Use these mortgage calculators to guide you in your home ownership journey. Or, view all our home loan calculators.
Loan must be funded by 30 April 2023. Min. refinance amount $250k. For borrowings up to 90% (including lenders mortgage insurance) of the property value. Excludes refinances from Bankwest and CommBank. Eligibility requirements and T&Cs apply.
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What's the difference between a property to live in and an investment purpose ?
Offering a discount off Bankwest's standard variable rate, the Premium Select Home Loan currently has a $0 application fee (usually $695). Other fees and charges may apply.
4
3.84%
p.a.
Variable rate
3.86%
p.a.
Comparison rate
For borrowings up to 70% of the property value.
For principal and interest repayments
3
Understand the comparison rate
A variable home loan, plus the flexibility to add on other good stuff – like multiple offset accounts and an eligible credit card.
4.74%
p.a.
Variable rate
5.15%
p.a.
Comparison rate
For borrowings up to 95% (including Lenders Mortgage Insurance) of the property value and loan sizes of $200,000+. Various tiers apply.
For principal and interest repayments
3
Understand the comparison rate
A fixed home loan, plus the flexibility to add on other good stuff – like multiple offset accounts and an eligible credit card.
5.39%
p.a.
One-year fixed rate
5.21%
p.a.
Comparison rate
For borrowings up to 80% of the property value and loan sizes of $200,000+.
For principal and interest repayments
3
Understand the comparison rate
5.59%
p.a.
One-year fixed rate
6.46%
p.a.
Comparison rate
For borrowings up to 80% of the property value.
For principal and interest repayments
3
Understand the comparison rate
Offering a discount off Bankwest's standard variable rate, the Premium Select Home Loan currently has a $0 application fee (usually $695). Other fees and charges may apply.
4
4.19%
p.a.
Variable rate
4.21%
p.a.
Comparison rate
For borrowings up to 70% of the property value.
For principal and interest repayments
3
Understand the comparison rate
A fixed home loan, plus the flexibility to add on other good stuff – like multiple offset accounts and an eligible credit card.
5.59%
p.a.
One-year fixed rate
6.06%
p.a.
Comparison rate
For borrowings up to 90% of the property value and loan sizes of $200,000+.
For principal and interest repayments
3
Understand the comparison rate
A variable home loan, plus the flexibility to add on other good stuff – like multiple offset accounts and an eligible credit card.
5.67%
p.a.
Variable rate
6.06%
p.a.
Comparison rate
For borrowings up to 90% (including Lenders Mortgage Insurance) of the property value and loan sizes of $200,000+.
For principal and interest repayments
3
Understand the comparison rate
5.79%
p.a.
One-year fixed rate
7.06%
p.a.
Comparison rate
For borrowings up to 90% of the property value.
For principal and interest repayments
3
Understand the comparison rate
What’s the comparison rate?
It’s a tool that can help you identify the truer cost of a loan. It’s calculated using a standard formula that includes the interest rate, as well as certain fees and charges relating to a loan (not all fees and charges are included).
Comparison rate warning:
Comparison rate is calculated on the statutory assumption of $150,000 loan over 25 years but the minimum required loan amount is $200,000 for the Complete Home Loan Package. Different rates apply for different loan amounts and may depend on the duration of a fixed rate period or the ratio of the loan amount to the property value. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Your money’s less lazy with the Complete Home Loan Package. You can slice your money into multiple offset accounts, where the balance of each account is deducted from your home loan, reducing the overall interest you pay. So, you can manage your money how it suits you, knowing all your money is working hard. 1 Offset Transaction Account must be held in the same name as the loan. Maximum 40% offset is available with our Complete Fixed and Fixed Rate Home Loan. Other exclusions apply. Where a monthly offset fee applies, it will apply to each offset account held.
Use these mortgage calculators to guide you in your home ownership journey. Or, view all our home loan calculators.
Work out what your mortgage repayments could be and discover how much you could save if you made extra repayments.
Find out how much you can borrow and calculate what your repayments might be based on your income and regular expenses.
Get an estimate on stamp duty, lenders' mortage insurance and other non-standard home buying fees that come with purchasing a property.
Compare the repayments on Bankwest home loans and find out if refinancing your loan may save you money on interest in the long term.
Book a time with a Home Lending Specialist – when and where it suits you. You can talk over the phone, meet at a branch, or have a Mobile Lending Manager come to you. They're even available evenings and weekends.
Home loan cashback promotion is available to Australian residents aged 18+ who refinance a property with a new Bankwest home loan.
Lending and eligibility criteria, and fees and charges, apply for our home loans. Rates are subject to change. The Complete Home Loan Package consists of an eligible home loan, one optional eligible credit card per customer and up to nine optional Offset Transaction Accounts per loan.
Other fees may apply, including government and bank fees. A full list of fees will be set out in your home loan contract.