Home loans

Whether you’re buying your first home, next home or an investment property, we’ve got a range of fixed and variable rate home loans to help you get there.

$2,000 cashback when you refinance to us

If you’re eligible and you apply to move your home loan to us by 5 Feb 2021, you could get home loan comfy with $2,000 cashback. 7

Loan must be funded by 30 April 2021. Min. refinance amount $250k. For borrowings up to 80% of the property value. Excludes refinances from Bankwest and CommBank. Eligibility requirements and T&Cs apply.

Our home loans

What's the difference between a property to live in and an investment purpose ?

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What's the comparison rate?
It’s a tool that can help you identify the truer cost of a loan. It’s calculated using a standard formula that includes the interest rate, as well as certain fees and charges relating to a loan (not all fees and charges are included).

Comparison rate warning:
Comparison rate is calculated on the statutory assumption of $150,000 loan over 25 years but the minimum required loan amount is $200,000 for the Complete Home Loan Package. Different rates apply for different loan amounts and may depend on the duration of a fixed rate period or the ratio of the loan amount to the property value. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Home loan calculators

Home loan repayments calculator

Work out what your mortgage repayments could be and discover how much you could save if you made extra repayments.

Calculate your borrowing power

Find out how much you can borrow and calculate what your repayments might be based on your income and regular expenses.

Calculate potential home loan fees

Get an estimate on stamp duty, lenders' mortage insurance and other non-standard home buying fees that come with purchasing a property.

Home loan comparison calculator

Compare the repayments on Bankwest home loans and find out if refinancing your loan may save you money on interest in the long term.

Let's talk about what’s possible

Book a time with a Home Lending Specialist – when and where it suits you. You can talk over the phone, meet at a branch, or have a Mobile Lending Manager come to you. They're even available evenings and weekends.