Rewards credit card

The Bankwest More Mastercard® is the everyday card that rewards you for spending on eligible purchases, every single year (min spend required).

Benefits

Earn and redeem Rewards Points

Earn points for everyday purchases with your card. ? Most purchases are eligible purchases except some things such as balance transfers, bank fees, gambling, government charges and anything else listed in Section 5 of our Bankwest More Rewards terms and conditions. Close
Plus receive Annual Bonus Points every year you meet minimum spend requirements. T&Cs apply. 1 Annual bonus points are for new More Mastercard customers only. For all terms and conditions of More Rewards Points, Annual Bonus Points and Introductory Bonus Points refer to the “Things you should know” section at the bottom of this page. Close

Start window shopping at the More Rewards website.

Interest free period

Up to 44 interest free days on purchases. 2 You qualify for interest free days on purchases if you pay the closing balance owing (excluding any balance transfer amount) on your current statement in full by the due date. Section 24 of our Credit Cards Conditions of Use (PDF) further outlines how this interest free period is calculated. Close

Save on foreign transaction fees

No foreign transaction fees for Platinum and World cardholders. 3

Digital card now available

Access and activate your new Bankwest credit card in our app, as soon as you’re approved.

There are three types of rewards credit cards

How it works

Watch the video below to see how you can get more out of your everyday spend.

Video: How the More Rewards Program Works

Learn more about the More Rewards Program

Rates and fees

Show me the rates and fees for

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Rates
Rate Type Rate
Purchase rate ? 19.99% p.a.
Introductory balance transfer rate for the first 6 months 7 0% p.a. (1% balance transfer fee applies)
Ongoing balance transfer rate ? The ongoing balance transfer rate is the rate that applies after the introductory period finishes.  Close 19.99% p.a.
Cash advances ? Applies to online transfers and using your credit card to withdraw cash. Close 21.99% p.a.
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Fees
Fee Type Amount
Annual fee $160
Annual fee $100
Annual fee $270
Foreign transaction fee 3 Waived (Normally 2.95% of the transaction amount)
Foreign transaction fee 3 2.95% of the transaction amount
Late payment administrative fee ? When the minimum payment is not processed by the due date.  Close $25 per statement period
Cash advance fee 2% of transaction amount or $4 (whichever is greater)
Dishonour fee ? Each time there is a dishonoured payment into the account. For example, a dishonoured periodical/scheduled payment or cheque deposit. Close $10 each time
Paper statement fee ? Avoid this fee with eStatements.
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$1.25 per statement
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Rates are subject to change. Other fees and charges may apply. A full list of fees will be outlined in your credit card contract.

See the Credit Card Key Facts Sheet (PDF).

Apply today

Here are your next steps...

Check your eligibility

  • People 18 years or over
  • Australian permanent residents
  • Only one Bankwest More Mastercard account per customer.
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Things you need for your application

  • Photo identification such as an Australian driver's licence or passport. Or see a handy list of other ID documents we’ll accept
  • Employment details, including length of employment and employer contact numbers
  • Info about your income, expenses, assets, loans and other credit cards.

Find out more about what you may need to provide.

Already started? Resume your application.

Looking for something else?

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