Easy Instalments Purchase Plans

There’s no obligation to make your monthly instalment payment, but you’ll need to make the minimum monthly payment for your credit card (found on your statement) to avoid a late payment fee. Any instalments that you don't pay by the end of the plan term will revert to your standard purchase rate.

Any repeating or scheduled payments you have won’t change automatically, but you can update them to include your instalments if you want. If you've chosen the full closing balance payment option for your repeating or scheduled payments, you’ll need to update them otherwise the easy instalment plan amount will also be paid off. For further guidance, message us in the Bankwest App.

In the Bankwest App, just tap on your credit card in your account list and go to the ‘Manage’ tab. This will show you the plan repayment options, plus the due dates for your payments. If you want more info about your existing plans on that card, tap 'Track Easy Instalments'.

Remember, you’ll also see your plan details on your monthly statement.

Not all purchases are eligible – things like balance transfers, cash advances, purchases on a current promotional offer, gambling transactions and purchases made more than 30 days prior can’t be put on a plan. Keep in mind, only the full purchase amount can be put on a plan. If you've started paying back your credit card, you'll only be able to choose purchases that are less than your outstanding balance. Remember, your transactions will appear in order from newest to oldest.

If you’ve recently made a purchase, it might still be marked as ‘authorisation only’, so it’s best to check back in once the purchase has been fully processed.

If the purchase you've chosen for your Easy Instalment plan is in your last credit card statement, and you haven't paid the closing balance for that statement, make sure you deduct that Easy Instalment plan amount from your closing balance when paying it off to be able to keep your plan active.