Online or in-store
If you have a Platinum Debit Mastercard®, you’ll be able to access all of the funds in your account if you select 'Credit' – as long as the available balance of the account is above the transaction amount.
If you have a standard debit card (without the chip) your maximum daily EFTPOS limit is capped at $1,000 and can’t be changed.
If you have a Debit card, you can only use it for standard Eftpos payments. It can't be used for contactless or online payments.
Withdrawing from ATMs
The daily ATM withdrawal limit at Bankwest and Commonwealth Bank ATMs is $2,000. Standard limits between $1,000 and $1,500 apply at all other domestic and international ATMs, depending on your card type.
This daily limit applies to each card on the account, not the account itself. If you’ve got a joint account, you could both withdraw the daily limit using your separate cards.