Travel banking

Get tips for accessing your money overseas and keeping your accounts safe.

Going overseas?

Check out our helpful guides before you leave.

Learn more about places where your online banking will be restricted.

A few security tips to keep your banking safe.

If you play your cards right, you could have more money to spend on the fun stuff.

We no longer sell or buy foreign cash

There are still plenty of ways to take money overseas. Our guide gives you some options, including our card with travel perks and no annual fee – the Bankwest Zero Platinum Mastercard®. Other fees apply.

The ultimate travel companion

With no foreign transaction fees and complimentary overseas travel insurance for Platinum cardholders, our Bankwest Zero Mastercard® is great for travelling. Plus, there's no annual fee - ever. 1 2

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Frequently asked questions

Info at your fingertips


What happens if I lose my card while travelling?

If you lose your Mastercard® while overseas, you can call Mastercard International by using the international dialling code from the country you’re in, plus +1 636 722 7111. Mastercard will work with us to ensure you have a replacement card or cash for your trip.


What is the Bankwest SWIFT code?

The Bankwest SWIFT code is BKWAAU6P. A SWIFT code is an international bank code that identifies particular banks worldwide and is used to transfer money between banks from different countries. It’s sometimes known as a Bank Identifier Code (BIC).


I can't receive my SMS code because I'm overseas. What do I do?

If you have roaming enabled, then you should still be able to receive SMS codes. If you don’t have it enabled or you’ve left your phone at home, you can give us a call on +61 8 9449 2840.

Don’t forget, you’ll only need SMS code for certain transactions.


Can I use my card overseas?

If your debit and credit cards have the Mastercard® logo they can be used in over 43 million locations worldwide (wherever you see the logo). If they haven’t, they’re for use in Australia only.

Make sure you’re prepared for international fees. Depending on the type of account, you may incur a $5 overseas ATM withdrawal fee and a foreign transaction fee of 2.95% of the transaction amount for each transaction outside of Australia. Check out our bank account comparison table for more information.

To find out about foreign transaction fees on your credit card, check out our comparison table.


Are there any countries I’m unable to access online banking from?

You won’t be able to access online banking or use your card in some countries, due to international sanctions. Learn more.

Need more help?

You can message us in the Bankwest App or online banking, or call us - we're here 24/7.

  1. Foreign transactions are transactions occurring outside of Australia whether in foreign currency or Australian dollars including if you are in Australia (for example, online) where the merchant or the financial institution or entity processing the transaction is located overseas. No foreign transaction fees apply for Platinum customers. Other fees and charges may apply, including when using overseas ATMs.

  2. Complimentary overseas travel insurance provides base cover only and limitations, exclusions and eligibility criteria apply. See the Credit Card Insurances Product Disclosure Statement and Information Booklet (PDF) for details.

    Coronavirus (COVID-19):​​
    Please note that this event is excluded from cover for all destinations. For more information please see here.

Mastercard and the circles design are registered trademarks, and tap & go is a trademark, of Mastercard International Incorporated.