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Earn reward points

Bankwest More World Mastercard™

  • 115k Annual Bonus Points. Min spend applies 4
  • Redeem 325k potential points for $850 cash back 5 Redemption values current at 18 November 2019, points are awarded yearly and take into account bonus points and points earned when minimum spend requirements are met. Rewards and redemption values subject to change and availability. Close
  • 2.5 points per $1 spent on eligible purchases and no points cap ? Most purchases are eligible purchases except some things such as balance transfers, bank fees, gambling, government charges and anything else listed in Section 5 of our Bankwest More Rewards terms and conditions. Close
  • 10 complimentary airport lounge visits per year at over 1000 participating lounges worldwide with LoungeKey. 6

Some trade-offs

  • Higher annual fee compared to some of our other cards
  • Higher purchase rate compared to our low rate credit cards.
Annual fee $270
Purchase rate 19.99% p.a.
Minimum credit limit $12,000
Earn reward points

Bankwest More Platinum Mastercard®

  • Earn 2 points per $1 spent on eligible purchases ? Most purchases are eligible purchases except some things such as balance transfers, bank fees, gambling, government charges and anything else listed in Section 5 of our Bankwest More Rewards terms and conditions. Close
  • 75k Annual Bonus Points. Min spend applies 4
  • Redeem 171k potential points for $450 cash back 5 Redemption values current at 18 November 2019, points are awarded yearly and take into account bonus points and points earned when minimum spend requirements are met. Rewards and redemption values subject to change and availability. Close
  • No foreign transaction fees for online and overseas purchases. 2

Some trade-offs

  • Higher annual fee compared to some of our other cards
  • Higher purchase rate compared to our low rate credit cards.
Annual fee $160
Purchase rate 19.99% p.a.
Minimum credit limit $6,000
Earn reward points

Bankwest More Classic Mastercard®

  • Earn 1.5 points per $1 spent on eligible purchases ? Most purchases are eligible purchases except some things such as balance transfers, bank fees, gambling, government charges and anything else listed in Section 5 of our Bankwest More Rewards terms and conditions. Close
  • 19.5k Annual Bonus Points. Min spend applies 4
  • Redeem 55.5k potential points for $100 cash back. 5 Redemption values current at 18 November 2019, points are awarded yearly and take into account bonus points and points earned when minimum spend requirements are met. Rewards and redemption values subject to change and availability. Close

Some trade-offs

  • Higher annual fee compared to some of our other cards
  • Higher purchase rate compared to our low rate credit cards
  • Overseas travel insurance isn’t included and foreign transaction fees apply. 2
Annual fee $100
Purchase rate 19.99% p.a.
Minimum credit limit $1,000  ($3,000 to earn Annual Bonus Points)
No annual fee

Bankwest Zero Platinum Mastercard®

  • No annual fee, ever
  • Complimentary overseas travel insurance 1
  • No foreign transaction fees for online and overseas purchases. 2

Some trade-offs

  • Higher purchase rate compared to our low rate credit cards
  • No rewards points program.
Annual fee $0
Purchase rate 17.99% p.a.
Minimum credit limit $6,000
No annual fee

Bankwest Zero Classic Mastercard®

  • No annual fee, ever.

Some trade-offs

  • Overseas travel insurance isn’t included
  • Foreign transaction fees of 2.95% of the transaction apply 2
  • Higher purchase rate compared to our low rate credit cards
  • No rewards points program.
Annual fee $0
Purchase rate 17.99% p.a.
Minimum credit limit $1,000
Low ongoing rate

Bankwest Breeze Platinum Mastercard®

  • New Breeze Mastercard customers get 0% p.a. for 15 months on purchases and 2.99% p.a. for 9 months on balance transfers with no balance transfer fees. Limited time only. Other fees and T&Cs apply. 3
  • After any intro period, ongoing purchase rate and balance transfer rate of 12.99% p.a. applies
  • Complimentary overseas travel insurance 1
  • No foreign transaction fees for online and overseas purchases. 2

Some trade-offs

  • No rewards points program.
Annual fee $99
Purchase rate 12.99% p.a. ?
Minimum credit limit $6,000
Low ongoing rate

Bankwest Breeze Classic Mastercard®

  • New Breeze Mastercard customers get 0% p.a. for 15 months on purchases and 2.99% p.a. for 9 months on balance transfers with no balance transfer fees. Limited time only. Other fees and T&Cs apply. 3
  • After any intro period, ongoing purchase rate and balance transfer rate of 12.99% p.a. applies.

Some trade-offs

  • Overseas travel insurance isn’t included
  • Foreign transaction fees of 2.95% of the transaction amount apply 2
  • No rewards points program.
Annual fee $79
Purchase rate 12.99% p.a. ?
Minimum credit limit $1,000
Earn Qantas Points

Bankwest Qantas Platinum Mastercard®

  • Earn 0.75 points per $1 on your first $2,500 spent on eligible purchases per month (0.3 points thereafter) ? What counts as an eligible purchase? Most purchases are eligible purchases except some things such as bank fees, gambling, government charges and anything else listed in Section 5 of our Bankwest Qantas Rewards Terms and Conditions. Close
  • Unlimited points-earning potential
  • Complimentary overseas travel insurance 1
  • No foreign transaction fees for online and overseas purchases. 2

Some trade-offs

  • Higher annual fee compared to some of our other cards
  • Higher purchase rate compared to our low rate credit cards.
Annual fee $160
Purchase rate 20.49% p.a.
Minimum credit limit $3,000
Earn Qantas Points

Bankwest Qantas World Mastercard™

  • Earn 1 point per $1 on your first $5,000 spent on eligible purchases per month (0.5 points thereafter) ? What counts as an eligible purchase? Most purchases are eligible purchases except some things such as bank fees, gambling, government charges and anything else listed in Section 5 of our Bankwest Qantas Rewards Terms and Conditions. Close
  • Unlimited points-earning potential
  • Complimentary overseas travel insurance 1
  • No foreign transaction fees for online and overseas purchases. 2

Some trade-offs

  • Higher annual fee compared to some of our other cards
  • Higher purchase rate compared to our low rate credit cards.
Annual fee $270
Purchase rate 20.49% p.a.
Minimum credit limit $12,000
Rates and fees are subject to change.

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