Personal finance guides

How do credit cards work?

We’ve broken down the basics – from what a credit card is to repayments and statements – so you can figure out if a credit card is right for you.

Credit card glossary

Check out our glossary of common credit card terms to help you cut through the bank lingo.

Manage credit card debt with a balance transfer offer

Transferring your existing balances to a card with a lower interest rate can help you get on top of existing credit card balances.

Pros and cons of changing your credit limit

It’s possible to increase and decrease your credit limit to make sure it works for you. While this could be a good way to achieve a goal, it could also be risky – here’s what you should know.

How do interest free days work with your credit card?

You might see credit cards offering an interest free period – but what does this actually mean? And how can you make the most of it?

What is a term deposit and how it works

How term deposits work, how they’re different to a savings account and what to think about before you invest.

How to understand your term deposit statement

There’s a few different things to consider when looking at your term deposit statement, so we’ve put together a guide on how to tackle them.

How to improve your money habits

Are you worried about rising costs and keeping track of your expenses? By taking small and practical steps now, you can stay in control and be prepared for unexpected financial challenges.