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All the details

More Classic Mastercard

More Platinum Mastercard

More Classic MastercardMore Platinum Mastercard
Description

For earning reward points to redeem for digital vouchers or cashback.

Description

For earning reward points to redeem for digital vouchers or cashback.

Introductory offers
More Classic MastercardMore Platinum Mastercard
Introductory balance transfer rate

0% p.a. for 6 months on balance transfers.

New Bankwest More Mastercard customers only. 1% balance transfer fee, plus other fees and charges, T&Cs apply.*

Introductory balance transfer rate

0% p.a. for 6 months on balance transfers.

New Bankwest More Mastercard customers only. 1% balance transfer fee, plus other fees and charges, T&Cs apply.*

Introductory purchase rate

Not applicable

Introductory purchase rate

Not applicable

Bonus points

Not applicable

Bonus points

Not applicable

Card basics and features
More Classic MastercardMore Platinum Mastercard
Minimum credit limit

$1,000 

Minimum credit limit

$6,000 

Interest free period

Up to 44 days#

Interest free period

Up to 44 days#

Points earned

1.5 More Rewards points per $1 spent on eligible purchases~

Points earned

2 More Rewards points per $1 spent on eligible purchases~

Points cap

Earn up to 150,000 More Rewards points per year~

Points cap

Earn up to 400,000 More Rewards points per year~

Lounge access

Not applicable

Lounge access

Not applicable

Eligible card as part of Complete Home Loan Package

Yes###

Eligible card as part of Complete Home Loan Package

Yes###

Complimentary insurance
More Classic MastercardMore Platinum Mastercard
Complimentary overseas travel insurance

Not applicable

Complimentary overseas travel insurance

Included**

Complimentary extended warranty insurance

Not applicable

Complimentary extended warranty insurance

Included**

Price guarantee insurance

Not applicable

Price guarantee insurance

Included**

Purchase security insurance

Not applicable

Purchase security insurance

Included**

Rates
More Classic MastercardMore Platinum Mastercard
Ongoing purchase rate

19.99% p.a.^^

Ongoing purchase rate

19.99% p.a.^^

Ongoing balance transfer rate

19.99% p.a.~~

Ongoing balance transfer rate

19.99% p.a.~~

Cash advance rate

21.99% p.a.†

Cash advance rate

21.99% p.a.†

Fees
More Classic MastercardMore Platinum Mastercard
Annual fee

$100 

Annual fee

$160 

Cash advance fee

3% of transaction amount or $4 (whichever is greater) 

Cash advance fee

3% of transaction amount or $4 (whichever is greater) 

Foreign transaction fee

2.95% of the transaction amount††

Foreign transaction fee

0%††

Balance transfer fee

1% 

Balance transfer fee

1% 

Paper statement fee

$1.25 per statement (avoid with eStatements)

Paper statement fee

$1.25 per statement (avoid with eStatements)

Late payment admin fee

$25 per statement period‡‡‡

Late payment admin fee

$25 per statement period‡‡‡