No monthly account fee or minimum monthly deposit. Shop in person and online from anywhere in the world and we'll charge $0 foreign transaction and ATM fees.
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Overseas and local non-bank ATM operators may charge a fee. Other fees and charges may apply.
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Easy Transaction Account
Go absolutely fee-free with $0 minimum monthly deposit required.
Easy Transaction Account
Fee-free banking
Award-winning, fee-free and ready to go with a Platinum Debit Mastercard® – voted Canstar’s Outstanding Value Travel Debit Card 2023.
Make the most of what's yours
Easy Transaction Account is also suitable for concession card or government card holders.
Fees
| Name | Fee |
|---|---|
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Monthly maintenance fee
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$0
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Overseas ATM access fee
1
Overseas and local non-bank ATM operators may charge a fee. Other fees and charges may apply.
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$0
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Foreign transaction fee
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$0
|
Customers opening this account will receive eStatements via Bankwest Online Banking and the Bankwest App. Customers can opt to receive a paper statement.
Other fees and charges may apply. For more detailed information, see the Easy Transaction Account Product Schedule (PDF) and Your Guide to Banking Fees (PDF).
The relevant Product Schedule together with all of the related documents form the complete Product Disclosure Statement for this product.
Product Schedule:
- Bankwest Easy Transaction Account Product Schedule (PDF)
- Bankwest Easy Transaction Account Product Schedule – Text only (PDF)
Related documents:
Apply today
Here are your next steps...
Check your eligibility
- You can apply online if you're aged 16 years or over (you can apply over the phone if you're aged 11-15 years)
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If you’re aged 11-15 years
Call us on 13 17 19 to start the new account opening process however, you will need to complete the identification process at a participating Australia Post outlet. Refer to 'Things you need for your application' below for more information.
- Want a joint account? Check out your options
- Platinum Debit Mastercard access is available to Australian citizens and temporary or permanent residents over 16 with an Australian residential address (limited exceptions may apply subject to conditions).
- You can have up to 10 Easy Transaction accounts per person.
- Photo identification such as an Australian driver's licence or passport. Or see a handy list of other ID documents we’ll accept
- Tax File Number (providing your TFN stops you from paying witholding tax on this account).
A new look bank card, designed for accessibility
All Bankwest debit cards now feature a vertical design and built-in notch so you know which way to insert your card at the checkout and ATM. Plus, the card number, signature panel and expiry date are on the back, helping to keep all card details safe and secure.
Frequently asked questions
This means you don’t need to pay a monthly fee to use this account.
It’s when you have multiple accounts for different things, like bills, everyday spending, travel or something special. You can open multiple accounts, nickname them, and even create savings goals to stay on track.
You can start using your new account straight away in the Bankwest App and online banking.
It can take a few business days for a physical card to arrive in the post. While you wait, you can use a digital version of your card to make payments online or pay in-store with your smartphone or wearable device.
Check out our other transaction accounts
Bankwest Qantas Transaction Account
Earn Qantas Points while you bank
Australia’s first Qantas Transaction Account that lets you earn Qantas Points on the money in your everyday account.
Retirement Advantage Account
For the 55 and over*
Enjoy reduced fees and simple banking by combining a bank account and savings account in one.
*For joint accounts one customer must meet this age requirement.
Looking for something else?
Manage your bank account
Check out our range of guides on managing your bank account.
How to apply for a bank account
Find out what you’ll need to have on hand before you apply for an everyday bank account.
Frequently asked questions
Find the answers to questions on accounts, cards, home loans and online banking services.
Support
Want to chat? We have a range of contact options to suit your needs.
- Overseas and local non-bank ATM operators may charge a fee. Other fees and charges may apply.
- Platinum Debit Mastercard access is available to Australian citizens and temporary or permanent residents over 16 with an Australian residential address (limited exceptions may apply subject to conditions).
- Rates are variable and subject to change. Interest is calculated daily on your account balance up to $250,000.99 and paid into your account on the first business day of the following month.
- The Easy Saver variable introductory rate only applies to new accounts. Not available if you’ve had the introductory rate on an Easy Saver Account in the last two years. Variable introductory rate and term are set out in the welcome letter. At the end of the introductory rate term, the account reverts to the Easy Saver variable rate. T&Cs subject to change.
Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
Consider the applicable product PDS available from Bankwest before deciding whether the product is right for you. Fees and charges may apply and subject to change.