Save more on your online shopping with no foreign transaction fees and $0 annual fee

Our Bankwest Zero Mastercard® helps you save when you shop online at your favourite international stores with no foreign transaction fees and complimentary overseas travel insurance for Platinum cardholders. 1 2


No annual fee

Enjoy a $0 annual fee with this card.

Save on foreign transaction fees

No foreign transaction fees for Platinum cardholders. 1

Interest free period

Up to 55 interest free days on purchases. 3 You qualify for interest free days on purchases if you pay the closing balance owing (excluding any balance transfer amount) on your current statement in full by the due date. Section 24 of our Credit Cards Conditions of Use (PDF) further outlines how this interest free period is calculated. Close

Less to carry

You could order a Bankwest Halo payment ring - it works just like your contactless card. 4 The Bankwest Halo payment ring is only available to Australian citizens and Permanent or Temporary Residents over 16 years of age with an Australian residential address. Fees and charges apply. Close

There are two types of $0 annual fee cards

It’s official

Our Bankwest Zero Platinum Mastercard is award winning

It’s been named Best Credit Card for Travellers in 2020’s Finder Awards, and Best No Annual Fee Platinum Credit Card in 2019’s Mozo Expert Choice Awards. With travel perks and no annual fee, we think you might like it too.

Rates and fees

Show me the rates and fees for

Rate type Rate
Purchase rate ? 17.99% p.a.
Introductory balance transfer rate for the first 9 months 5 2.99% p.a.
Ongoing balance transfer rate ? The ongoing balance transfer rate is the rate that applies after the introductory period finishes.  Close 17.99% p.a.
Cash advances ? 21.99% p.a.
Fee type Amount
Annual fee $0
Foreign transaction fee 1 Waived (Normally 2.95% of the transaction amount)
Foreign transaction fee 1
2.95% of the transaction amount
Late payment administrative fee ? When the minimum payment is not processed by the due date.  Close $25 per statement period
Cash advance fee 2% of transaction amount or $4 (whichever is greater)
Paper statement fee ? Avoid this fee with eStatements.
$1.25 per statement
Rates are subject to change.  Other fees and charges may apply.  A full list of fees will be outlined in your credit card contract.

See the Credit Card Key Facts Sheet (PDF).

Apply today

Here are your next steps...

Check your eligibility

  • People 18 years or over
  • Australian permanent residents
  • One Bankwest Zero Mastercard per customer only.

  • Photo identification such as an Australian driver's licence or passport. Or see a handy list of other ID documents we’ll accept
  • Employment details, including length of employment and employer contact numbers
  • Info about your income, expenses, assets, loans and other credit cards.

Find out more about what you may need to provide.

Already started? Resume your application.

Looking for something else?

We have other cards that could be right for you...

Need help choosing or managing your credit card?

We’ve got a variety of guides and handy info that gives you everything you need to know about using your credit card. Find out more.