A great account for students

You’ll love the Easy Transaction Account with no monthly maintenance fee. Plus, we'll charge no foreign transaction fees for international purchases online or overseas with a Platinum Debit Mastercard®. 1 You may be charged a fee by the ATM operator. Other fees and charges may apply.

Benefits at a glance

No ATM fees

No monthly maintenance and ATM fees Australia-wide and overseas. 1 You may be charged a fee by the ATM operator. Other fees and charges may apply.

No international fees

Shop in person and online from anywhere in the world and pay no foreign transaction or ATM fees with a Platinum Debit Mastercard. 1 You may be charged a fee by the ATM operator. Other fees and charges may apply.

Worry less

Backed by Mastercard® 24/7 Zero Liability Protection and accepted at over 38 million Mastercard locations worldwide. 2 Platinum Debit Mastercard access is available to Australian citizens and temporary or permanent residents over 16 with an Australian residential address (limited exceptions may apply subject to conditions).

Great for bucketing

You can open up to 10 accounts to bucket your money, nickname them, shuffle their priority and set goals in the Bankwest App.

Less fees when you’re overseas

We’ve upgraded all standard Debit Mastercard holders to Platinum, removing our foreign transaction and overseas ATM fees. You can now shop with your own money, from anywhere and enjoy the benefits of Platinum, with less fees every day. 1 You may be charged a fee by the ATM operator. Other fees and charges may apply.

Fees

Swipe
Name Fee
Monthly maintenance fee $0
Overseas ATM access fee 1 You may be charged a fee by the ATM operator. Other fees and charges may apply.
$0
Foreign transaction fee ? $0
Swipe

Customers opening this account will receive eStatements via Bankwest Online Banking and the Bankwest App. Customers can opt to receive a paper statement; however, a paper statement fee will apply. Exemptions apply.

Other fees and charges may apply. For more detailed information, see the Easy Transaction Account Product Schedule (PDF) and Your Guide to Banking Fees (PDF).

The relevant Product Schedule together with all of the related documents form the complete Product Disclosure Statement for this product.

Product schedule:

Bankwest Easy Transaction Account Product Schedule (PDF)

Related documents:

Opening an account online is simple

1

Tell us about yourself

If you’re an existing Bankwest customer simply click ‘apply now’, which will take you to a form that is prepopulated with your details. If you’re new to Bankwest, you’ll be able to complete your details.
2

Chose from five Platinum Debit Mastercard colours

The Platinum Debit Mastercard is available to Australian citizens and temporary or permanent residents over 16 with an Australian residential address (limited exceptions may apply subject to conditions).
3

Quick and easy verification

If you’re already a Bankwest customer, this is already complete. If not, use your current driver’s license, Medicare card and/or passport for quick and easy verification online or in branch.

Apply today

Here are your next steps...

Check your eligibility

  • You can apply online if you’re 16 or over (you can apply in a branch from age 11)
  • After a joint account? Book a branch appointment to apply. If you already have a joint account with us, call 13 17 19
  • For this account, Platinum Debit Mastercard access is available to Australian citizens and temporary or permanent residents over 16 with an Australian residential address (limited exceptions may apply subject to conditions).
  • You can have up to 10 Easy Transaction accounts per person.

Find out more about what you may need to provide.

Frequently asked questions

Info at your fingertips

That’s right – there’s no ongoing monthly maintenance fee to use this account.

We charge no ATM fees Australia-wide. Plus there’s no overseas ATM fees for Platinum Debit Mastercard holders. 1 You may be charged a fee by the ATM operator. Other fees and charges may apply.

This is where the Bankwest App comes in. You can securely manage your Easy Transaction Account on the go, track your savings and even set up customised alerts. See how the Bankwest App could help you.

It’s when you have separate accounts for different things. You might open multiple accounts to track your bills, everyday spending, holiday fund, and more. By separating your money, you can see how much you spend and set savings goals.

Learn more about how account bucketing works.

You can choose between a Debit card or a Platinum Debit Mastercard.

The Platinum Debit Mastercard access is available to Australian citizens and temporary or permanent residents over 16 with an Australian residential address (limited exceptions may apply subject to conditions).

Bank your way

Get more from your banking by using features and services available to you, including the Bankwest App.

Banking tips for students

Set up good habits from the get go and it’s one less thing you have to worry about.

Get buzzed when you get paid

Forget constantly checking to see if your pay has gone through – get a heads up as soon as a payment hits your account, or if a payment's due, in the Bankwest App.

Stay confident at the checkout

Forget that declined message dread. You can get notified when your balance goes below a certain amount in the Bankwest App, so you know how much you’ve got to spend.

Need help choosing a bank account?

Speak with someone from the team today.

  1. You may be charged a fee by the ATM operator. Other fees and charges may apply.
  2. Platinum Debit Mastercard access is available to Australian citizens and temporary or permanent residents over 16 with an Australian residential address (limited exceptions may apply subject to conditions).

Bankwest Easy Alerts are available for your mobile personal transaction and savings accounts. Limited alerts only are available for credit card transactions. Bankwest Easy Alerts will be sent to any compatible iOS and Android device on which you have the Bankwest App and enabled notifications. Whilst some alerts may be sent to your device once you have enabled notifications, in order to receive the full range of Easy Alerts available you will also need to activate the Bankwest Easy Alerts service within the Bankwest App. Terms of Use apply. Bankwest Easy Alerts is currently supported on iOS 11 and Android 5.0 devices and above. Bankwest Easy Alerts is not available on tablets and Windows devices.

Terms of Use apply to the use of Apple Pay. Apple, the Apple logo, Apple Pay, iPhone and the App Store are trademarks of Apple Inc., registered in the U.S. and other countries.

Mastercard and the circles design are registered trademarks, and tap & go is a trademark, of Mastercard International Incorporated.

Copyright © 2022 eftpos Payments Australia Ltd (ABN 37 136 180 366). All rights reserved as recognition of copyright/trademark usage.

Consider the applicable product PDS available from Bankwest before deciding whether the product is right for you. Fees and charges may apply and subject to change.