Banking rates

Our bank account rates

Easy Transaction Account
Balance Variable rate
All balances Not applicable
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Bankwest Qantas Transaction Account
Balance Variable rate
All balances 0.01% p.a.
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Retirement Advantage Account
Balance Variable rate
$0 up to $2,000 0.25% p.a.
$2,000 up to $48,000 1.00% p.a.
$48,000 or more 2.00% p.a.
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Interest is calculated at the applicable rate on the portion of the balance which falls within each of the tiers.
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Hero Transaction Account
Balance Variable rate
$0 up to $5,000 1.50% p.a.
$5,001 or more 0% p.a.
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Interest is calculated at the applicable rate on the portion of the balance which falls within each of the tiers.
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Student Account
Balance Variable rate
$0 to $4,999.99 0.01% p.a.
$5,000 to $19,999.99 0.01% p.a.
$20,000 to $49,999.99 0.01% p.a.
$50,000 or more 0.05% p.a.
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Interest is calculated at the applicable rate on the portion of the balance which falls within each of the tiers.
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Rewards Transaction Account
Balance Variable rate
All balances 0.01% p.a.
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Lite Direct Account
Balance Variable rate
All balances 0.01% p.a.
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FeeSaver Basic Account
Balance Variable rate
All balances Not applicable
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Offset Transaction Account
Home Loan Variable rate
All balances Not applicable
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Rates are subject to change
For more information about choosing the right account for you, please refer to The Smarter Banking Booklet (PDF) - produced by the Australian Bankers' Association.

Our credit card rates

Bankwest Breeze Mastercard
Tier Intro rate Purchase rate Cash advance rate
All 0% p.a. for 13 months on purchases and balance transfers (2% balance transfer fee applies) 1 12.99% p.a. ? 21.99% p.a.
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Rates are intended for new Bankwest Breeze Mastercard customers only. Fees and charges apply, including an annual fee.
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Bankwest Zero Mastercard
Tier Intro rate Purchase rate Cash advance rate
All 2.99% p.a. intro balance transfer rate for first 9 months
1  
17.99% p.a. ? 21.99% p.a.
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Rates are intended for new Bankwest Zero Mastercard customers only. Fees and charges apply.
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Bankwest Qantas Mastercard
Tier Intro rate Purchase rate Cash advance rate
All 2.99% p.a. intro balance transfer rate for first 9 months
1
20.49% p.a. ? 21.99% p.a.
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Rates are intended for new Bankwest Qantas Mastercard customers only. Fees and charges apply, including an annual fee.
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Bankwest More Mastercard
Tier Intro rate Purchase rate Cash advance rate
All 0% p.a. Intro balance transfer rate for first 6 months (1% balance transfer fee applies) 1 19.99% p.a. ? 21.99% p.a.
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Rates are intended for new More Mastercard customers only. Fees and charges apply, including an annual fee.
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Rates are subject to change.

Things you should know

  1. Terms and conditions apply, view product page for more details.

 There is a limit of one Bankwest Breeze Mastercard, one Bankwest Zero Mastercard, one Bankwest Qantas Mastercard and one Bankwest More Mastercard per customer.