0% p.a. for 26 months on balance transfers

Plus, get 6 months interest free on purchases and $0 annual fee for the first year. New Breeze customers only. 2% balance transfer fee applies. 1

Benefits of Breeze Mastercard®

Low interest rate

Our low ongoing rate makes it a good choice if you’re consolidating your debt, or if you want to pay off your purchases over time.

Interest free period

Up to 55 interest free days on purchases. 2 You qualify for interest free days on purchases if you pay the closing balance owing (including any balance transfer amount) on your current statement in full by the due date. Section 24 of our Credit Cards Conditions of Use (PDF) further outlines how this interest free period is calculated. Close

Travel confidently

Complimentary overseas travel insurance plus no foreign transaction fees for Platinum Cardholders. 3

Digital card now available

Access and activate your new Breeze Mastercard in the Bankwest App as soon as your application is approved.

There are two types of Breeze Mastercard

If you‘re eligible for a minimum $6,000 limit, you can choose to unlock Platinum benefits.

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Classic Mastercard Platinum Mastercard

Min credit limit

$1,000

Min credit limit

$6,000

Annual fee

$0 (first year), {{Mreeze MC - Annual Fee Classic}} (after)

Annual fee

$0 (first year), $99 (after)

Ongoing purchase rate ?

12.99% p.a.

Ongoing purchase rate ?

12.99% p.a.

Complimentary travel insurance 3

No

Complimentary travel insurance 3

Yes

Foreign transaction fee 3

2.95% of the transaction amount

Foreign transaction fee 3

Waived

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Rates and fees

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Rates
Rate type Rate
Introductory balance transfer rate for 26 months 1 {{BreezeMC - Balance Transfer Intro Rate}} ({{CC - balanace transfer fee}})
Ongoing balance transfer rate ? The ongoing balance transfer rate is the rate that applies after the introductory period finishes.  Close 12.99% p.a.
Introductory purchase rate for 6 months 1 0% p.a.
Ongoing purchase interest rate ? 12.99% p.a.
Cash advances ? Applies to online transfers and using your credit card to withdraw cash. Close 21.99% p.a.
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Fees
Fee type Amount
Cash advance fee 2% of transaction amount or $4 (whichever is greater)
Paper statement fee ? Avoid this fee with eStatements.
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$1.25 per statement
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Rates are subject to change. Other fees and charges may apply. A full list of fees will be outlined in your credit card contract.

See the Credit Card Key Facts Sheet (PDF).

Apply today

Check your eligibility

  • This card is available to people 18 years and over who are Australian permanent residents
  • Regular income of over $15,000 a year
  • Only one Bankwest Breeze Mastercard account per customer.

If your application is successful, you will be offered a Classic or Platinum card, depending on your approved limit.
 

 

Things you should know

1. Annual fee is waived for the first year for new Bankwest Breeze Mastercard customers and will be payable in subsequent years on the anniversary date of card opening.

Promotional introductory purchase and balance transfer rate on the Bankwest Breeze Mastercard:

  • Available to new Bankwest Breeze Mastercard customers who apply from 17 December 2018 until the promotion ends, and are approved
  • A 2% Balance Transfer fee is payable on all transactions to which that balance transfer rate applies
  • Excludes product transfers from existing Bankwest credit cards
  • Introductory rate excludes cash advances
  • Applies from the date the card is opened, regardless of when any balance transfer or purchase is processed by us
  • After the intro period, the interest rate on any outstanding transferred balance or purchase will be charged at the ongoing rate for purchases and balance transfers as outlined in your credit card schedule
  • Minimum balance transfer amount is $500
  • A balance transfer request will only be processed up to 95% of your approved credit limit
  • Only non-Bankwest-branded credit cards can be balance transferred to Bankwest Mastercard credit cards.

View balance transfer terms and conditions.

2. You qualify for interest free days on purchases if you pay the closing balance owing (including any balance transfer amount) on your current statement in full by the due date. Section 24 of our Credit Cards Conditions of Use (PDF) further outlines how this interest free period is calculated.

3. For Overseas Travel Insurance limitations, exclusions and eligibility criteria apply. See the Credit Card Insurances Product Disclosure Statement and Information Booklet (PDF) for details.

Foreign transactions are transactions occurring outside of Australia whether in foreign currency or Australian dollars including if you are in Australia (for example, online) where the merchant or the financial institution or entity processing the transaction is located overseas. No foreign transaction fees apply for Platinum customers. Other fees and charges may apply, including when using overseas ATMs.


Mastercard and the Mastercard brand mark are registered trademarks, and the circles design and Tap & go are trademarks of Mastercard International Incorporated.