Keep in mind that you can choose the amount you pay off – you've got a few options.
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How to make your credit card repayments
There's a few ways to make your credit card repayments, so you can choose one that works for you. We'll send you a statement each month – see how statements work.
How much should I pay off?
Your entire balance
This means you avoid purchase interest and payment fees (you'll also keep any interest free periods where applicable).
Your minimum repayment amount
You’ll need to make this payment plus any "Amount Due Immediately" by the due date to avoid a late payment fee.
An amount in-between
Remember, if you pay any less than your entire balance, you'll be charged purchase interest on the remaining balance and lose any interest free periods where applicable.
Ways to make your repayments
Our app
To make a credit card repayment in the app, go to the ‘Accounts’ screen, choose your credit card account and click ‘Manage’. Next to ‘Statement balance’, click ‘Pay’.
Online banking
To transfer money from another Bankwest account to your credit card account, click on ‘Make a payment’ under the ‘Payments & transfers’ menu. Just click on ‘Internal Transfers’ to transfer the desired amount into your credit card account.
Phone banking
Give us a call on 13 17 19 and select the ‘self-service phone banking’ option. Make sure you’ve got your statement and your account details handy.
In a branch
Pop into your nearest branch with your statement and we’ll be able to help you out.
Bank@Post
Payments can be made by cash or cheque at your local participating Post Office. Find the closest Bank@Post location to you on the Bank@Post website. 1 Bank@Post is an agency service provided by Australia Post on behalf of Bankwest. Bank@Post is available at participating Post Offices. Services available are cash withdrawals, deposits, balance enquiries and credit card repayments. Limits apply.
Want to make it automatic?
It might be a good idea to set up a direct debit so that a set amount gets transferred into your credit card account automatically each month.
To set up a flexible amount to be automatically paid on the due date, you can message or call us.
Otherwise, you can schedule repeating payments for a fixed amount and date in the app or online banking. Find out how.
- Bank@Post is an agency service provided by Australia Post on behalf of Bankwest. Bank@Post is available at participating Post Offices. Services available are cash withdrawals, deposits, balance enquiries and credit card repayments. Limits apply.