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Variable

Complete Variable Home Loan Package

A Complete Variable Home Loan, plus the flexibility to add up to nine optional offset accounts and an optional eligible credit card. 6 Offset Transaction Account must be held in the same name as the loan account. Other exclusions apply. Close

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Variable

Complete Variable Home Loan Package

A Complete Variable Home Loan, plus the flexibility to add up to nine optional offset accounts and an optional eligible credit card. 6 Offset Transaction Account must be held in the same name as the loan account. Other exclusions apply. Close

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Fixed

Complete Fixed Home Loan Package

For those who want the security of our great Complete Fixed Home Loan rate, plus the choice to add up to nine optional offset accounts and an optional eligible credit card. 6 Offset Transaction Account must be held in the same name as the loan account. Other exclusions apply. Close

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Fixed

Complete Fixed Home Loan Package

For those who want the security of our great Complete Fixed Home Loan rate, plus the choice to add up to nine optional offset accounts and an optional eligible credit card. 6 Offset Transaction Account must be held in the same name as the loan account. Other exclusions apply. Close

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Variable

Variable Rate Home Loan

Enjoy a discount off our standard variable rate with the Premium Select home loan. 1

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Remove
Variable

Variable Rate Home Loan

Enjoy a discount off our standard variable rate with the Premium Select home loan. 1

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Fixed

Fixed Rate Home Loan

For those who want the certainty of regular repayments - lock in your interest rate for one to five years.

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Fixed

Fixed Rate Home Loan

For those who want the certainty of regular repayments - lock in your interest rate for one to five years.

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Product Name
Complete Variable Home Loan Package
Complete Variable Home Loan Package
Complete Fixed Home Loan Package
Complete Fixed Home Loan Package
Variable Rate Home Loan
Variable Rate Home Loan
Fixed Rate Home Loan
Fixed Rate Home Loan

Check your eligibility

  • You must be 18 years or over
  • You must be a permanent Australian resident
  • Available to individuals and eligible family trusts
  • You must meet Bankwest's lending criteria.

To get started online, have your financial details (income, expenses, assets, liabilities), and two forms of ID handy.

  • You must be 18 years or over
  • You must be a permanent Australian resident
  • Available to individuals and eligible family trusts
  • You must meet Bankwest's lending criteria.

To get started online, have your financial details (income, expenses, assets, liabilities), and two forms of ID handy.

  • You must be 18 years or over
  • You must be a permanent Australian resident
  • Available to individuals and eligible family trusts
  • You must meet Bankwest's lending criteria.

To get started online, have your financial details (income, expenses, assets, liabilities), and two forms of ID handy.

  • You must be 18 years or over
  • You must be a permanent Australian resident
  • Available to individuals and eligible family trusts
  • You must meet Bankwest's lending criteria.

To get started online, have your financial details (income, expenses, assets, liabilities), and two forms of ID handy.

  • You must be 18 years or over
  • You must be a permanent Australian resident
  • Available to individuals and eligible family trusts
  • You must meet Bankwest's lending criteria.

To get started online, have your financial details (income, expenses, assets, liabilities), and two forms of ID handy.

  • You must be 18 years or over
  • You must be a permanent Australian resident
  • Available to individuals and eligible family trusts
  • You must meet Bankwest's lending criteria.

To get started online, have your financial details (income, expenses, assets, liabilities), and two forms of ID handy.

  • You must be 18 years or over
  • You must be a permanent Australian resident
  • Available to individuals, eligible family trusts and non-trading companies
  • You must meet Bankwest's lending criteria.

To get started online, have your financial details (income, expenses, assets, liabilities), and two forms of ID handy.

  • You must be 18 years or over
  • You must be a permanent Australian resident
  • Available to individuals, eligible family trusts and non-trading companies
  • You must meet Bankwest's lending criteria.

To get started online, have your financial details (income, expenses, assets, liabilities), and two forms of ID handy.

Loan purpose ?

Property to live in
Investment purpose
Property to live in
Investment purpose
Property to live in
Investment purpose
Property to live in
Investment purpose

Rates and fees

Interest rates
3.32% p.a. 7
Borrowings up to 90% of the property value for principal and interest repayments. Various tiers apply.

3.76% p.a.
Comparison rate
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3.92% p.a. 7
Borrowings up to 90% of the property value for principal and interest repayments.

4.35% p.a.
Comparison rate
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1.99% p.a. 7
Based on a four-year fixed term. Borrowings up to 80% of the property value for principal and interest repayments.

3.33% p.a.
Comparison rate
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2.49% p.a. 7
Based on a three-year fixed term. Borrowings up to 90% of the property value for principal and interest repayments.

3.98% p.a.
Comparison rate
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3.42% p.a. 7
Borrowings up to 90% of the property value for principal and interest repayments.

3.44% p.a.
Comparison rate
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4.02% p.a. 7
Borrowings up to 90% of the property value for principal and interest repayments.

4.04% p.a.
Comparison rate
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2.19% p.a. 7
Based on a four-year fixed term. Borrowings up to 80% of the property value for principal and interest repayments.

