How to make your credit card repayments

There's a few ways to make your credit card repayments, so you can choose one that works for you. We'll send you a statement each month – see how statements work.

How much should I pay off?

Keep in mind that you can choose the amount you pay off – you've got a few options.

Your entire balance

This means you avoid purchase interest and payment fees (you'll also keep any interest free periods where applicable).

Your minimum repayment amount

This means you won't get charged a late payment fee.

An amount in-between

Remember, if you pay any less than your entire balance, you'll be charged purchase interest on the remaining balance and lose any interest free periods where applicable.

Ways to make your repayments

Our app

To make a credit card repayment in the app, go to the ‘Accounts’ screen, choose your credit card account and click ‘Manage’. Next to ‘Statement balance’, click ‘Pay’.

Online banking

To transfer money from another Bankwest account to your credit card account, click on ‘Make a payment’ under the ‘Payments & transfers’ menu. Just click on ‘Internal Transfers’ to transfer the desired amount into your credit card account.

Phone banking

Give us a call on 13 17 19 and select the ‘self-service phone banking’ option. Make sure you’ve got your statement and your account details handy.

In a branch

Pop into your nearest branch with your statement and we’ll be able to help you out.

Want to make it automatic?

It might be a good idea to set up a direct debit so that a set amount gets transferred into your credit card account automatically each month.

To set up a flexible amount to be automatically paid on the due date, you can message or call us.

Otherwise, you can schedule repeating payments for a fixed amount and date in the app or online banking. Find out how.