Secure your return
Lock in a fixed rate for a range of terms from one month to five years.
Consider your options
Enjoy seven calendar days' grace when your deposit matures to work out if you want to withdraw or reinvest.
Begin investing with as little as $1,000.
The Online Term Deposit (also known as tddirect) combines a fixed interest rate with the convenience of online banking.
Available to set up in a branch, or over the phone for existing customers, the Gold Term Deposit lets you lock in a fixed rate for a range of periods from one month to five years.
Rates subject to change.
Speak with someone from the team today.
For deposits with a term of 12 months or greater you may ask us to pay your interest monthly, quarterly, six monthly or annually; however, the rate applicable may vary depending on the interest payment frequency (note, interest must be paid at least once a year and cannot be paid only at maturity).
Changes aimed at strengthening the banking system mean we require 31 days’ notice if you want to withdraw your funds before the maturity date. This can also affect the interest that we pay you. You can still access your money at maturity and during the grace period.