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Bank accounts

The relevant Product Schedule together with the related documents form the complete Product Disclosure Statement for the following products.

Product Schedules

• Lite Transaction Account (PDF)
• Complete Account (PDF)
• Hero Transaction Account (PDF)

Related documents

• Account Access Conditions of Use (PDF)
• Banking Services Right and Obligations (PDF)
• Investment and Transaction Terms and Conditions (PDF)
• Your Guide to Banking Fees (PDF)

Savings accounts

The relevant Product Schedule together with the related documents form the complete Product Disclosure Statement for the following products.

Product Schedules

• Children’s Savings Account (PDF)
• TeleNet Saver (PDF)
• Smart eSaver (PDF)

Related documents

• Account Access Conditions of Use (PDF)
• Banking Services Right and Obligations (PDF)
• Investment and Transaction Terms and Conditions (PDF)
• Your Guide to Banking Fees (PDF)

Personal loans

• Personal Loans Terms & Conditions (PDF)

Term deposits

The relevant Product Schedule together with the related documents form the complete Product Disclosure Statement for the following products.

Product Schedules

• At Call Term Deposit (PDF)
• Gold Term Deposit (PDF)

Related documents

• Term Deposit Terms and Conditions (PDF)

Business products

Business accounts

The relevant Product Schedule together with the related documents form the complete Product Disclosure Statement for the following products.

Product Schedules

• Business Zero Transaction Account (PDF)

Related documents

• Account Access Conditions of Use (PDF)
• Banking Services Right and Obligations (PDF)
• Investment and Transaction Terms and Conditions (PDF)
• Your Guide to Banking Fees (PDF)

Business credit cards

The relevant Product Schedule together with the related documents form the complete Product Disclosure Statement for the following products.

• Business Mastercard Terms and Conditions (PDF)
• Corporate Mastercard Terms and Conditions (PDF)
• Commercial Card Account Access Conditions of Use (PDF)
• Business Rewards Terms and Conditions (PDF)

Other

• Plus Package Terms and Conditions (PDF)
• Foreign Exchange Product Disclosure Statement (PDF)
• Credit Card Protection Product Disclosure Statement (PDF)