What to bring to your appointment

If you’re coming in to chat about what’s possible, we’ll ask for some personal and financial details. But you won’t need to bring in any documents until you’re ready to apply.

Once you’re ready to apply, we’ll need a few more things from you:

• Proof of identity - see what you can bring
• Proof of income - see what you might need
• An idea of your expenses, debts and savings.

Expenses, debts and savings
Bring along one month’s worth of statements for your everyday expense account.

If you have any debts (like credit cards, store cards, car loans or home loans) outside of Bankwest, bring in a month’s worth of statements for each one. The statements must be from the last 45 days and show:

• Your name
• Account number
• Transaction history.

If you plan to contribute to the purchase price of your loan, you’ll need to provide proof of your savings (such as your most recent savings account statement).

If you’re refinancing
Bring in six months’ of recent home loan statements from your other financial institution. If you’re refinancing a personal loan or credit card as part of the loan, bring in your most recent three months’ consecutive bank statements for each debt. The statements must show:

• Account holder name
• Financial institution name
• BSB and account number
• Transaction history.

Whether you’re applying for a new card or to increase your credit limit, we’ll need:

• Proof of identity - see what you can bring
• Proof of income - see what you might need
• An idea of your expenses and debts.

If you’re applying for a balance transfer, make sure to bring the card number and biller ID for any cards you want to transfer. And if you’re applying for a Bankwest Qantas Mastercard^®, bring your Qantas Frequent Flyer membership number if you have one (if not, we can let you know how complimentary membership is made available).

If you’re coming in to chat about what’s possible, we’ll ask for some personal and financial details. But you won’t need to bring in any documents until you’re ready to apply.

Once you’re ready to apply, we’ll need a few more things from you:

• Proof of identity - see what you can bring
• Proof of income - see what you might need
• An idea of your expenses and debts.

Buying a car?
If you're applying for a loan to buy a car from a private seller, bring the current registration papers from the seller and the current payout letter (if they hold finance on the vehicle). If you’re buying your car through a dealership, bring the Contract of Sale or Tax Invoice showing the vehicle details (VIN, engine number and registration number).

Refinancing?
You’ll need to bring in your most recent three months’ consecutive bank statements for each debt. The statements must show:

• Account holder name
• Financial institution name
• BSB and account number
• Transaction history.

Whether you’re a new or an existing customer, we’ll need to see some proof of ID.

You may also need to provide us with your:

• Name, date of birth, address and contact details (plus those of any additional account holders)
• Tax File Number (this will ensure you don’t pay withholding tax on the account)
• Country (or countries) of residence and, if applicable, your tax identification number
• Linked account details (if you’re applying for a Telenet Saver, Smart eSaver or Online Term Deposit)
• Proof of concession, enrolment or apprenticeship documentation (if you’re applying for a Student Account)
• Proof of Government Health Care Card, Pensioner Concession Card or Commonwealth Seniors Health Card (if you're applying for a FeeSaver Basic account)
• Your Qantas Frequent Flyer number (if you’re applying for a Bankwest Qantas transaction account).

The documents you’ll need to provide us will vary based on your business type and the account you apply for. If you’re applying for a credit card or loan we'll let you know what you'll need to supply as part of the application process.

All business types (including sole traders)

• Australian Business Number (ABN) and/or Tax File Number (TFN). These aren’t mandatory, however withholding tax may be applied if you don’t provide them
• All account signatories who are new to Bankwest will need to confirm their identity.

Partnership
If this is the first account your partnership has opened with us or there have been changes to the structure of your partnership:

• Verification of the partnership (e.g. partnership agreement or certified copy of the partnership agreement)
• All Beneficial Owners will need to confirm their identity.

Companies

• Australian Company Number (ACN)
• All Beneficial Owners who are new to Bankwest will need to confirm their identity.

Trusts/Self Managed Super Funds
For all applications, if the trustee is a company, we’ll need details of that company.

If this is the first account your Trust/Self Managed Super Fund has opened with us or there have been changes to the structure of your trust:

• Original or original certified copy of your Trust Deed front page, schedule and execution/signing page, which shows the name of the trust, trustees, beneficiaries and settlor
• All individual trustees will need to confirm their identity.

Society/Strata/Cooperative/Association
For all applications:

• Meeting minutes showing the request authorising the opening of the account, full name and positions of signatories who will be operating the account, and method of operation (e.g. one or two people to sign)
• Annual General Meeting minutes showing the election and full names of your Office Holders (President, Chairperson, Vice-President, Treasurer, Secretary or equivalent).

If this is the first account your organisation has opened with us or there have been changes to the structure of your entity:

• Strata plan or title if applicable
• Certificate of Incorporation and Constitution for Incorporated Associations
• Beneficial Owner(s), being the Chairperson, Secretary and Treasurer or equivalent officers will need to confirm their identity.

Government organisations, joint ventures or foreign or other companies
Please call 13 7000 for information on how to apply for a business account.