Our easy guide to how refinancing works.
Search for a lower rate
A lower rate could help reduce your repayments. We have a range of fixed and variable rate home loans to choose from.
Up to nine offset accounts per loan
This could help you manage your money and save on home loan interest.
Flexible repayments
Pay weekly, fortnightly or monthly. Plus, make extra repayments and redraw them when you need.
Your very own Home Lending Specialist
Our Home Lending Specialists help make the process easier – and our Mobile Lending Managers come to you. Book time to suit you.
Track your application online in real time
More clarity, less waiting and wondering with our Home Loan Application Tracker.
Sign your loan documents online
View, sign and return them anytime. Plus, less printing saves time and paper. 1
Refinancing might be for you if you want a lower interest rate, more flexibility, to consolidate debt, or to use your equity to renovate or invest.
If you’re eligible and you apply to move your home loan to us by 30 April 2021, you could get home loan comfy with $2,000 cashback. 3
Loan must be funded by 30 June 2021. Min. refinance amount $250k. For borrowings up to 80% of the property value. Excludes refinances from Bankwest and CommBank. Eligibility requirements and T&Cs apply.
1.99%
p.a.
Four-year fixed rate
3.33%
p.a.
Comparison rate
Get home loan comfy with our Complete Fixed Home Loan Package. It offers the security of our low fixed rate, plus the flexibility to add multiple offset accounts and an eligible credit card. 2
For owner occupied borrowings with principal and interest repayments. For borrowings up to 80% of the property value and loan sizes of $200,000+. Understand the comparison rate.
Wondering how your home loan compares? Get an idea of the interest and time you could save by switching to Bankwest.
You might want a lower interest rate, more flexibility, to consolidate your debt or to use your equity to renovate or invest.
Make your home loan work hard for you. Here are some things to consider.
Your very own Home Lending Specialist will respond within one business day. You can talk on the phone, meet at a branch, or have a Mobile Lending Manager come to you.