How do I change my daily payment limits?

In online banking

  1. Log in to online banking
  2. Go to 'Payments' > 'Payment limits' to view and edit.

In the app

  1. Log in to the app
  2. Go to 'Payments' > ‘Manage’ > ‘Payment limits’ to view and edit.

Maximum daily payment limits

See what the maximum daily payment limit is for each payment type.

Pay AnyBody

This is a payment made to anyone with an Australian bank account, taking up to three business days to process.

  • $1,500 – your default daily Pay AnyBody limit
  • $5,000 – if you’re registered for secret questions
  • $20,000 – in Bankwest Online Banking if you’re registered for SMS code
  • $50,000 – in the Bankwest App if you’re registered for SMS code.

Linked account transfers

This is a payment that’s made between your online savings or term deposit and the transaction account it’s linked to. $2,000,000 – your daily limit applies to the following accounts:

  • Bankwest Smart eSaver
  • Easy Saver
  • Bankwest Term Deposit.

Faster Payments

This is a type of Pay AnyBody payment, made to a registered PayID or Australian bank account and where possible, processed almost instantly. We’ll send your eligible payment as a Faster Payment if it’s made using the Bankwest App, or you can choose this option in Bankwest Online Banking.

  • $5,000 – limit per transaction
  • $5,000 – default daily Faster Payment limit (unless your Pay AnyBody daily limit is less than this).


A way to pay bills or transfer money to a credit card from another financial institution.

  • $5,000 – your default daily BPAY limit
  • $20,000 – in Bankwest Online Banking if you’re registered for SMS code
  • $50,000 – in the Bankwest App if you’re registered for SMS code.

International Money Transfers

This is money transferred to bank accounts overseas.

  • $0 – your default daily International Transfer limit
  • $5,000 – if you're registered for secret questions
  • $20,000 – if you're registered for SMS code.

Not what you were looking for? See all online banking questions.

Maximum daily authorisation limits

PayTo® agreements

Your default daily authorisation limit is $300 but you can increase this amount up to $5,000. To change your daily authorisation limit in online banking head to ‘Payments’ > ‘Payment limits’ in online banking or in the app go to 'Payments' > ‘Manage’ > ‘PayTo authorisation limit.’ Make sure you’re registered for SMS code for this to work.

Your PayTo daily authorisation limit is the total value of PayTo agreements you can authorise in a day – it doesn’t apply to PayTo payments that come out of your account. Keep in mind that no limit applies to direct debits that have been switched to PayTo agreements (unless they’re amended by the merchant via PayTo).

Related questions

Didn't find what you were looking for? Check out some other common questions below.

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