Is there a limit for spending on my debit card?

Online or in-store

If you have a Platinum Debit Mastercard®, you’ll be able to access all of the funds in your account if you select 'Credit' – as long as the available balance of the account is above the transaction amount.

If you have a standard debit card (without the chip) your maximum daily EFTPOS limit is capped at $2,000 and can’t be changed.

If you have a Debit card, you can only use it for standard Eftpos payments. It can't be used for contactless or online payments.

Withdrawing from ATMs

The daily ATM withdrawal limit is $2,000 at domestic and international ATMs.

This daily limit applies to each card on the account, not the account itself. If you’ve got a joint account, you could both withdraw the daily limit using your separate cards.