0% p.a. for 26 months on balance transfers and no annual fee, ever

Our Bankwest Zero Mastercard® also comes with no foreign transaction fees for Platinum cardholders, so you can save when you shop online. 1

Balance transfer offer is for a limited time, new Bankwest Zero Mastercard customers only. 2% balance transfer fee, plus other fees and charges, T&Cs apply.  See full T&Cs under 'Things you should know'.

Benefits of Zero Platinum Mastercard

$0 annual fee

That’s nada, zip, zero annual fee ever, for the life of your card.

Consolidate your debt

You could have one card, with no interest to pay on your transferred balances for over 2 years.

No overseas transaction fees

Plus, complimentary overseas travel insurance for you and your family. 1 2

Interest free days

Up to 55 days interest free on purchases. 3 You qualify for interest free days on purchases if you pay the closing balance owing (excluding any balance transfer amount) on your current statement in full by the due date. Section 24 of our Credit Cards Conditions of Use (PDF) further outlines how this interest free period is calculated. Close

Rates and fees

Rate type Rate
Purchase rate ? 14.99% p.a.
Introductory balance transfer rate for the first 26 months 4 0% p.a.
Ongoing balance transfer rate ? The ongoing balance transfer rate is the rate that applies after the introductory period finishes.  Close 14.99% p.a.
Cash advances ? 21.99% p.a.
Fee type Amount
Annual fee $0
Foreign transaction fee 1 Waived (Normally 2.95% of the transaction amount)
Late payment administrative fee ? When the minimum payment is not processed by the due date.  Close $25 per statement period
Cash advance fee 2% of transaction amount or $4 (whichever is greater)
Paper statement fee ? Avoid this fee with eStatements.
$1.25 per statement
Rates are subject to change. Other fees and charges may apply. A full list of fees will be outlined in your credit card contract.

See the Credit Card Key Facts Sheet (PDF).

Apply today

Check your eligibility

  • This card is available to people 18 years and over who are Australian permanent residents
  • Only one Bankwest Zero Mastercard account per customer
  • Minimum credit limit of $6,000 required.

You'll receive an online response to your application in minutes.