Less worry with our low fixed rate

3.19 %

Two-year fixed rate

4.04 %

Comparison rate

Our Complete Fixed Home Loan Package offers the security of our great fixed home loan rate, plus a rewards credit card and offset accounts. 1 Offset Transaction Account must be held in the same name as the loan account. Other exclusions apply. Maximum 40% offset is available with our Complete Fixed Home Loan. Close

For owner occupied borrowings with principal and interest repayments. New borrowings up to 90% of the property value and loan sizes of $200,000+. Understand the comparison rate - see 'Things you should know' at the bottom of this page.

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Earn 90,000 bonus Qantas Points

Plus, 50% off the first annual fee. Apply for a Bankwest World Mastercard® and spend min $6,000 on eligible purchases in the first three months to qualify.

New Bankwest Qantas Mastercard customers only. T&Cs apply. Ends 31 Aug 2019. See the 'Things you should know' at the bottom of this page.

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Things you should know

1. Offset Transaction Account must be held in the same name as the loan account. Other exclusions apply. Maximum 40% offset is available with our Complete Fixed Home Loan.

Bonus Qantas Points Promotion:
The 90,000 Bonus Qantas Points promotion is only available to new Bankwest Qantas Mastercard customers who apply for a Bankwest Qantas World Mastercard credit card from 24 May 2019 until 31 August 2019, are approved and spend at least $6,000 on eligible purchases within three months from account opening. Bonus Qantas Points are subject to change. Bonus Qantas Points will be transferred to your account within five months of account opening. You are not eligible for this promotion if you upgrade or vary your existing Bankwest credit card to a Bankwest Qantas World Mastercard.

Annual Fee Discount Promotion:

Annual fee is discounted for the first year for new Bankwest Qantas World Mastercard applications received from 24 May 2019 until 31 August 2019 (annual fee will apply to applications received outside these dates). Annual fee of $270 will be payable after the first year and in subsequent years on the anniversary of the card opening.

You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. A joining fee usually applies. However, complimentary membership is available from Bankwest if you join at qantas.com/joinffbankwest. Membership and the earning and redemption of points are subject to the terms and conditions of the Qantas Frequent Flyer program. Qantas Points are earned in accordance with and subject to the Bankwest Qantas Rewards Terms and Conditions (PDF). Qantas Points are earned on eligible purchases only, see Bankwest Qantas Rewards Terms and Conditions (PDF). Exclusions and limitations apply. Points earned and redemption values subject to change. Qantas Points (outside any bonus points) won't be transferred to your Qantas Frequent Flyer Account until:

  • You have spent an initial $1,500 on eligible purchases using your card; and
  • Your account has been opened for at least 2 months.

What's the comparison rate? 
It’s a tool that can help you identify the truer cost of a loan. It’s calculated using a standard formula that includes the interest rate, as well as certain fees and charges relating to a loan (not all fees and charges are included).

Comparison rate warning:
Comparison rate is calculated on the statutory assumption of $150,000 loan over 25 years but the minimum required loan amount is $200,000 for the Complete Home Loan Package and Equaliser Home Loan. Different rates apply for different loan amounts and may depend on the duration of a fixed rate period or the ratio of the loan amount to the property value. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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World Mastercard Program terms and conditions apply. Visit www.mastercard.com.au/world for details about World Mastercard experiences. Mastercard and the Mastercard brand mark are registered trademarks, and the circles design and Tap & go are trademarks of Mastercard International Incorporated.