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What are the payment cut-off times?
Online banking cut-off times
Payments made before the cut-off times will be processed on the same business day.
Those made after the cut-off times on a business day, or on weekends and public holidays will be processed on the next business day.
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| Online Banking | |||
|---|---|---|---|
| Payment scenario | Payment types | Cut-off time (AWST) 1 | Funds available in recipient's account |
| Transfer money, or make a credit card or loan repayment, between your Bankwest accounts ? | Internal or linked account transfer | 8pm | Immediately |
| Send money to another Bankwest account | Pay Anybody |
8pm |
Same business day |
| Transfer money from your Bankwest account to your account at another Australian bank | Linked account transfer | 3pm | Within 3 business days |
| Send money to an account at another Australian bank | Pay Anybody | 3pm |
Within 3 business days |
| Pay your bills via BPAY® 2 BPAY® Payments made before cut-off time are acknowledged as ‘paid’ by the biller on the business day the payment is made. However, the funds may not be available in the biller’s account for up to 3 business days. Close | BPAY | 4pm |
Within 3 business days |
| Send money overseas | International Transfer |
5pm |
3 - 5 business days |
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In branch cut-off times
International transfers and Real Time Gross Settlements must be made in branch and received by the back office before the cut-off times to be processed on the same business day.
Payment requests received after these times will be processed the following business day.
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| Real Time Gross Settlements | |
|---|---|
| Payment type | Cut-off time (AWST) 1 |
| Real Time Gross Settlement | 12:15pm |
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| International transfers | |
|---|---|
| Currency | Cut-off time (AWST) 1 |
| Japanese Yen (JPY) |
1:45pm previous day |
| Singapore Dollar (SGD) |
1:45pm previous day |
| Hong Kong Dollar (HKD) |
1:45pm previous day |
| Papua New Guinea Kina (PGK) |
8:15am |
| New Zealand Dollar (NZD) |
8:15am |
| Australian Dollar (AUD) | 12:15pm |
| All other currencies |
1:45pm |
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Daylight Savings may change these times.
Need more help?
You can message us in the Bankwest App or online banking, or call us - we're here 24/7.