All the details
More Classic Mastercard
More Platinum Mastercard
| More Classic Mastercard | More Platinum Mastercard |
|---|---|
Description For earning reward points to redeem for digital vouchers or cashback. | Description For earning reward points to redeem for digital vouchers or cashback. |
| More Classic Mastercard | More Platinum Mastercard |
|---|---|
Introductory balance transfer rate 0% p.a. for 6 months on balance transfers. New Bankwest More Mastercard customers only. 1% balance transfer fee, plus other fees and charges, T&Cs apply.* | Introductory balance transfer rate 0% p.a. for 6 months on balance transfers. New Bankwest More Mastercard customers only. 1% balance transfer fee, plus other fees and charges, T&Cs apply.* |
Introductory purchase rate Not applicable | Introductory purchase rate Not applicable |
Bonus points Not applicable | Bonus points Not applicable |
| More Classic Mastercard | More Platinum Mastercard |
|---|---|
Minimum credit limit $1,000 | Minimum credit limit $6,000 |
Interest free period Up to 44 days# | Interest free period Up to 44 days# |
Points earned 1.5 More Rewards points per $1 spent on eligible purchases~ | Points earned 2 More Rewards points per $1 spent on eligible purchases~ |
Points cap Earn up to 150,000 More Rewards points per year~ | Points cap Earn up to 400,000 More Rewards points per year~ |
Lounge access Not applicable | Lounge access Not applicable |
Eligible card as part of Complete Home Loan Package Yes### | Eligible card as part of Complete Home Loan Package Yes### |
| More Classic Mastercard | More Platinum Mastercard |
|---|---|
Complimentary overseas travel insurance Not applicable | Complimentary overseas travel insurance Included** |
Complimentary extended warranty insurance Not applicable | Complimentary extended warranty insurance Included** |
Price guarantee insurance Not applicable | Price guarantee insurance Included** |
Purchase security insurance Not applicable | Purchase security insurance Included** |
| More Classic Mastercard | More Platinum Mastercard |
|---|---|
Ongoing purchase rate 19.99% p.a.^^ | Ongoing purchase rate 19.99% p.a.^^ |
Ongoing balance transfer rate 19.99% p.a.~~ | Ongoing balance transfer rate 19.99% p.a.~~ |
Cash advance rate 21.99% p.a.† | Cash advance rate 21.99% p.a.† |
| More Classic Mastercard | More Platinum Mastercard |
|---|---|
Annual fee $100 | Annual fee $160 |
Cash advance fee 3% of transaction amount or $4 (whichever is greater) | Cash advance fee 3% of transaction amount or $4 (whichever is greater) |
Foreign transaction fee 2.95% of the transaction amount†† | Foreign transaction fee 0%†† |
Balance transfer fee 1% | Balance transfer fee 1% |
Paper statement fee $1.25 per statement (avoid with eStatements) | Paper statement fee $1.25 per statement (avoid with eStatements) |
Late payment admin fee $25 per statement period‡‡‡ | Late payment admin fee $25 per statement period‡‡‡ |