Before you make a time sensitive payment, check out our cut-off times for online or in store transactions.
What are the payment cut-off times?
Online banking cut-off times
Payments made before the cut-off times will be processed on the same business day.
Those made after the cut-off times on a business day, or on weekends and public holidays will be processed on the next business day.
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| Bankwest Online Banking (BOB) | |||
|---|---|---|---|
| Payment scenario | Payment types | Cut-off time (Perth time) 1 | Funds available in recipient's account |
| Transfer money, or make a credit card or loan repayment, between your Bankwest accounts | Internal or linked account transfer | 8.00pm | Immediately |
| Send money to another Bankwest account | Pay Anybody |
8.00pm |
Same business day |
| Transfer money from your Bankwest account to your account at another Australian bank | Linked account transfer | 3.00pm | Within 3 business days |
| Send money to an account at another Australian bank | Pay Anybody | 3.00pm |
Within 3 business days |
| Pay your bills via BPAY® 2 BPAY® Payments made before cut-off time are acknowledged as ‘paid’ by the biller on the business day the payment is made. However, the funds may not be available in the biller’s account for up to 3 business days. Close | BPAY | 4.00pm |
Within 3 business days |
| Send money overseas | International Transfer |
5.00pm |
3 - 5 business days |
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In store cut-off times
International transfers and Real Time Gross Settlements must be made in store and received by the back office before the cut-off times to be processed on the same business day.
Payment requests received after these times will be processed the following business day.
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| Real Time Gross Settlements | |
|---|---|
| Payment type | Cut-off time (Perth time) 1 |
| Real Time Gross Settlement | 12.15pm |
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| International transfers | |
|---|---|
| Currency | Cut-off time (Perth time) 1 |
| Japanese Yen (JPY) | 1.45pm Previous Day |
| Singapore Dollar (SGD) | 1.45pm Previous Day |
| Hong Kong Dollar (HKD) | 1.45pm Previous Day |
| Papua New Guinea Kina (PGK) |
8.15am |
| New Zealand Dollar (NZD) |
8.15am |
| Australian Dollar (AUD) | 12.15pm |
| All other currencies |
1.45pm |
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Daylight Savings may change these times.
Need more help?
If you still need help you can speak to someone from the team.
Things you should know
- Your statements will show the transaction occuring on the next business day if made after 8pm AWST on a business day, on weekends or on a public holiday.
- BPAY® Payments made before cut-off time are acknowledged as 'paid' by the biller on the business day the payment is made. However, the funds may not be available in the biller's account for up to 3 business days.
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