Home loan repayments calculator

Get an idea of your mortgage repayments and how much you could save if you make extra repayments.

Please note: only selected products are available in calculators. For assistance with other products please contact us.

Take the next step

Talk to a Home Finance Manager about your mortgage repayments.

Still exploring your options?

Browse our home loans

…and find one to suit you.

How much can I borrow calculator

Calculate your borrowing power and what your repayments might be.

Home loan fees calculator

Get an estimate on stamp duty, LMI and other non-standard home buying fees that come with purchasing a property.

Refinance calculator

Compare repayments to find out whether refinancing your loan could save you money on interest.

Things you should know

What’s the difference between a property to live in, and an investment purpose?
Loans for an investment purpose (also known as investor loans) include – but aren’t limited to - loans where the predominant part of the loan is used to invest in shares, land, construction or an established dwelling (including refinance of investment loans).

Loans for a property to live in (also known as owner-occupier loans) include - but aren’t limited to -  loans to fund the purchase of a property or refinance an existing loan, where the borrower currently resides or intends to reside in the property. 

Other conditions apply. 


What's the comparison rate?
It’s a tool that can help you identify the truer cost of a loan. It’s calculated using a standard formula that includes the interest rate, as well as certain fees and charges relating to a loan (not all fees and charges are included).

Comparison rate warning:

Comparison rate is calculated on the statutory assumption of $150,000 loan over 25 years but the minimum required loan amount is $200,000 for the Complete Home Loan Package. Different rates apply for different loan amounts and may depend on the duration of a fixed rate period or the ratio of the loan amount to the property value. The comparison rate for interest only repayments on variable loans is based on an initial 5 year interest only period. The comparison rate for fixed rate loans is based on an interest only period equal in length to the fixed rate period. The comparison rate is based on your product choice and the applicable current annual percentage rate. If you amend the rate, the comparison rate no longer applies. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.