash. Close 4 Interest-free days on purchases apply when the total amount owing on your current statement is paid in full by the due date, and you have also paid off your previous month’s balance in full by its due date. Section 24 of our Credit Cards Conditions of Use further outlines how this interest-free period is calculated. Close 5 Limitations, exclusions and eligibility criteria apply. See the Complimentary Credit Card Insurance booklet for details. Close

Range of credit cards Bankwest Qantas Mastercard
Earn Qantas Points on your everyday spending1

Bankwest Qantas Mastercard

Bankwest Qantas Mastercard

Alt text

Types

Classic

Platinum

World

Rates and fees
Purchase rates ? Interest rate on purchases made using your credit card. Close

20.49% p.a.

20.49% p.a.

20.49% p.a.

Annual fees

$100

$160

$270

Intro balance transfer rates 2

2.99% p.a. intro balance transfer rate for first 9 months

2.99% p.a. intro balance transfer rate for first 9 months

2.99% p.a. intro balance transfer rate for first 9 months

Ongoing balance transfer rates ? The ongoing balance transfer rate is the rate that applies after the introductory period finishes.  Close

20.49% p.a.

20.49% p.a.

20.49% p.a.

Minimum credit limits

$1,000

$6,000

$12,000

Cash advance rates ? Applies to online transfers and using your credit card to withdraw cash. Close

21.99% p.a.

21.99% p.a.

21.99% p.a.

Foreign transaction fees 3 Foreign transactions are transactions occurring outside Australia whether in foreign currency or Australian dollars. No foreign transaction fees for Platinum or World customers for online and overseas purchases. Other fees and charges may apply, including when using overseas ATMs.
Close

2.95% of the transaction amount

0%

0%

Cash advance fees ? Applies to online transfers and using your credit card to withdraw cash. Close

2% of transaction amount or $4 (whichever is greater)

2% of transaction amount or $4 (whichever is greater)

2% of transaction amount or $4 (whichever is greater)

Features
Interest-free days on purchases 4 Interest-free days on purchases apply when the total amount owing on your current statement is paid in full by the due date, and you have also paid off your previous month’s balance in full by its due date. Section 24 of our Credit Cards Conditions of Use further outlines how this interest-free period is calculated. Close

Up to 44 days

Up to 44 days

Up to 44 days

Points earned on everyday spending

0.5 Qantas Points per $1 spent on eligible purchases ? What counts as an eligible purchase? Most purchases are eligible purchases except some things such as bank fees, gambling, government charges and anything else listed in Section 5 of our Bankwest Qantas Rewards Terms and Conditions. Close

0.5 Qantas Points per $1 spent on eligible purchases ? What counts as an eligible purchase? Most purchases are eligible purchases except some things such as bank fees, gambling, government charges and anything else listed in Section 5 of our Bankwest Qantas Rewards Terms and Conditions. Close

0.66 Qantas Point per $1 spent on eligible purchases ? What counts as an eligible purchase? Most purchases are eligible purchases except some things such as bank fees, gambling, government charges and anything else listed in Section 5 of our Bankwest Qantas Rewards Terms and Conditions. Close

Availability as part of Complete Home Loan Package

Yes

Yes

No

Complimentary international credit card travel insurance 5 Limitations, exclusions and eligibility criteria apply. See the Complimentary Credit Card Insurance booklet for details. Close

Not available

Available

Available

Bankwest Qantas Mastercard
Earn Qantas Points on your everyday spending 1
Classic 20.49% p.a. $100 2.99% p.a. intro balance transfer rate for first 9 months
20.49% p.a.
$1,000 21.99% p.a. 2.95% of the transaction amount 2% of transaction amount or $4 (whichever is greater)

Up to 44 days 0.5 Qantas Points per $1 spent on eligible purchases ? What counts as an eligible purchase? Most purchases are eligible purchases except some things such as bank fees, gambling, government charges and anything else listed in Section 5 of our Bankwest Qantas Rewards Terms and Conditions. Close Yes Not available
Platinum 20.49% p.a. $160 2.99% p.a. intro balance transfer rate for first 9 months
20.49% p.a. $6,000
21.99% p.a. 0% 2% of transaction amount or $4 (whichever is greater)

Up to 44 days 0.5 Qantas Points per $1 spent on eligible purchases ? What counts as an eligible purchase? Most purchases are eligible purchases except some things such as bank fees, gambling, government charges and anything else listed in Section 5 of our Bankwest Qantas Rewards Terms and Conditions. Close Yes Available
World 20.49% p.a. $270 2.99% p.a. intro balance transfer rate for first 9 months
20.49% p.a. $12,000 21.99% p.a. 0% 2% of transaction amount or $4 (whichever is greater)

Up to 44 days 0.66 Qantas Point per $1 spent on eligible purchases ? What counts as an eligible purchase? Most purchases are eligible purchases except some things such as bank fees, gambling, government charges and anything else listed in Section 5 of our Bankwest Qantas Rewards Terms and Conditions. Close No Available

Rates are subject to change. Other fees and charges may apply. A full list of fees will be outlined in your credit card contract.
Note: Your eligibility for a Classic, Platinum or World credit card depends on your approved limit.
 

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Things you should know

1. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. A joining fee usually applies. However, complimentary membership is available from Bankwest if you join at qantas.com/joinffbankwest.

Membership and the earning and redemption of points are subject to the terms and conditions of the Qantas Frequent Flyer program. Qantas Points are earned in accordance with and subject to the Bankwest Qantas Rewards Terms and Conditions. Qantas Points are earned on eligible purchases only, see Bankwest Qantas Rewards Terms and Conditions. Exclusions, limitations and points caps apply. Points earned and redemption values subject to change.

The total Qantas Points (including any bonus points) that can be earned in each year are: 50,000 if your Card is a Bankwest Qantas Classic Mastercard and 200,000 Qantas Points if your Card is a Bankwest Qantas Platinum Mastercard. Qantas Points (outside any bonus points) won't be transferred to your Qantas Frequent Flyer Account until:

  • You have spent an initial $1,500 on eligible purchases using your card; and
  • Your account has been opened for at least 2 months.

2. Introductory rate on balance transfers:

  • Introductory rate on balance transfers is available to new credit card customers only
  • Applies from the date the card is opened, regardless of when any balance transfer is processed by us
  • After intro period, the interest rate on any outstanding transferred balance will be charged at the ongoing balance transfer rate as outlined in your credit card schedule
  • Minimum balance transfer amount is $500
  • A request will only be processed up to 95% of your approved credit limit
  • Only non-Bankwest-branded credit cards can be balance transferred to Bankwest Mastercard credit cards.

3. Foreign transactions are transactions occurring outside Australia whether in foreign currency or Australian dollars. No foreign transaction fees for Platinum or World customers for online and overseas purchases. Other fees and charges may apply, including when using overseas ATMs.

4. Interest-free days on purchases apply when the total amount owing on your current statement is paid in full by the due date, and you have also paid off your previous month’s balance in full by its due date. Section 24 of our Credit Cards Conditions of Use further outlines how this interest-free period is calculated.

5. Limitations, exclusions and eligibility criteria apply. See the Complimentary Credit Card Insurance booklet for details.

There is a limit of one Bankwest Qantas Mastercard per customer. Visit www.mastercard.com.au/world for details about World Mastercard experiences including terms and conditions. Mastercard, World Mastercard and the Mastercard brand mark are registered trademarks, and the circles design and tap & go are trademarks of Mastercard International Incorporated.