Get a discount of up to 15% when you combine Building and Contents Cover. 1
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Home insurance
Make sure you’re covered with home insurance options for home owners, landlords and renters.
Benefits
Which home insurance is right for you?
Whether you're an owner occupier, renter, landlord or a property investor you can be certain to be covered for events like flood, fire, storm, theft and accidental glass breakage.
Home owner
I own my home and want to insure the building and/or contents and/or portable contents.
Landlord or property investor
I own an investment property and want to insure the building and/or contents.
Renter
I'm renting and I want to insure my contents and/or portable contents.
Home insurance options
Building
Cover your building for events like flood, fire, storm, theft and accidental glass breakage. Also includes additional benefits for:
- alternative accommodation costs
- emergency work and temporary repairs
- storage fees.
Contents
Cover your contents for events like flood, fire, storm, theft and accidental glass breakage. Also includes additional benefits for:
- contents in transit
- domestic pet cover
- visitors' property.
Portable contents
Cover those items which you may wear or take away from home in the event of theft, accidental loss or damage anywhere in Australia and New Zealand. If you’re travelling, those items are covered worldwide for the first 30 days of your trip.
- Choose between Packaged and Customised Cover, or a combination of both. This can be chosen as part of the Residential Home Package or as a standalone policy
- Packaged Cover is designed to cover items that are worth up to $1,000, without you having to tell the team about them upfront
- Customised Cover provides cover both at and away from the home. It is designed to cover items like engagement rings, designer watches and cameras for their replacement value.
Building
Protect your home in case of events such as fire, flood and storms. The Investment Home Package option includes cover for:
- loss of rent
- emergency work and temporary repairs
- damage by emergency services.
Contents
Insure the contents in your home against theft, fire, flood and more. This option includes cover for:
- contents in transit
- moving within Australia
- temporary removal of your contents.
Features
I am a
| What's included | Building | Contents |
|---|---|---|
| Alternative accommodation costs | Yes | Yes |
| Contents in transit | No | Yes |
| Damage by emergency services | Yes | Yes |
| Demolition and debris removal costs | Yes | Yes |
| Domestic pet cover | Yes | Yes |
| Emergency work and temporary repairs | Yes | Yes |
| Mortgage discharge | Yes | Yes |
| Moving within Australia | No | Yes |
| Storage fees | Yes | Yes |
| Temporary removal of your contents | No | Yes |
| Visitors' property | No | Yes |
What's included
Building
Contents
Alternative accommodation costs
Yes
Yes
Contents in transit
No
Yes
Damage by emergency services
Yes
Yes
Demolition and debris removal costs
Yes
Yes
Domestic pet cover
Yes
Yes
Emergency work and temporary repairs
Yes
Yes
Mortgage discharge
Yes
Yes
Moving within Australia
No
Yes
Storage fees
Yes
Yes
Temporary removal of your contents
No
Yes
Visitors' property
No
Yes
| What's included | Building | Contents |
|---|---|---|
| Contents in transit | No | Yes |
| Damage by emergency services | Yes | Yes |
| Demolition and debris removal | Yes | Yes |
| Emergency work and temporary repairs | Yes | Yes |
| Loss of rent | Yes | Yes |
| Mortgage discharge | Yes | Yes |
| Moving within Australia | No | Yes |
| Storage fees | Yes | Yes |
| Temporary removal of your contents | No | Yes |
What's included
Building
Contents
Contents in transit
No
Yes
Damage by emergency services
Yes
Yes
Demolition and debris removal
Yes
Yes
Emergency work and temporary repairs
Yes
Yes
Loss of rent
Yes
Yes
Mortgage discharge
Yes
Yes
Moving within Australia
No
Yes
Storage fees
Yes
Yes
Temporary removal of your contents
No
Yes
| What's included | Contents |
|---|---|
| Alternative accommodation costs | Yes |
| Contents in transit | Yes |
| Damage by emergency services | Yes |
| Demolition and debris removal costs | Yes |
| Domestic pet cover | Yes |
| Emergency work and temporary repairs | Yes |
| Moving within Australia | Yes |
| Temporary removal of your contents | Yes |
| Visitors' property | Yes |
What's included
Contents
Alternative accommodation costs
Yes
Contents in transit
Yes
Damage by emergency services
Yes
Demolition and debris removal costs
Yes
Domestic pet cover
Yes
Emergency work and temporary repairs
Yes
Moving within Australia
Yes
Temporary removal of your contents
Yes
Visitors' property
Yes
- Home Insurance Product Disclosure Statement (PDF) – policies purchased and/or renewing on or after 1 October 2022
- CommInsure Home Insurance Product Disclosure Statement (PDF) – policies purchased on or after 10 April 2022 and renewing on or after 22 May 2022
- CommInsure Home Insurance Product Disclosure Statement (PDF) – policies purchased and/or renewing on or after 17 November 2021
