Compare home loans
Complete Variable Home Loan Package
A Complete Variable Home Loan, plus the flexibility to add up to nine optional offset accounts and an optional eligible credit card.
5
Offset Transaction Account must be held in the same name as the loan account. Other exclusions apply.
Complete Variable Home Loan Package
A Complete Variable Home Loan, plus the flexibility to add up to nine optional offset accounts and an optional eligible credit card.
5
Offset Transaction Account must be held in the same name as the loan account. Other exclusions apply.
Complete Fixed Home Loan Package
For those who want the security of our great Complete Fixed Home Loan rate, plus the choice to add up to nine optional offset accounts and an optional eligible credit card.
5
Offset Transaction Account must be held in the same name as the loan account. Other exclusions apply.
Complete Fixed Home Loan Package
For those who want the security of our great Complete Fixed Home Loan rate, plus the choice to add up to nine optional offset accounts and an optional eligible credit card.
5
Offset Transaction Account must be held in the same name as the loan account. Other exclusions apply.
Variable Rate Home Loan
Enjoy a discount off our standard variable rate with the Premium Select home loan.
1
Variable Rate Home Loan
Enjoy a discount off our standard variable rate with the Premium Select home loan.
1
Fixed Rate Home Loan
For those who want the certainty of regular repayments - lock in your interest rate for one to five years.
Fixed Rate Home Loan
For those who want the certainty of regular repayments - lock in your interest rate for one to five years.
Check your eligibility
- You must be 18 years or over
- You must be a permanent Australian resident
- Available to individuals, and eligible family trusts (through relationship managers or Bankwest small business customers service team only)
- You must meet Bankwest's lending criteria.
To get started online, have your financial details (income, expenses, assets, liabilities), and two forms of ID handy.
- You must be 18 years or over
- You must be a permanent Australian resident
- Available to individuals, and eligible family trusts (through relationship managers or Bankwest small business customers service team only)
- You must meet Bankwest's lending criteria.
To get started online, have your financial details (income, expenses, assets, liabilities), and two forms of ID handy.
- You must be 18 years or over
- You must be a permanent Australian resident
- Available to individuals, and eligible family trusts (through relationship managers or Bankwest small business customers service team only)
- You must meet Bankwest's lending criteria.
To get started online, have your financial details (income, expenses, assets, liabilities), and two forms of ID handy.
- You must be 18 years or over
- You must be a permanent Australian resident
- Available to individuals, and eligible family trusts (through relationship managers or Bankwest small business customers service team only)
- You must meet Bankwest's lending criteria.
To get started online, have your financial details (income, expenses, assets, liabilities), and two forms of ID handy.
- You must be 18 years or over
- You must be a permanent Australian resident
- Available to individuals, and eligible family trusts (through relationship managers or Bankwest small business customers service team only)
- You must meet Bankwest's lending criteria.
To get started online, have your financial details (income, expenses, assets, liabilities), and two forms of ID handy.
- You must be 18 years or over
- You must be a permanent Australian resident
- Available to individuals, and eligible family trusts (through relationship managers or Bankwest small business customers service team only)
- You must meet Bankwest's lending criteria.
To get started online, have your financial details (income, expenses, assets, liabilities), and two forms of ID handy.
- You must be 18 years or over
- You must be a permanent Australian resident
- Available to individuals, and eligible family trusts (through relationship managers or Bankwest small business customers service team only)
- You must meet Bankwest's lending criteria.
To get started online, have your financial details (income, expenses, assets, liabilities), and two forms of ID handy.
- You must be 18 years or over
- You must be a permanent Australian resident
- Available to individuals, and eligible family trusts (through relationship managers or Bankwest small business customers service team only)
- You must meet Bankwest's lending criteria.
To get started online, have your financial details (income, expenses, assets, liabilities), and two forms of ID handy.
Loan purpose ?
Rates and fees
Borrowings up to 95% (including Lenders Mortgage Insurance) of the property value for principal and interest repayments. Loan sizes of $200,000+. Various tiers apply.
5.15% p.a.
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Borrowings up to 90% (including Lenders Mortgage Insurance) of the property value for principal and interest repayments.
6.06% p.a.
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Based on a one-year fixed term. Borrowings up to 80% of the property value for principal and interest repayments.
5.21% p.a.
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Based on a one-year fixed term. Borrowings up to 90% of the property value for principal and interest repayments.
6.06% p.a.
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Borrowings up to 70% of the property value for principal and interest repayments.
3.86% p.a.
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Borrowings up to 70% of the property value for principal and interest repayments.
4.21% p.a.
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Based on a one-year fixed term. Borrowings up to 80% of the property value for principal and interest repayments.
6.46% p.a.
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Based on a one-year fixed term. Borrowings up to 90% of the property value for principal and interest repayments.
7.06% p.a.
Comparison rate
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Features
Note: When you buy a property, other fees may apply, including government and bank fees. Calculate the upfront costs of buying a home. Rates and fees are subject to change. A full list of fees will be set out in your home loan contract.
Download the Key Facts Sheets for these products.
What’s the comparison rate?
It’s a tool that can help you identify the truer cost of a loan. It’s calculated using a standard formula that includes the interest rate, as well as certain fees and charges relating to a loan (not all fees and charges are included).
Comparison rate warning:
Comparison rate is calculated on the statutory assumption of $150,000 loan over 25 years but the minimum required loan amount is $200,000 for the Complete Home Loan Package. Different rates apply for different loan amounts and may depend on the duration of a fixed rate period or the ratio of the loan amount to the property value. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
- Download the Choosing Your Home Loan Repayment Option customer information sheet (PDF)
- Download the Mortgage Saver Offset Facility customer information sheet (PDF)
- Download the Complete Home Loan Package customer information sheet (PDF)
- Download the Variable & Fixed Interest Rate Home Loans customer information sheet (PDF)
Offset Transaction Account terms and conditions:
The relevant Product Schedule together with all of the related documents form the complete Product Disclosure Statement for this product.
Product Schedule:
Related documents:
Need help choosing a loan?
Get in touch with a Home Lending Specialist, and they'll respond within one business day. You can talk on the phone, meet at a branch, or have a Mobile Lending Manager come to you.
1. For owner occupiers the standard variable rate is the variable Mortgage Shredder Reference Rate or the variable Mortgage Shredder Interest Only Reference Rate. For investment purposes the standard variable rate is the Investor Reference Rate or the Investor Interest Only Reference Rate. See our home loan reference rates.
2. At the end of the fixed term a monthly offset fee of $10 per offset account will apply.
3. There is no minimum redraw amount, including transactions completed over the counter.
4. Any amount in excess of the standard fee is to be met by the customer.
5. Offset Transaction Account must be held in the same name as the loan account. Other exclusions apply.
6. Different rates apply for interest only payments. Contact your Home Lending Specialist or call us on 13 17 19 to find out more.
The Complete Home Loan Package is closed when all home loans included in the package are closed.
The Complete Home Loan Package consists of an eligible home loan, one optional credit card per customer an up to nine optional Offset Transaction Accounts per loan.