For principal and interest repayments, borrowings up to 90% of the property value, and loan sizes of $200,000+.
3.32%
p.a.
Variable rate
3.76%
p.a.
Comparison rate
3.92%
p.a.
Variable rate
4.35%
p.a.
Comparison rate
For an annual package fee of $395, you get…
Home loan
Choose a Complete Variable Rate Home Loan, or take the option to split or switch between variable and fixed.
Credit card
Choose an eligible rewards credit card - a Bankwest Qantas Mastercard® in the Platinum tier or a Bankwest More Mastercard in the Classic or Platinum tier - and pay no annual credit card fee. 2
Offset account
Up to nine offset accounts can be set up, to help manage your money and save on home loan interest. 1 Offset Transaction Account must be held in the same name as the loan account. Other exclusions apply. Close
Track your application
See your application status in real time with our Home Loan Application Tracker.
Surplus safety net
Access extra repayments when you need, or even use your surplus to take a break from making repayments.
Whether you're building, renovating, upsizing, downsizing or buying an investment property, the flexibility of our Complete Home Loan Package could help you get closer to your property goals.
Great for construction
No progress payment fees apply for construction loans.
Investor savings
Get a minimum 50% discount on a depreciation schedule prepared by Deppro Pty Ltd.
5
If you take out a Bankwest home loan for investment purposes, you will be contacted by Deppro Pty Ltd. Bankwest does not endorse or approve the depreciation schedule prepared by Deppro Pty Ltd.
Close
Apply for additional lending or reduce your limit
This allows you to renovate, upsize, downsize, or even invest in property. Lending criteria applies.
What's the difference between a property to live in and an investment purpose
?
3.32%
p.a.
Variable rate
3.76%
p.a.
Comparison rate
For borrowings up to 90% of the property value and loan size of $200,000+. Various tiers apply.
For principal and interest repayments
7
Understand the comparison rate
We also offer a fixed rate package option.
3.92%
p.a.
Variable rate
4.35%
p.a.
Comparison rate
For borrowings up to 90% of the property value and loan size of $200,000+.
For principal and interest repayments
7
Understand the comparison rate
We also offer a fixed rate package option.
| Rates - Borrowing up to 90% of property value for a Complete Variable Home Loan 8 Where inclusion of Lender's Mortgage Insurance results in increased LVR, different rates may apply. Close | ||
|---|---|---|
| Amount you want to borrow | Variable rate | Comparison rate |
| $200,000+ | 3.32% p.a. | 3.76% p.a. |
|
Rates are for principal and interest repayments
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Understand the comparison rate |
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Rates - Borrowing 90% - 95% of property value for a Complete Variable Home Loan
8
Where inclusion of Lender's Mortgage Insurance results in increased LVR, different rates may apply.
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|---|---|---|
| Amount you want to borrow | Variable rate | Comparison rate |
| $200,000+ | 3.86% p.a. | 4.29% p.a. |
|
Rates are for principal and interest repayments
7
|
Understand the comparison rate |
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|
Rates - Borrowing 95% - 98% of property value for a Complete Variable Home Loan
8
Where inclusion of Lender's Mortgage Insurance results in increased LVR, different rates may apply.
Close
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||
|---|---|---|
| Amount you want to borrow | Variable rate | Comparison rate |
| $200,000+ | 4.62% p.a. | 5.03% p.a. |
|
Rates are for principal and interest repayments
7
|
Understand the comparison rate |
|
| Rates - Borrowing up to 90% of property value for a Complete Variable Home Loan | ||
|---|---|---|
| Amount you want to borrow | Variable rate | Comparison rate |
| $200,000+ | 3.92% p.a. | 4.35% p.a. |
|
Rates are for principal and interest repayments
7
|
Understand the comparison rate |
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| Fees | |
|---|---|
| Fee | Amount |
| Annual Package fee ? This is charged to the nominated home loan. Close | $395 |
| Transfer fee 9 | $0 |
| Redraw fee 10 $1,000 minimum redraw applies to other methods of redraw, including over the counter. Close | $0 |
| Settlement attendance fee (Legal disbursement fee) ? Applies when we take a new security. Close |
$250 |
Home loan repayments calculator
Work out what your mortgage repayments could be and discover how much you could save if you made extra repayments.
Calculate your borrowing power
Find out how much you can borrow and calculate what your repayments might be based on your income and regular expenses.
Calculate potential home loan fees
Get an estimate on stamp duty, lenders' mortage insurance and other non-standard home buying fees that come with purchasing a property.
Home loan comparison calculator
Compare the repayments on Bankwest home loans and find out if refinancing your loan may save you money on interest in the long term.
Things you need to get started online
Things you will need after you submit online
All home lending applications are required to hold evidence of building insurance prior to settlement or final progress payment. Bankwest will not book settlement without this in place.
Already started? Track your application.
Get in touch with one of our Home Finance Managers, and they'll respond within one business day.
