Cards help

Do I get charged if I withdraw cash from my credit card at an ATM in Australia?

You may be able to withdraw cash from your credit card at an ATM in Australia – this is called a cash advance. However, the interest you pay on that cash is higher than if you were to use your credit card to make a purchase. Cash advance interest will accrue daily from the day the money is withdrawn.

In addition to the cash advance interest charges, you will also need to pay a cash advance fee for this transaction of 2% of transaction amount or $4 (whichever is greater).

If the withdrawal is made from a non-Bankwest or CBA ATM then you may also incur an ATM fee from the other financial institution. 

To use your card overseas you'll need to select the ‘credit’ option – ‘cheque’ and ‘savings’ selections will only work within Australia.

Check out more tips about banking abroad here.


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