Manage my home loan

Once you have a Bankwest home loan, here's the stuff that you need to know.

If you’ve submitted a home loan application, either in branch, online, or through your broker, you can check on its progress at any time using our Home Loan Application Tracker. ? Keep in mind – not all home loan applications are able to be tracked through our Home Loan Application Tracker.
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Online banking and the Bankwest App are convenient ways to manage your loan. You can see your loan balance, transactions and statements, as well as make and change your manually scheduled repayments (although there might be some things you'll need to check your home loan statement or call us for if your loan has multiple limits).

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• Get a home loan health check – we can make sure that you've still got the right home loan and that you're making the most of it.
  

• Refinance your home loan – switching to a loan that's better for you should be simple, not stressful.
  

• Increase (top up) your loan – had your home loan for a while? If you want to do something like renovate, buy a car or consolidate debt, you might want to check if there's equity available in your property.
  
  

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Check out ways to help reduce your home loan interest and the time it takes to pay off your mortgage.

It's an everyday bank account with a money-saving twist – it helps you save on home loan interest and potentially pay off your mortgage sooner. Opening single and joint offset accounts is easy – you can do it at your fingertips with the Bankwest App if you’ve got an eligible home loan.

Any additional home loan repayments you make will build up in surplus. The bigger your surplus, the less interest we'll charge on your home loan.

Even if it's a small extra repayment every week, the savings can be huge.

If you structure your repayments in the right way, bringing multiple debts together into one loan could help you save money – and pay your home loan faster.

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A home loan redraw facility lets you access your extra repayments if you need additional funds.

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