- CommInsure Home Insurance Product Disclosure Statement (PDF) – policies purchased and/or renewing on or after 5 October 2021
- CommInsure Home Insurance Product Disclosure Statement (PDF) – policies purchased and/or renewing on or after 5 April 2021
- Home Insurance Premium, Excess and Discount Guide (PDF) – policies purchased and/or renewing on or after 1 October 2022
- CommInsure Home Insurance Premium, Excess and Discount Guide (PDF) – policies purchased on or after 10 April 2022 and renewing on or after 22 May 2022
- CommInsure Home Insurance Premium, Excess and Discount Guide (PDF) – policies purchased and/or renewing on or after 17 November 2021
- CommInsure Home Insurance Premium, Excess and Discount Guide (PDF) – policies purchased and/or renewing on or after 5 April 2021
- CommInsure Home Premium Excess and Discount Guide (PDF) – this guide applies to:
- policies purchased online on or after 10 November 2019 or renewing on or after 29 March 2020, and
- all other policies purchased on or after 10 November 2019 or renewing on or after 22 December 2019
- CommInsure Home Premium Excess and Discount Guide (PDF) – policies purchased on or after 1 July 2019 and policies renewed after 31 July 2019
- CommInsure Home Premium Excess and Discount Guide (PDF) – policies purchased on or after 17 November 2018 and policies renewed after 15 December 2018
- Key Facts Sheet - Contents (PDF) – policies purchased and/or renewing on or after 1 October 2022
- Key Facts Sheet - Contents (PDF) – policies purchased and/or renewing on or after 5 April 2021
- Key Facts Sheet - Contents (PDF) – policies commencing 25 August 2015 and renewing on or after 6 October 2015
- Key Facts Sheet - Building (PDF) – policies purchased and/or renewing on or after 1 October 2022
- Key Facts Sheet - Building (PDF) – policies commencing or renewing on or after 5 April 2021
- Key Facts Sheet - Building (PDF) – policies commencing or renewing before 5 April 2021
Target Market Determinations are available here.
General Insurance Privacy Notice
If you hold a general insurance product issued by Hollard Insurance Partners Limited, we have developed an Insurance Privacy Notice that describes how Bankwest collects, holds, uses, and shares your personal information. General Insurance Privacy Notice from Bankwest (PDF).
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Supporting our customers
We’re committed to supporting vulnerable customers and customers at risk of domestic violence and financial abuse.
If you’re experiencing financial abuse call us on 13 17 19. Learn more about Hollard’s family violence support.
- If you purchase combined Residential Building and Contents Cover, a discount of up to 15% will be applied to your basic premium. If you purchase combined Investment Building and Contents Cover, a discount of up to 10% will be applied to your basic premium.
This discount cannot be used in conjunction with any other discount (other than those listed in the relevant Product Disclosure Statement or any Supplementary Product Disclosure Statement) or in conjunction with any other promotional offer, unless advised in the promotional offer that this discount will apply. This discount may be removed or changed effective from the renewal date. This discount cannot be backdated. Minimum premiums may come into force and reduce the extent to which discounts are applied.
Home Insurance is provided and issued by Hollard Insurance Partners Limited ABN 96 067 524 216, AFSL 235030 (Hollard). Bankwest is a division of the Commonwealth Bank of Australia ABN 48 123 123 124, AFSL 234945 (the Bank) and is a distributor of Hollard’s insurance products. The Bank and its related entities do not sell, issue or guarantee the obligations or performance of Hollard or the products Hollard offers. This insurance product does not represent a deposit with or liability of either the Bank or any of its related bodies corporate. If you purchase a Home Insurance policy, Bankwest is paid a commission which is a percentage of your premium.
For products issued by Hollard, information about the target market can be found within the product’s Target Market Determination available here.
This information is provided by Hollard and has been prepared without considering your objectives, financial situation or needs. Before acting on this information you should consider the appropriateness of the product with regards to your personal circumstances. A Product Disclosure Statement (PDS) and Financial Services Guide (FSG) are available by clicking on the links or by calling 13 24 23 for a paper copy and should be considered before making any decision about these products. Bankwest will receive a commission payment of up to 15% of the premium for arranging a policy sale. To find out how we manage your personal information, please see our Privacy Statement.
Hollard is a signatory to the General Insurance Code of Practice. To read about the code visit the website www.codeofpractice.com.au.