2% balance transfer fee applies. Available for a limited time to new Bankwest Breeze Mastercard customers only. 1
The Bankwest Breeze Mastercard® is a credit card with our low ongoing purchase rate.
Low interest rate
A good choice if you don't think you'll pay off the balance on your card each month.
Consolidate your debt
Transfer the balance from your non-Bankwest branded credit card at a great introductory and ongoing rate.
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Interest-free period
Get up to 55 interest-free days on purchases.
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Interest-free days on purchases apply when the total amount owing on your current statement is paid in full by the due date, and you have also paid off your previous month’s balance in full by its due date. Section 24 of our Credit Cards Conditions of Use further outlines how this interest-free period is calculated.
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Save on foreign transaction fees
No foreign transaction fees for Platinum cardholders 3 No foreign transaction fees for Platinum customers for transactions occurring outside Australia whether in foreign currency or Australian dollars. This applies to online and overseas purchases. Other fees and charges may apply, including when using overseas ATMs. Close
| Rates | |
|---|---|
| Rate type | Rate |
| Introductory purchase rate for 13 months 1 |
0% p.a. |
| Ongoing purchase rate ? The ongoing purchase rate is the rate that applies to purchases after the introductory period finishes. Close | 12.99% p.a. |
|
Introductory balance transfer rate for 13 months
1
|
0% p.a. (2% balance transfer fee applies) |
| Ongoing balance transfer rate ? The ongoing balance transfer rate is the rate that applies after the introductory period finishes. Close | 12.99% p.a. |
| Cash advances ? Applies to online transfers and using your credit card to withdraw cash. Close | 21.99% p.a. |
| Fees | |
|---|---|
| Fee Type | Fee |
| Annual fee | $99 |
| Annual fee | $79 |
| Foreign transaction fee | Waived (Normally 2.95% of the transaction amount) 3 No foreign transaction fees for Platinum customers for transactions occurring outside Australia whether in foreign currency or Australian dollars. This applies to online and overseas purchases. Other fees and charges may apply, including when using overseas ATMs. Close |
| Foreign transaction fee ? For each transaction occurring outside Australia whether in foreign currency or Australian dollars. Close | 2.95% of the transaction amount |
| Late payment administrative fee ? When the minimum payment is not processed by the due date. Close |
$25 per statement period |
| Cash advance fee | 2% of transaction amount or $4 (whichever is greater) |
| Dishonour fee ? Each time there is a dishonoured payment into the account. For example, a dishonoured periodical/scheduled payment or cheque deposit. Close |
$10 each time |
|
Paper statement fee
?
Avoid this fee with eStatements. Close |
$1.25 per statement |
Rates are subject to change. Other fees and charges may apply. A full list of fees will be outlined in your credit card contract.
See the Credit Card Key Facts Sheet.
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Things you should know
1 Introductory rate on purchases and balance transfers:
View balance transfer terms and conditions
2. Interest-free days on purchases apply when the total amount owing on your current statement is paid in full by the due date, and you have also paid off your previous month’s balance in full by its due date. Section 24 of our Credit Cards Conditions of Use (PDF) further outlines how this interest-free period is calculated.
3. No foreign transaction fees for Platinum customers for transactions occurring outside Australia whether in foreign currency or Australian dollars. This applies to online and overseas purchases. Other fees and charges may apply, including when using overseas ATMs.
4. Limitations, exclusions and eligibility criteria apply. See Complimentary Credit Card Insurance booklet (PDF) for details.
Mastercard, World Mastercard and the Mastercard brand mark are registered trademarks, and the circles design and tap & go are trademarks of Mastercard International Incorporated.
