Refinancing your home loan

Switching to a loan that’s better for you should be simple, not stressful. See how we can help you refinance your home loan.

Why refinance your home loan to us?

Search for a lower rate

A lower rate could help reduce your repayments. We have a range of fixed and variable rate home loans to choose from.

Up to nine offset accounts per loan

This could help you manage your money and save on home loan interest.

Flexible repayments

Pay weekly, fortnightly or monthly. Plus, make extra repayments and redraw them when you need.

Your very own Home Lending Specialist

Our Home Lending Specialists help make the process easier – and our Mobile Lending Managers come to you. Book time to suit you.

Track your application online in real time

More clarity, less waiting and wondering with our Home Loan Application Tracker.

Sign your loan documents online

View, sign and return them anytime. Plus, less printing saves time and paper. 1

Should you refinance your mortgage?

Refinancing might be for you if you want a lower interest rate, more flexibility, to consolidate debt, or to use your equity to renovate or invest.

Our low fixed rate is something to smile about


Two-year fixed rate


Comparison rate

Get home loan comfy with our Complete Fixed Home Loan Package. It offers the security of our low fixed rate, plus a rewards credit card and offset accounts. 2

For owner occupied borrowings with principal and interest repayments. For borrowings up to 90% of the property value and loan sizes of $200,000+. Understand the comparison rate.

Refinance savings calculator

Wondering how your home loan compares? Get an idea of the interest and time you could save by switching to Bankwest.

We’re ready to help

Your very own Home Lending Specialist will respond within one business day. You can talk on the phone, meet at a branch, or have a Mobile Lending Manager come to you.

What’s the comparison rate?
It’s a tool that can help you identify the truer cost of a loan. It’s calculated using a standard formula that includes the interest rate, as well as certain fees and charges relating to a loan (not all fees and charges are included).

Comparison rate warning:
Comparison rate is calculated on the statutory assumption of $150,000 loan over 25 years but the minimum required loan amount is $200,000 for the Complete Home Loan Package. Different rates apply for different loan amounts and may depend on the duration of a fixed rate period or the ratio of the loan amount to the property value. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

1. Excludes home loan transfers. Other exclusions apply. You must have access to a device (computer or tablet recommended) with internet and email access for digital signing. Due to state based laws a Mortgage Form is required to be printed, signed and returned via reply paid mail.

2. Offset Transaction Account must be held in the same name as the loan account. Other exclusions apply. Maximum 40% offset is available with our Complete Fixed Home Loan.