Cards help

Is there a limit for spending on my debit card?

Online or at a branch

If you have a Debit Mastercard (the card with the chip), there’s a $1,000 limit on ‘Cheque’ or ‘Savings’. If you have a Platinum Debit Mastercard, this limit is $1,500. If you select ‘Credit’, you’ll be able to access all of the funds in your account – as long as the available balance of the account is above the transaction amount.

If you have a standard debit card (without the chip) your maximum daily EFTPOS limit is capped at $1,000 and can’t be changed.

Withdrawing from ATMs

The daily ATM withdrawal limit at Bankwest and Commonwealth Bank ATMs is $2,000. Standard limits between $1,000 and $1,500 apply at all other domestic and international ATMs, depending on your card type.

This daily limit applies to each card on the account, not the account itself. If you’ve got a joint account, you could both withdraw the daily limit using your separate cards.

Need more help?

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