What are the payment cut-off times?

Before you make a time sensitive payment, check out our cut-off times for online or in store transactions.

Online banking cut-off times

Payments made before the cut-off times will be processed on the same business day.

Those made after the cut-off times on a business day, or on weekends and public holidays will be processed on the next business day.

Bankwest Online Banking (BOB)
Payment scenario Payment types Cut-off time (Perth time) 1 Funds available in recipient's account
Transfer money, or make a credit card or loan repayment, between your Bankwest accounts Internal or linked account transfer 8.00pm Immediately
Send money to another Bankwest account Pay Anybody 8.00pm
Same business day
Transfer money from your Bankwest account to your account at another Australian bank Linked account transfer 3.00pm Within 3 business days
Send money to an account at another Australian bank Pay Anybody 3.00pm Within 3 business days
Pay your bills via BPAY® 2 BPAY® Payments made before cut-off time are acknowledged as ‘paid’ by the biller on the business day the payment is made. However, the funds may not be available in the biller’s account for up to 3 business days. Close BPAY 4.00pm Within 3 business days
Send money overseas International Transfer 5.00pm
3 - 5 business days
More

In store cut-off times

International transfers and Real Time Gross Settlements must be made in store and received by the back office before the cut-off times to be processed on the same business day.

Payment requests received after these times will be processed the following business day.

Real Time Gross Settlements
Payment type Cut-off time (Perth time) 1
Real Time Gross Settlement 1.15pm
More
International transfers
Currency Cut-off time (Perth time) 1
Japanese Yen (JPY) 8.15am
Singapore Dollar (SGD) 8.15am
Hong Kong Dollar (HKD) 8.15am
Papua New Guinea Kina (PGK) 9.15am
New Zealand Dollar (NZD) 9.15am
Australian Dollar (AUD) 1.15pm
All other currencies 1.45pm
More

Daylight Savings may change these times.

Need more help?

If you still need help you can speak to someone from the team.

Things you should know

  1. Your statements will show the transaction occuring on the next business day if made after 8pm AWST on a business day, on weekends or on a public holiday.

  2. BPAY® Payments made before cut-off time are acknowledged as 'paid' by the biller on the business day the payment is made. However, the funds may not be available in the biller's account for up to 3 business days.

® Registered to BPAY Pty Ltd ABN 69 079 137 518