Ways to bank with us

Whether it's online, through our app, in a branch or Australia Post we're here to make your banking easier.

Save yourself a trip to a branch

In these unusual times, you can do lots of everyday banking tasks safely and securely in Bankwest Online Banking or the Bankwest App – so we’ve put together some guides.

Manage your banking online

Bankwest App

View your account balances and transaction history, make a BPAY® payment, or transfer funds on the go.

Protect your money with one click

Online banking

Complete all your usual banking tasks, plus access more self-service features when you use your desktop computer.

  • View your account balances and transaction history, make a BPAY® or Pay AnyBody payment, or transfer funds
  • Register and view bills with BPAY® View
  • Activate new credit or debit cards, and change the PIN on your existing cards
  • Temporarily lock your account or card
  • Update your personal details, set your payment limits, and reset your password and secret questions
  • Message one of our specialists 24/7
  • Export tax information by financial year.

Depositing cash or cheques

To deposit cash or cheques straight into your eligible account, you can use a Smart ATM or visit us in a branch. Keep in mind – cheques may take up to three business days to clear.

From Monday 21 March 2022, when you deposit cash at a Bankwest branch, you may be required to verify your identity before we accept the deposit or transaction.


If there’s no Bankwest branch or Smart ATM near you, it might be more convenient to use your local Australia Post office to get a balance, make a deposit or withdraw money using your debit card.

Bank@Post allows you to deposit cash and cheques to your Bankwest account. Remember, there’s a $6,000 daily limit on Bank@Post deposits and cheques may take up to 7 business days to clear. Fees may apply.

You can find a participating Australia Post store on the Australia Post website.

Using a passbook

If you’re still using a passbook, you might be wondering how you’ll be affected by the current Coronavirus situation. See our passbook FAQs.

Phone banking

From checking your account balance to making a payment, you can bank over the phone with our range of self-service options. Learn more about phone banking.

Looking for more?

We've got other ways to streamline your banking.

Digital cards

From paying with Apple Pay, Google Pay™ or Samsung Pay to having your card details at your fingertips, you can use your digital card without needing the plastic one on you.

Lock your card

Place a temporary lock on your card if it's lost, stolen or damaged.

Easy Instalments

Pay off a big ticket credit card purchase in smaller, monthly repayments (and at a lower rate too) with Easy Instalments Transaction Plans.

ATMs and Smart ATMs

Bankwest customers with eligible bank accounts have free access to Bankwest and Commonwealth Bank branded ATMs.

Non-Bankwest customers will not be charged ATM withdrawals fees when using Bankwest branded ATMs. Please note your card issuer may still charge you a fee.

  • Withdraw and check balances linked to your card
  • Transfer funds between accounts linked to your card
  • Change your PIN
  • Set your favourite withdrawal amount
  • Enable audio via earphones
  • Set your preferred language other than English
  • Deposit cash and cheques to your eligible Bankwest account (Smart ATM only) 1 Cheques may take up to 3 business days to clear.
  • We’re making some changes and improvements to our ATMs over the coming months. Learn more about our ATM changes.

Withdrawal limits

The daily ATM withdrawal limit for Bankwest cards $2,000 at Bankwest branded ATMs.

The daily withdrawal limit:

  • Will apply to each card on an account. For example, if you hold a joint account, each cardholder could withdraw the daily limit
  • Will be standard across all Bankwest cards and cannot be changed
  • May also increase your liability in the event of an unauthorised transactions on your account. So remember to report any suspicious transactions on your account as soon as you notice them and let us know if your card is lost, stolen or damaged.

Need more help?

You can message us in the Bankwest App or online banking, or call us – we're here 24/7.

  1. Cheques may take up to 3 business days to clear.​

Bankwest Easy Alerts are available for your mobile personal transaction and savings accounts. Limited alerts only are available for credit card transactions. Bankwest Easy Alerts will be sent to any compatible iOS and Android device on which you have the Bankwest App and enabled notifications. Whilst some alerts may be sent to your device once you have enabled notifications, in order to receive the full range of Easy Alerts available you will also need to activate the Bankwest Easy Alerts service within the Bankwest App. Terms of Use apply. Bankwest Easy Alerts is currently supported on iOS 11 and Android 5.0 devices and above. Bankwest Easy Alerts is not available on tablets and Windows devices.

BPAY is the registered trademark of BPAY Pty Ltd ABN 69 079 137 518.

Terms of Use apply to the use of Apple Pay. Apple, the Apple logo, Apple Pay, iPhone and the App Store are trademarks of Apple Inc., registered in the U.S. and other countries.

Terms of Use apply to the use of Google Pay. Android, Google Pay, Google Play and the Google Play logo are trademarks of Google LLC.​

Terms of Use apply to the use of Samsung Pay. Samsung, Samsung Pay and Samsung Pay logo are trademarks of Samsung Electronics Co., Ltd.