Travel banking

Get tips for accessing your money overseas and keeping your accounts safe.

Helpful guides before travelling

To help ensure you can access your cash and keep your accounts secure, check out these helpful guides before you take off.

A comprehensive list to make sure your finances are set before you leave.

In some countries your online banking will be restricted.

Security tips to keep your banking safe while you’re away.

If you play your cards right, you could have more money to spend on the fun stuff.

If you have a Bankwest Platinum or World Mastercard®, you might get some complimentary benefits – like overseas travel insurance.

Your ultimate travel companions

$0 monthly fee account

Easy Transaction Account

Enjoy no minimum deposits and $0 ongoing monthly fees with an Easy Transaction Account. Plus, with your linked Platinum Debit Mastercard®, you can spend your own money, anywhere in the world and we won’t charge foreign transaction or ATM fees. 1 Overseas and local non-bank ATM operators may charge a fee. Other fees and charges may apply.​

$0 annual fee credit card

Bankwest Zero Platinum Mastercard

Enjoy complimentary overseas travel insurance with your $0 annual fee Bankwest Zero Platinum Mastercard credit card. Plus, you can book your next holiday online and pay no foreign transaction fees. Take your card with you when you travel too and save on fees. 2 3

Our Zero Platinum Mastercard is award winning

It’s been named the Best Travel Credit Card in the 2023 Finder Awards. With 0% foreign transaction fees when spending overseas, no annual fee, complimentary travel insurance and a 14.99% p.a. interest rate for purchases, we think you might like it too.

Foreign exchange

Frequently asked questions

If your Bankwest Mastercard® is lost or stolen overseas you can place a temporary lock on it in online banking or in the app and then call us on +61 8 9449 2840 to arrange an emergency replacement if required. We'll work with you to ensure your funds are safe.

Keep in mind international call charges may apply. Learn more about emergency card replacements.

The Bankwest SWIFT code is BKWAAU6P. A SWIFT code is an international bank code that identifies particular banks worldwide and is used to transfer money between banks from different countries. It’s sometimes known as a Bank Identifier Code (BIC).

If you have roaming enabled, then you should still be able to receive SMS codes. If you don’t have it enabled or you’ve left your phone at home, you can give us a call on +61 8 9449 2840.

Don’t forget, you’ll only need SMS code for certain transactions.

If your debit and credit cards have the Mastercard® logo they can be used in over 43 million locations worldwide (wherever you see the logo). If they haven’t, they’re for use in Australia only.

Make sure you’re prepared for international fees. Depending on the type of account, you may incur a $5 overseas ATM withdrawal fee and a foreign transaction fee of 2.95% of the transaction amount for each transaction outside of Australia. Check out our bank account comparison table for more information.

To find out about foreign transaction fees on your credit card, check out our comparison table.

You won’t be able to access online banking or use your card in some countries, due to international sanctions. Learn more.

We're here when you need us

You can message us in the Bankwest App or online banking, or call us – we're here 24/7.

If you are overseas, you can call us on +61 8 9449 2840. Keep in mind, international call charges may apply.

  1. Overseas and local non-bank ATM operators may charge a fee. Other fees and charges may apply.​
  2. Foreign transactions are transactions occurring outside of Australia whether in foreign currency or Australian dollars including if you are in Australia (for example, online) where the merchant or the financial institution or entity processing the transaction is located overseas. No foreign transaction fees or overseas ATM fees apply for Platinum or World customers. Other fees and charges may apply, including Overseas ATM operator and local non-bank ATM operators may charge a fee.
  3. Complimentary overseas travel insurance provides base cover only and limitations, exclusions and eligibility criteria apply. See the Credit Card Insurances Product Disclosure Statement and Information Booklet (PDF) for details.

    Coronavirus (COVID-19)
    COVID-19 cover under the Overseas Emergency Medical and Hospital Expenses benefit is now included for travellers whose journey commenced on or after 24 August 2022. If you have purchased any upgraded cover before 24 August, regardless of the date travel commences, COVID-19 cover is not included under Overseas Emergency Medical and Hospital Expenses benefit. There is no COVID-19 cover for cruise travel or cancellation claims related to COVID-19. Terms and conditions apply.

    There is no cover under any other benefit for claims related to COVID-19 for all destinations. For more information please refer to the Credit Card Insurance PDS (PDF).

Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

Learn more about the Finder Award Methodology.

Consider the applicable product PDS available from Bankwest before deciding whether the product is right for you. Fees and charges may apply and subject to change.