3.97% p.a.
Comparison rate
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2.69% p.a. 7
Based on a three-year fixed term. Borrowings up to 90% of the property value for principal and interest repayments.

4.75% p.a.
Comparison rate
Understand the comparison rate
Available loan sizes
$200,000+
$200,000+
$200,000+
$200,000+
$20,000+
$20,000+
$20,000+
$20,000+
Ongoing fees
$395 annual package fee
$395 annual package fee
$395 annual package fee
$395 annual package fee
$12 monthly maintenance fee during the fixed term
$12 monthly maintenance fee during the fixed term
Application fees
$0 (usually $695)
$0 (usually $695)
$295 (usually $695)
$295 (usually $695)
Transfer fees ?
No transfer fee when transferring loans within the Complete Package, or when transferring from another Bankwest home loan on to the Complete Package.
No transfer fee when transferring loans within the Complete Package, or when transferring from another Bankwest home loan on to the Complete Package.
No transfer fee when transferring loans within the Complete Package, or when transferring from another Bankwest home loan on to the Complete Package.
No transfer fee when transferring loans within the Complete Package, or when transferring from another Bankwest home loan on to the Complete Package.
$135
$135
$135
$135
Included valuations
Eligible package holders receive unlimited valuations.
Eligible package holders receive unlimited valuations.
Eligible package holders receive unlimited valuations.
Eligible package holders receive unlimited valuations.
One standard valuation included 5 Any amount in excess of the standard fees is to be met by the customer.
 Close
One standard valuation included 5 Any amount in excess of the standard fees is to be met by the customer.
 Close
One standard valuation included 5 Any amount in excess of the standard fees is to be met by the customer.
 Close
One standard valuation included 5 Any amount in excess of the standard fees is to be met by the customer.
 Close

Features

Offset facility with Bankwest Offset Account 6 Offset Transaction Account must be held in the same name as the loan account. Other exclusions apply. Close
100% offset facility with no monthly offset fees
100% offset facility with no monthly offset fees
40% offset facility with no monthly offset fees
40% offset facility with no monthly offset fees
100% offset facility with a $10 monthly offset fee per account
100% offset facility with a $10 monthly offset fee per account
40% offset facility with no monthly offset fee during the fixed term 2 At the end of the fixed term a monthly offset fee of $10 per offset account will apply. Close
40% offset facility with no monthly offset fee during the fixed term 2 At the end of the fixed term a monthly offset fee of $10 per offset account will apply. Close
Options to pay interest only
Yes, up to 5 years
Yes, up to 5 years
Yes, up to 5 years
Yes, up to 5 years
Yes, up to 5 years
Yes, up to 5 years
Yes, up to 5 years
Yes, up to 5 years
Ability to make additional repayments
Max of $10,000 p.a. above the min repayment amount. 3 Higher repayments may attract a fee. Close
Max of $10,000 p.a. above the min repayment amount. 3 Higher repayments may attract a fee. Close
Max of $10,000 p.a. above the min repayment amount. 3 Higher repayments may attract a fee. Close
Max of $10,000 p.a. above the min repayment amount. 3 Higher repayments may attract a fee. Close
Repayment frequencies
Weekly, fortnightly or monthly
Weekly, fortnightly or monthly
Weekly, fortnightly or monthly
Weekly, fortnightly or monthly
Weekly, fortnightly or monthly
Weekly, fortnightly or monthly
Weekly, fortnightly or monthly
Weekly, fortnightly or monthly
Redraw facility 4 $1,000 minimum redraw applies to other methods of redraw, including over the counter. Close
Online and over the counter
Online and over the counter
Over the counter only
Over the counter only
Online and over the counter
Online and over the counter
Over the counter only
Over the counter only
Loan terms
Up to 30 years
Up to 30 years
Up to 30 years with a fixed term of one to five years.
Up to 30 years with a fixed term of one to five years.
Up to 30 years
Up to 30 years
Up to 30 years with a fixed term of one to five years.
Up to 30 years with a fixed term of one to five years.
Get started
Get started
Get started
Get started
Get started
Get started
Get started
Get started

Note: When you buy a property, other fees may apply, including government and bank fees. Calculate yours. Rates and fees are subject to change. A full list of fees will be set out in your home loan contract.

Download the Key Facts Sheets for these products.

What's the comparison rate?
It’s a tool that can help you identify the truer cost of a loan. It’s calculated using a standard formula that includes the interest rate, as well as certain fees and charges relating to a loan (not all fees and charges are included).

Comparison rate warning:
Comparison rate is calculated on the statutory assumption of $150,000 loan over 25 years but the minimum required loan amount is $200,000 for the Complete Home Loan Package. Different rates apply for different loan amounts and may depend on the duration of a fixed rate period or the ratio of the loan amount to the property value. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Need help choosing a loan?

Get in touch with a Home Lending Specialist, and they'll respond within one business day. You can talk on the phone, meet at a branch, or have a Mobile Lending Manager come to you.

Enquire now
Find a Mobile Lending Manager
Call us on 1300 402 694